Risklytics vs 
Vouch: How Do They Compare for Cyber Insurance?
Both place cyber for tech companies: Vouch serves AI, SaaS and fintech and offers an online application, while Risklytics serves robotics and AI firms and says it charges no broker fee.
Both brokers serve tech startups, but Vouch covers the wider SaaS, fintech and crypto market and sizes coverage to what customers and investors expect. Risklytics is the narrower pick for AI and robotics companies, with no broker fee added to premium. 3,2,4
What Are the Key Differences Between Risklytics and Vouch Cyber Insurance?
AI Specialist or Broad Tech Broker
Risklytics works with insurers willing to write robotics, autonomy and AI risk, and says it checks whether prompt injection or a model leaking data is covered before binding. Vouch places cyber for AI, SaaS, eCommerce, fintech, hardware and crypto companies alike. Choose Risklytics if your product is an AI model or autonomous system; choose Vouch if you're a general software or fintech company. 1 4
What Triggers the Purchase
Risklytics frames cyber as something you buy the first time customer data sits in production or a contract demands it. Vouch goes further on sizing, benchmarking your exposure against the security demands of customers and investors. If you need help choosing a limit, Vouch documents more of that work. 1 4
Where the Coverage Stops
Vouch's program partner Corix lists incident response, forensics, defense, regulatory fines, notification, business interruption and reputational harm. Risklytics is blunter about a gap that matters to AI companies: a model producing bad output with no breach isn't a cyber claim at all. 5 1
What Should You Confirm in Risklytics and Vouch Cyber Insurance Quotes?
- Ask Vouch whether your policy runs through Corix; Corix's disclosures name State National or United Specialty, but still describe Vouch ownership that Hiscox's 2025 acquisition superseded. 6 7
- Ask Risklytics which carrier will issue your policy; it appears only on the bound policy. 1
- Get limits and retentions in writing from both before comparing price. 3 5
Risklytics vs Vouch Cyber Insurance Compared
Risklytics vs Vouch: Cyber Insurance: documented features by provider
| Criteria | Risklytics Cyber Liability Insurance | Vouch Cyber Liability Insurance |
|---|---|---|
| Who It’s For | Risklytics says companies typically need this coverage the first time they hold customer data in production, and that enterprise and government contracts require it once a vendor touches their data. 1Company-reported. Lines page. | Vouch markets cyber liability to technology companies across AI, SaaS, eCommerce, fintech, hardware and crypto, saying it is trusted by more than 6,000 companies in that segment. 4Company-reported. Vouch's Technology practice page; not an underwriting appetite guarantee for any specific applicant. |
| How to Apply | You start Risklytics Cyber Liability Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. 3,2Company-reported. Pricing page describes the general application and fee process, not a line-specific form. | Corix's cyber and E&O product page offers a downloadable application and directs brokers to start an appointment process; Vouch's own site routes prospective buyers to its online "Get Started" application flow. 5,4Company-reported. Corix product page and Vouch homepage navigation. |
| Coverage Features | Risklytics describes Cyber Liability as paying for breach cleanup, legally required notifications, and the claims that follow a hack or data leak, such as a ransomware attack or exfiltrated customer records, and says it does not respond to a model giving bad output with no breach involved. 1Company-reported. Lines page; the issued policy and declarations control actual coverage. | Corix describes its cyber coverage as typically including incident response, forensic investigations, legal defense, regulatory fines and notification costs, plus business interruption and reputational-harm coverage. 5Company-reported. Corix's cyber and errors & omissions product page; the description is general, and the buyer's actual policy form and exclusions govern the placement. |
| Role in This Line | Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Cyber Liability Insurance with outside carriers; it says it does not underwrite policies itself. 2Company-reported. About page; describes Risklytics' brokerage model generally, restated for this line. | Vouch is a broker, not an insurer, for cyber liability. It lists Cyber Liability among the core coverages it places for technology clients, and one of its named program partners for cyber is Corix, an insurance program administrator. 4,5Company-reported. Vouch's Technology practice page and Corix's cyber product page. |
| Risk Services | Risklytics calls cyber the easiest line for its clients to get with reasonable security basics in place, and says whether a prompt-injection attack or a model leaking data is covered depends on policy wording it reads before binding. 1Company-reported. Lines page. | Vouch says it benchmarks a technology client's cyber exposures and aligns coverage with enterprise security demands from customers and investors, citing that only about 25% of companies under $250 million in revenue carry cyber insurance. 4Company-reported. Vouch's Technology practice page; benchmarking methodology and the cited statistic are company-reported. |
