Pie Insurance vs 
TechInsurance: How Do They Compare for Cyber Insurance?
TechInsurance reports a median of $129 a month and lists exclusions; Pie Insurance describes first-party and third-party cover and directs you to contact the company for a quote.
TechInsurance reports a $129 monthly median cyber premium and says a certificate is typically available the same day you buy. Pie places small-business cyber through unnamed partners and starts with a website contact, without a published premium. 2,1
What Are the Key Differences Between Pie Insurance and TechInsurance Cyber Insurance?
A Priced Online Form Versus a Contact Request
TechInsurance puts a book-level price and a certificate promise on the page.
TechInsurance says its cyber liability policyholders pay a median of $129 per month, or about $1,552 a year, based on its own customer data, with the exact premium depending on employee count, data volume, claims history, deductible and coverage limits. 2Company-reported. Cyber liability product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table.
Pie directs you to contact the company to start a quote and does not publish a premium or certificate timing. Choose TechInsurance if you want a short online application and a same-day certificate; choose Pie if you already buy other small-business lines there and will start by contacting the company. 1
Named Trades Versus a General Small-Business Pitch
TechInsurance names IT professionals, retail, healthcare, financial services, real estate, and media and advertising. Pie markets cyber to small businesses generally alongside workers compensation, commercial auto and BOP. 2 1
Exclusions Versus Scenario Lists
TechInsurance says cyber does not cover professional negligence unrelated to a breach or data loss from physical hardware damage. Pie lists identity theft, cyber extortion and lawsuit protection as scenarios coverage can respond to, without that exclusion list. 2 1
What Should You Confirm in Pie Insurance and TechInsurance Cyber Insurance Quotes?
Pie Insurance vs TechInsurance Cyber Insurance Compared
Pie Insurance vs TechInsurance: Cyber Insurance: documented features by provider
| Criteria | Pie Cyber Insurance for Small Businesses | TechInsurance Cyber Liability Insurance |
|---|---|---|
| Who It’s For | Pie markets cyber insurance to small businesses generally, cross-selling it alongside workers' compensation, commercial auto, and BOP insurance on other small-business product pages. 1Company-reported. Cyber Insurance product page as read on 2026-09-23; no minimum size, revenue, or industry restriction was published. | TechInsurance targets cyber liability at small businesses handling sensitive data, naming IT and technology professionals, retail, healthcare, financial services, real estate, and media and advertising businesses as example segments. 2Company-reported. Who needs cyber liability insurance section of the product page. |
| How to Apply | Pie directs cyber buyers to contact the company to start a quote through its website. 1Company-reported. Cyber Insurance product page as read on 2026-09-23. | You request cyber liability quotes online through a short application describing your business; TechInsurance says a licensed agent is available to help and that a certificate of insurance is typically available the same day you buy a policy. 2Company-reported. Cyber liability product page application and certificate sections. |
| Coverage Features | Pie describes its cyber policies as varying by business need, with first-party coverage for expenses when a business's own data is stolen or network hacked, and third-party coverage to help if the business is sued over a cybercrime affecting others. 1Company-reported. Cyber Insurance product page as read on 2026-09-23; the issued policy controls the specific insuring agreements and exclusions. Pie lists identity theft (for an employee or customer's stolen identity), cyber extortion (help regaining private information after an extortion event), and financial protection against related lawsuits as scenarios its cyber coverage responds to. 1Company-reported. Cyber Insurance product page as read on 2026-09-23. | TechInsurance splits cyber liability into first-party coverage (data breach response, cyber extortion payments, business interruption, data recovery) and third-party coverage (legal fees, regulatory fines, reputation management, settlements and court-ordered damages) for claims a client brings against the business. 2Company-reported. Cyber liability product page; coverage described in general terms, not a specific policy form. TechInsurance says cyber liability insurance does not cover professional negligence claims unrelated to a breach, physical damage to electronic devices, or data loss from physical damage to hardware, and points buyers to errors and omissions or a business owner's policy for those gaps. 2Company-reported. What isn't covered by cyber liability insurance section of the product page. |
| Role in This Line | Pie says it helps small businesses get the best cyber coverage 'from our insurance carrier partners,' identifying itself as an intermediary rather than the underwriter for this line. 1Company-reported. Cyber Insurance product page as read on 2026-09-23. | TechInsurance arranges cyber liability insurance as a standalone policy and describes it as often bundled with technology errors and omissions coverage in a combined tech E&O package. 2Company-reported. Cyber liability product page. |
