Simply Business: Online Small-Business Insurance Marketplace
Simply Business describes a digital marketplace and licensed-producer service for small businesses. The policy and selected insurer determine coverage, fees, servicing and claims responsibilities. 1,2
What Is Travelers Insurance?
Travelers suits technology companies that want CyberRisk Tech and can work through an independent agent; buyers seeking a direct online technology quote should compare digital providers. Many small accounts can be quoted in agent platforms, while specialty risks need underwriting. 4,5,6
What Is Inland Marine Insurance?
If your business moves equipment between sites or ships goods, inland marine can cover those property exposures; installation and other forms address different property categories. Match the quote to what you own, rent or hold for others. 8,9
Key Differences in Inland Marine Insurance
Industry-specific property
Travelers names construction, fine art and museums, renewable energy, logistics, communications, manufacturing and municipalities among inland-marine segments. Its examples range from medical equipment and exhibits to bridges, radio towers and solar panels. Simply Business gives smaller examples such as contractors’ tools, photographers’ cameras and mobile-grooming equipment. Buyers with specialized or large assets should verify the carrier will schedule each class. 7 3
Underwriter and distribution
Travelers underwrites inland marine products that can stand alone or complement other segment policies and places them through an independent agent. Simply Business uses an online comparison flow where availability depends on state, buyer and insurer. Ask Simply Business to identify its selected carrier and compare its terms with the Travelers form for the exact property and route. 7 2
What to Confirm in Inland Marine Insurance Quotes
Review Scores
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
Simply Business
Review Score
4 rated sources
Customers disagree about Simply Business. Trustpilot shows 4.3 out of 5 from 1,901 reviews, but BBB customers give it 1.95 from 20 reviews and ConsumerAffairs shows 1.0.[6][10][7]
Read Simply Business reviewsTravelers
Review Score
3 rated sources
Travelers earns 4.5/5 from NerdWallet, but customer feedback is poor: 1.4/5 on Trustpilot and 1.3/5 for homeowners on ConsumerAffairs. Those reviews mostly concern personal insurance.[1][2][4][5][6][7]
Read Travelers reviewsOffering Details
Simply Business vs Travelers: Inland Marine Insurance: documented features by provider
| Criteria | Inland-marine insurance through Simply Business | Travelers Inland Marine Insurance |
|---|---|---|
| Role in This Line | Confirm in your quote. | Travelers underwrites inland marine as a family of segment-specific products that can stand alone or complement its other industry-segment policies. 7Company-reported. Inland marine page introduction and segment sections. |
| Who It’s For | The company gives contractors with tools, photographers with cameras and mobile groomers with equipment as examples of potential inland-marine buyers. Those examples do not guarantee eligibility. 3Company-reported. Company-published inland-marine information for U.S. small businesses; availability and actual policy terms depend on the insurer, state and buyer. | Travelers targets inland marine coverage at construction, fine art and museums, renewable energy, transportation/cargo/logistics, communications, manufacturing, municipalities and specialized-equipment and mobile-equipment-dealer businesses. 7Company-reported. Inland marine page segment list. |
| Coverage Features | Simply Business describes inland-marine coverage for equipment and inventory in transit or stored away from the business premises; policy wording controls covered causes, limits and conditions. 3Company-reported. Company-published inland-marine information for U.S. small businesses; availability and actual policy terms depend on the insurer, state and buyer. | Travelers describes inland marine as covering business property transported or moved between locations, including computers and electronics, medical diagnostic equipment, party and event equipment, fine art and collectibles, bridges and radio towers, trade show exhibits, and solar panels and wind turbines. 7Company-reported. Inland marine page "typically covers" list; actual inclusions and exclusions are set by the issued policy. Travelers offers an inland marine product for mobile equipment dealers, described as protecting against losses from fire, theft, weather and rental-related incidents. 7Company-reported. Inland marine page mobile equipment dealers section. |
| Limits and Retentions | Confirm in your quote. | The reviewed page does not publish limits or deductibles for any inland marine segment product. 7Not found in reviewed sources. Inland marine page as read on 2026-09-23; amounts would appear on a quote or declarations. |
| How to Apply | The page describes an online quote form and comparison of insurer quotes, with customization discussed as part of the quote process. Availability depends on state, buyer and insurer; the site Terms do not guarantee a quote or binding. 3,2Company-reported. Company-published inland-marine information for U.S. small businesses; availability and actual policy terms depend on the insurer, state and buyer. | Inland marine coverage is bought through a Travelers independent agent. 7Company-reported. Inland marine page "Find an insurance agent" call to action. |
Full Comparison
More Simply Business vs Travelers Comparisons
Other Inland Marine Insurance Comparisons
Sources
Simply Business
- Our Small Business Insurance Story. Simply Business; Opening description and audience; digital marketplace, business types and U.S. service. Accessed 2026-09-29.
- Terms of Service. Simply Business; Dated June 30, 2026; §1 lines 22–28; §8 lines 87–113; §10 lines 143–149; §19 line 211. Accessed 2026-09-29.
- Inland Marine Insurance. Simply Business; Equipment/inventory lines 15–18, 59–63; examples and quote workflow lines 97–140, 168–191. Accessed 2026-09-29.
Travelers
- Technology Insurance. Travelers; Technology insurance products we offer: CyberRisk Tech, Global Companion Plus+, general liability, commercial property, workers compensation, commercial auto, umbrella; startup-to-established-leader audience. Accessed 2026-09-16.
- Travelers Producer Compensation Disclosure (United States). Travelers; Independent producers; seven compensation types; Simply Business, Inc. and InsuraMatch, LLC ownership; The Travelers Indemnity Company footer; Northfield Excess & Surplus Lines product list. Accessed 2026-09-16.
- Contact Us. Travelers; Business insurance sold through independent agents; business claims 1.800.238.6225; MyTravelers for business features. Accessed 2026-09-16.
- Inland Marine Insurance. Travelers; Who needs inland marine coverage?; Inland marine insurance typically covers; Inland marine construction insurance; fine art and museums insurance; renewable energy insurance; transportation, cargo, logistics insurance; communications, computerized equipment, medical equipment and miscellaneous property insurance; mobile equipment dealers insurance. Accessed 2026-09-23.
Inland Marine Insurance Guide
- Commercial Insurance Guide. California Department of Insurance; Property Insurance; Commercial Property; Inland Marine; Boiler and Machinery. Accessed 2026-09-16.
- Inland Marine Policy: Contractors’ Equipment. Markel American Insurance Company / American Association of Insurance Services; hosted by Florida Department of Management Services; PDF p.8 declarations; attached Contractors’ Equipment printed pp.1–13 (PDF pp.18–30); replacement-cost endorsement PDF p.34. Accessed 2026-09-16.
