Risklytics vs Vouch Cyber Insurance

Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Cyber Liability Insurance with outside carriers; it says it does not underwrite policies itself. ¹Company-reported. About page; describes Risklytics' brokerage model generally, restated for this line.

Vouch is a broker, not an insurer, for cyber liability. It lists Cyber Liability among the core coverages it places for technology clients, and one of its named program partners for cyber is Corix, an insurance program administrator. ^10,11Company-reported. Vouch's Technology practice page and Corix's cyber product page.

Risklytics does not name the carrier that underwrites Risklytics Cyber Liability Insurance on its site. It says it places business with specialist insurers willing to write robotics, autonomy and AI risk; the issuing carrier appears on the bound policy. ^4,1Company-reported. Lines page and about page; no specific insurer is published for this line.

Corix's current legal disclosures say its proprietary products are issued by State National Insurance Company or United Specialty Insurance Company. Corix's disclosures still describe it as "a wholly-owned member of the Vouch Group," but Hiscox's August 2025 press release states Hiscox acquired Corix Insurance Services, LLC from Vouch, Inc., with Vouch remaining an independent broker under a multi-year distribution agreement — so the ownership language on Corix's disclosures page appears outdated. Either way, these named insurers apply to Corix-branded products specifically, not to every Vouch cyber placement. ^12,13Conflicting sources. Corix disclosures page (dated effective January 1, 2025) and the Hiscox press release; no single insurer is established for all Vouch cyber business.

Risklytics says companies typically need this coverage the first time they hold customer data in production, and that enterprise and government contracts require it once a vendor touches their data. ⁴Company-reported. Lines page.

Vouch markets cyber liability to technology companies across AI, SaaS, eCommerce, fintech, hardware and crypto, saying it is trusted by more than 6,000 companies in that segment. ¹⁰Company-reported. Vouch's Technology practice page; not an underwriting appetite guarantee for any specific applicant.

Risklytics describes Cyber Liability as paying for breach cleanup, legally required notifications, and the claims that follow a hack or data leak, such as a ransomware attack or exfiltrated customer records, and says it does not respond to a model giving bad output with no breach involved. ⁴Company-reported. Lines page; the issued policy and declarations control actual coverage.

Corix describes its cyber coverage as typically including incident response, forensic investigations, legal defense, regulatory fines and notification costs, plus business interruption and reputational-harm coverage. ¹¹Company-reported. Corix's cyber and errors & omissions product page; the description is general, and the buyer's actual policy form and exclusions govern the placement.

Risklytics lists a typical ask of $1 million or more in enterprise contracts for this line. ⁴Company-reported. Lines page; actual limits are set on the bound policy.

Neither the Vouch nor the Corix pages publish cyber policy limits, sublimits or retentions. ^10,11Not publicly disclosed. Pages checked on 2026-09-23.

Risklytics calls cyber the easiest line for its clients to get with reasonable security basics in place, and says whether a prompt-injection attack or a model leaking data is covered depends on policy wording it reads before binding. ⁴Company-reported. Lines page.

Vouch says it benchmarks a technology client's cyber exposures and aligns coverage with enterprise security demands from customers and investors, citing that only about 25% of companies under $250 million in revenue carry cyber insurance. ¹⁰Company-reported. Vouch's Technology practice page; benchmarking methodology and the cited statistic are company-reported.

You start Risklytics Cyber Liability Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. ^5,1Company-reported. Pricing page describes the general application and fee process, not a line-specific form.

Corix's cyber and E&O product page offers a downloadable application and directs brokers to start an appointment process; Vouch's own site routes prospective buyers to its online "Get Started" application flow. ^11,10Company-reported. Corix product page and Vouch homepage navigation.