TechInsurance vs Travelers: How Do They Compare for Tech E&O Insurance?

TechInsurance bundles E&O with cyber for IT firms at a published median near $67 a month; Travelers underwrites tech E&O as a selectable part of CyberRisk Tech, with buyers consulting an agent or Travelers representative.

TechInsurance sells IT firms two bundled policies, E&O and cyber, at a published median of about $67 a month, with IP disputes usually extra; Travelers lets tech and life-sciences companies buy E&O on its own or with cyber inside CyberRisk Tech, through an agent, with no published prices. ^1,^2,³

What Are the Key Differences Between TechInsurance and Travelers Tech E&O Insurance?

Priced Two-Policy Bundle vs E&O You Can Buy Alone

TechInsurance sells tech E&O as two policies, E&O and cyber liability, for IT professions including managed service providers and data centers, and says customers pay a median of $67 a month. Travelers writes tech E&O as one agreement you can select inside CyberRisk Tech, so you can take E&O without the cyber agreements. It markets to technology and life-sciences companies from startups to established firms, sells through agents or Travelers representatives, and doesn't publish limits or premiums. Choose TechInsurance if you're a small IT firm that wants E&O and cyber together at a known price; choose Travelers if you already have cyber, are a life-sciences company, or prefer working with a local agent. ¹ ² ³

Detailed Service Failures vs Broad Error Cover

TechInsurance's E&O half lists errors, undelivered services, missed deadlines, budget overruns and breach of contract, with IP usually added separately; its cyber half covers breaches on your systems and clients' systems. Travelers says its E&O agreement covers alleged errors, omissions or negligent acts in your services, such as a customer's lost revenue from a software error, and keeps breach response and cybercrime on separate agreements. Travelers' Cyber Risk Services monitoring comes only with the cyber agreements. ¹ ² ³

What Should You Confirm in TechInsurance and Travelers Tech E&O Insurance Quotes?

Ask TechInsurance whether both policies are quoted, and ask Travelers which CyberRisk Tech agreements are selected. ¹ ³
Ask TechInsurance which insurer issues each policy; Travelers writes CyberRisk Tech itself. ¹ ²
Ask both how IP disputes are handled. ¹ ²
If you want Travelers' monitoring tools, make sure the cyber agreements are selected. ³

TechInsurance vs Travelers Tech E&O Insurance Compared

TechInsurance vs Travelers: Tech E&O Insurance: documented features by provider

Criteria	TechInsurance Technology Errors and Omissions (Tech E&O) Insurance	Travelers CyberRisk Tech Technology Errors and Omissions Coverage
Who It’s For	TechInsurance targets tech E&O at IT and technology businesses, listing software developers, MSPs, SaaS companies, IT consultants, app developers, data centers and cybersecurity firms among the professions it insures under this bundle. ¹Company-reported. Tech E&O product page, Technology professionals we insure section.	Travelers markets CyberRisk Tech technology E&O to technology and life-sciences companies, describing the audience as ranging from startups to established industry leaders whose software products or technology services could be the subject of a client claim. ^2,³Company-reported. Technology-page FAQ and the cyber-for-technology product page.
Coverage Features	TechInsurance says the E&O half of the bundle covers claims over errors, undelivered services, missed deadlines, budget overruns and breach of contract, while the cyber half splits into first-party coverage (for breaches of the buyer's own systems) and third-party coverage (for breaches on a client's systems the buyer worked on). ¹Company-reported. Tech E&O product page; general policy description, not a specific policy form. TechInsurance says the standard tech E&O bundle does not automatically include coverage for intellectual property or copyright disputes; that coverage usually must be added to the policy. ¹Company-reported. Tech E&O product page, Does E&O insurance cover media and intellectual property (IP) rights? section.	Travelers says the technology E&O insuring agreement helps cover the costs a company incurs from allegations of errors, omissions or negligent acts in performing its services, giving as an example a customer claiming lost revenue from an error in a software product or technology service. ²Company-reported. Technology-page FAQ answer on technology E&O; exclusions, retentions and defense-cost treatment are not detailed on this page. Travelers distinguishes technology E&O from the rest of CyberRisk Tech, which separately includes breach response, cybercrime and business-loss coverages; a buyer can select E&O coverage without also buying the cyber-specific insuring agreements. ³Company-reported. Cyber-for-technology product page; the exact combinations available depend on underwriting and state.
Role in This Line	TechInsurance sells technology errors and omissions (tech E&O) as a bundle of two policies, errors and omissions insurance and cyber liability insurance, built specifically for IT and technology companies. ¹Company-reported. Tech E&O product page.	Travelers underwrites technology E&O as one of the selectable insuring agreements inside its CyberRisk Tech policy, not as a separate standalone policy form; a buyer chooses E&O protection, cyber protection, or both within the same product. ^2,³Company-reported. Technology and CyberRisk Tech product pages, as read on 2026-09-23.

Criteria

TechInsurance Technology Errors and Omissions (Tech E&O) Insurance

Travelers CyberRisk Tech Technology Errors and Omissions Coverage

Who It’s For

TechInsurance targets tech E&O at IT and technology businesses, listing software developers, MSPs, SaaS companies, IT consultants, app developers, data centers and cybersecurity firms among the professions it insures under this bundle. ¹Company-reported. Tech E&O product page, Technology professionals we insure section.

Travelers markets CyberRisk Tech technology E&O to technology and life-sciences companies, describing the audience as ranging from startups to established industry leaders whose software products or technology services could be the subject of a client claim. ^2,³Company-reported. Technology-page FAQ and the cyber-for-technology product page.

Coverage Features

TechInsurance says the E&O half of the bundle covers claims over errors, undelivered services, missed deadlines, budget overruns and breach of contract, while the cyber half splits into first-party coverage (for breaches of the buyer's own systems) and third-party coverage (for breaches on a client's systems the buyer worked on). ¹Company-reported. Tech E&O product page; general policy description, not a specific policy form.

TechInsurance says the standard tech E&O bundle does not automatically include coverage for intellectual property or copyright disputes; that coverage usually must be added to the policy. ¹Company-reported. Tech E&O product page, Does E&O insurance cover media and intellectual property (IP) rights? section.

Travelers says the technology E&O insuring agreement helps cover the costs a company incurs from allegations of errors, omissions or negligent acts in performing its services, giving as an example a customer claiming lost revenue from an error in a software product or technology service. ²Company-reported. Technology-page FAQ answer on technology E&O; exclusions, retentions and defense-cost treatment are not detailed on this page.

Travelers distinguishes technology E&O from the rest of CyberRisk Tech, which separately includes breach response, cybercrime and business-loss coverages; a buyer can select E&O coverage without also buying the cyber-specific insuring agreements. ³Company-reported. Cyber-for-technology product page; the exact combinations available depend on underwriting and state.

Role in This Line

TechInsurance sells technology errors and omissions (tech E&O) as a bundle of two policies, errors and omissions insurance and cyber liability insurance, built specifically for IT and technology companies. ¹Company-reported. Tech E&O product page.

Travelers underwrites technology E&O as one of the selectable insuring agreements inside its CyberRisk Tech policy, not as a separate standalone policy form; a buyer chooses E&O protection, cyber protection, or both within the same product. ^2,³Company-reported. Technology and CyberRisk Tech product pages, as read on 2026-09-23.