TechInsurance vs 
Travelers Tech E&O Insurance
TechInsurance bundles E&O and cyber as two policies; Travelers lets you select E&O, cyber, or both inside CyberRisk Tech.
What Is TechInsurance?
TechInsurance is a small-business insurance agency and brokerage with a technology focus, offering online quote comparison and agent assistance through the Insureon organization. 1,2
What Is Travelers Insurance?
Travelers is a U.S. property-casualty insurance group that markets business coverage, including a technology practice, through independent agents and brokers. Buyers can investigate CyberRisk Tech, a small-business technology-services policy, and other commercial lines, then confirm the issuing company and California availability on a quote. 4,5,6
What Is Technology Errors and Omissions (E&O) Insurance?
Technology errors and omissions (E&O) insurance addresses claims that a technology product or service caused a customer or other third party a financial loss. It doesn't extend to cyber incidents, bodily injury or professional services outside the quoted product. 8,9,10
Key Differences in Tech E&O Insurance
Two Policies Sold Together Versus One Product With Optional Agreements
TechInsurance presents tech E&O as two policies: E&O and cyber liability. Travelers puts technology E&O inside CyberRisk Tech as a selectable agreement, so E&O can be chosen without the cyber-specific agreements. TechInsurance’s page does not name the issuer; Travelers underwrites CyberRisk Tech. 3 4 7
What Each Says the E&O Piece Covers
TechInsurance’s E&O half lists errors, undelivered services, missed deadlines, budget overruns and breach of contract, with IP usually added separately, and a cyber half split into first- and third-party breaches. Travelers says the E&O agreement helps with alleged errors, omissions or negligent acts in performing services, such as lost revenue from a software error, and keeps breach response and cybercrime on other agreements. 3 4 7
Price, Audience and Path
TechInsurance publishes a median of $67 per month and lists IT professions including MSPs and data centers. Travelers does not publish E&O limits or premiums, markets to technology and life-sciences companies from startups to established firms, and tells buyers to use an agent or a Travelers representative. 3 4 7
What to Confirm in Tech E&O Insurance Quotes
- Ask whether TechInsurance is quoting both policies and whether Travelers selected only the E&O agreement. 3 7
- Confirm issuers on both quotes. 3 4
- Check IP: usually an add-on at TechInsurance; not listed on Travelers’ E&O FAQ. 3 4
- If you want Travelers monitoring tools, confirm cyber coverage is selected. 7
Offering Details
TechInsurance vs Travelers Tech E&O Insurance: documented features by provider
| Criteria | TechInsurance Technology Errors and Omissions (Tech E&O) Insurance | Travelers CyberRisk Tech Technology Errors and Omissions Coverage |
|---|---|---|
| Role in This Line | TechInsurance sells technology errors and omissions (tech E&O) as a bundle of two policies, errors and omissions insurance and cyber liability insurance, built specifically for IT and technology companies. 3Company-reported. Tech E&O product page. | Travelers underwrites technology E&O as one of the selectable insuring agreements inside its CyberRisk Tech policy, not as a separate standalone policy form; a buyer chooses E&O protection, cyber protection, or both within the same product. 4,7Company-reported. Technology and CyberRisk Tech product pages, as read on 2026-09-23. |
| Issuing Insurer | The reviewed page does not name the issuing insurer for a tech E&O policy. 3Not publicly disclosed. Tech E&O product page as read on 2026-09-23. | Not described in the reviewed sources. |
| Who It’s For | TechInsurance targets tech E&O at IT and technology businesses, listing software developers, MSPs, SaaS companies, IT consultants, app developers, data centers and cybersecurity firms among the professions it insures under this bundle. 3Company-reported. Tech E&O product page, Technology professionals we insure section. | Travelers markets CyberRisk Tech technology E&O to technology and life-sciences companies, describing the audience as ranging from startups to established industry leaders whose software products or technology services could be the subject of a client claim. 4,7Company-reported. Technology-page FAQ and the cyber-for-technology product page. |
| Coverage Features | TechInsurance says the E&O half of the bundle covers claims over errors, undelivered services, missed deadlines, budget overruns and breach of contract, while the cyber half splits into first-party coverage (for breaches of the buyer's own systems) and third-party coverage (for breaches on a client's systems the buyer worked on). 3Company-reported. Tech E&O product page; general policy description, not a specific policy form. TechInsurance says the standard tech E&O bundle does not automatically include coverage for intellectual property or copyright disputes; that coverage usually must be added to the policy. 3Company-reported. Tech E&O product page, Does E&O insurance cover media and intellectual property (IP) rights? section. | Travelers says the technology E&O insuring agreement helps cover the costs a company incurs from allegations of errors, omissions or negligent acts in performing its services, giving as an example a customer claiming lost revenue from an error in a software product or technology service. 4Company-reported. Technology-page FAQ answer on technology E&O; exclusions, retentions and defense-cost treatment are not detailed on this page. Travelers distinguishes technology E&O from the rest of CyberRisk Tech, which separately includes breach response, cybercrime and business-loss coverages; a buyer can select E&O coverage without also buying the cyber-specific insuring agreements. 7Company-reported. Cyber-for-technology product page; the exact combinations available depend on underwriting and state. |
| Limits and Retentions | TechInsurance says tech E&O policyholders pay a median of $67 per month, or about $807 a year, with the exact premium depending on profession risk, policy limits, the amount and access to personally identifiable information the company handles, and claims history. 3Company-reported. Tech E&O product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table. | The reviewed pages do not publish limit or retention amounts for the technology E&O insuring agreement specifically. 4,7Not publicly disclosed. Technology and cyber-for-technology pages as read on 2026-09-23. |
| Risk Services | Not described in the reviewed sources. | Travelers says CyberRisk Tech policyholders with cyber coverage get access to Cyber Risk Services, including a 24/7 Cyber Risk Dashboard and threat monitoring, but the cyber-for-technology page states availability of these services depends on policy eligibility and lists them under cyber coverage rather than as a benefit tied specifically to the technology E&O agreement. 7Company-reported. Cyber Risk Services description; scope is broader cyber coverage, not confirmed as an E&O-specific benefit. |
| How to Apply | Not described in the reviewed sources. | Travelers tells technology buyers to consult their insurance agent or a Travelers representative about CyberRisk Tech coverage; the reviewed pages do not describe a self-service quote path for technology E&O. 7Company-reported. Cyber-for-technology page CTA. |
Full Comparison
More TechInsurance vs Travelers Comparisons
Other Tech E&O Insurance Comparisons
Sources
TechInsurance
- About TechInsurance. TechInsurance; Opening description; one-application process; History of TechInsurance, 2011 and 2022 entries. Accessed 2026-09-16.
- Contact Us. TechInsurance; FAQs: How does TechInsurance work? (agent assistance obtaining surety bonds); agent or broker role; application; finding quotes; updating address; certificates. Accessed 2026-09-16.
- Technology Errors and Omissions - Tech E&O Insurance. TechInsurance; Tech E&O insurance includes two policies (E&O and cyber liability); What is first-party vs. third-party cyber liability insurance?; How much does tech E&O coverage cost?; Technology professionals we insure. Accessed 2026-09-23.
Travelers
- Technology Insurance. Travelers; Who needs technology errors and omissions (E&O) insurance?; Cyber insurance: Travelers CyberRisk Tech insurance safeguards technology businesses from errors and omissions claims and cybersecurity threats. Accessed 2026-09-23.
- Travelers Producer Compensation Disclosure (United States). Travelers; Independent producers; seven compensation types; Simply Business, Inc. and InsuraMatch, LLC ownership; The Travelers Indemnity Company footer; Northfield Excess & Surplus Lines product list. Accessed 2026-09-16.
- Contact Us. Travelers; Business insurance sold through independent agents; business claims 1.800.238.6225; MyTravelers for business features. Accessed 2026-09-16.
- Cyber Insurance for Technology and Life Sciences. Travelers; What does cyber insurance coverage for technology companies include?; CyberRisk Tech offers broad and scalable protection options – businesses can choose cyber protection, E&O protection or both. Accessed 2026-09-23.
Tech E&O Insurance Guide
- Insurance and Bonding Guidelines. Georgia Department of Administrative Services; Professional Liability / Errors and Omissions p.6; Technology Errors & Omissions (Cyber Liability) §9 pp.7–8. Accessed 2026-09-16.
- Technology Errors and Omissions Insurance. The Hartford; What Is Technology Errors and Omissions Insurance?; differences between cyber liability and errors and omissions; How Technology Errors and Omissions Insurance Works With Contracts. Accessed 2026-09-16.
- DigiTech Enterprise Risk Management. Chubb; Coverage Synopsis > Third-Party Liability Coverage > Technology Errors and Omissions; Cyber, Privacy and Network Security Liability; footer product-summary disclaimer. Accessed 2026-09-16.
