What should a California farm business ask about workers compensation?
Start with the actual worker relationship and farm-labor details. California’s general employer guidance should not be applied without checking statutory exceptions and farm-labor status or thresholds.
Give the broker job duties, seasonal dates, work locations, and who directs each worker. Ask which workers are classified, what state requirements apply to this arrangement, and how employers-liability terms are shown.1
If the team also works outside California, list those states and activities separately. This guide does not decide whether a particular worker or farm arrangement falls within an exception.1
Read the Agriculture Insurance Buying Guide
Sources and Further Reading for Agriculture
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