Newfront vs Risklytics Cyber Insurance

Risklytics states its coverage excludes bad model output absent a breach; Newfront's Key Coverages list states no comparable exclusion.

What Is Newfront?

Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. 1,2,3,4

Read the Newfront profile

What Is Risklytics Insurance?

Risklytics describes a commercial insurance brokerage for robotics, autonomy, hardware and AI businesses. It prepares applications and seeks coverage from insurers; California placement eligibility remains unconfirmed. 6,7,8

Read the Risklytics profile

What Is Cyber Insurance?

Cyber insurance can help a business respond to cyber incidents and address covered liability claims arising from them. 11

Read the full coverage guide

Key Differences in Cyber Insurance

What the Base Coverage Responds To

Risklytics says its Cyber Liability line pays for breach cleanup, required notifications and the claims that follow a hack or data leak, but explicitly does not respond to a model producing bad output when no breach occurred. Newfront's Key Coverages list bundles cyber liability, data breach, technology E&O, business interruption, network security and extortion coverage without stating a comparable exclusion.

Risklytics describes Cyber Liability as paying for breach cleanup, legally required notifications, and the claims that follow a hack or data leak, such as a ransomware attack or exfiltrated customer records, and says it does not respond to a model giving bad output with no breach involved. 9Company-reported. Lines page; the issued policy and declarations control actual coverage.

5

When Buyers Typically Need It

Risklytics frames the buying moment specifically: the first time a company holds customer data in production, or when an enterprise or government contract requires cyber coverage from a vendor. Newfront's page speaks generally about "evolving cyber risk and increased underwriting standards" without naming a specific trigger for when to buy. 9 5

How You Apply and What Limits Are Discussed

Risklytics runs its own online application, says there is no broker fee on top of premium, and cites a typical enterprise-contract ask of $1 million or more in limits. Newfront takes consultations through its Cyber Risk practice and says its team uses proprietary modeling data to help set limits, but does not publish a comparable limit figure. 10 9 5 5

What to Confirm in Cyber Insurance Quotes

  • Ask Risklytics whether your specific AI or model risk, such as prompt injection or a data-leaking model, is covered, since it says that depends on policy wording reviewed before binding. 9
  • Ask Newfront to name the insurer for your placement, since its page does not disclose one. 5
  • Ask Risklytics to name the specific carrier for your policy, since its page also does not disclose one. 6
  • Compare Risklytics' typical $1 million-plus ask against the limit Newfront's modeling recommends for your risk. 9 5

Offering Details

Newfront vs Risklytics Cyber Insurance: documented features by provider

CriteriaNewfront Cyber Risk InsuranceRisklytics Cyber Liability Insurance
Role in This Line

Newfront's Cyber Risk practice brokers cyber coverage: it assesses risk, negotiates coverage and placement, and provides claims consultation. It does not underwrite the policy itself. 5Company-reported. Cyber Risk offering page.

Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Cyber Liability Insurance with outside carriers; it says it does not underwrite policies itself. 6Company-reported. About page; describes Risklytics' brokerage model generally, restated for this line.

Issuing Insurer

The reviewed Cyber Risk page does not name the insurer or insurers that would issue a cyber policy placed through Newfront. 5Not publicly disclosed. Cyber Risk page as read on 2026-09-23; carrier depends on the specific placement.

Risklytics does not name the carrier that underwrites Risklytics Cyber Liability Insurance on its site. It says it places business with specialist insurers willing to write robotics, autonomy and AI risk; the issuing carrier appears on the bound policy. 9,6Company-reported. Lines page and about page; no specific insurer is published for this line.

Who It’s For

The Cyber Risk page does not state a company-size or industry eligibility threshold; it speaks generally about clients facing "evolving cyber risk and increased underwriting standards." 5Not publicly disclosed. Our Approach section; general framing, not a stated eligibility rule.

Risklytics says companies typically need this coverage the first time they hold customer data in production, and that enterprise and government contracts require it once a vendor touches their data. 9Company-reported. Lines page.

Coverage Features

Newfront lists Cyber Liability Insurance, Data Breach Insurance, Technology Errors and Omissions (E&O), Business Interruption, Network Security Liability, and Cyber Extortion and Ransomware Coverage among its cyber Key Coverages. 5Company-reported. Cyber Risk page Key Coverages list; the page treats technology E&O as part of the same practice.

Risklytics describes Cyber Liability as paying for breach cleanup, legally required notifications, and the claims that follow a hack or data leak, such as a ransomware attack or exfiltrated customer records, and says it does not respond to a model giving bad output with no breach involved. 9Company-reported. Lines page; the issued policy and declarations control actual coverage.

Limits and Retentions

Newfront's cyber page does not publish limits or retentions. It says its technology team provides proprietary modeling data to inform decisions on limits aligned with a client's risk exposure and tolerance. 5Company-reported. Subject Matter Expertise section; describes an internal modeling service, not published limit figures.

Risklytics lists a typical ask of $1 million or more in enterprise contracts for this line. 9Company-reported. Lines page; actual limits are set on the bound policy.

Risk Services

Newfront says dedicated cyber security specialists advise on security-improvement opportunities and current cybersecurity practices against phishing, ransomware and DDoS threats, and that its Tech E&O and Cyber team negotiates bespoke policy language. 5Company-reported. Subject Matter Expertise section of the cyber page.

Risklytics calls cyber the easiest line for its clients to get with reasonable security basics in place, and says whether a prompt-injection attack or a model leaking data is covered depends on policy wording it reads before binding. 9Company-reported. Lines page.

How to Apply

You start a cyber placement by requesting a consultation through Newfront's Cyber Risk page, which is led by Jennifer Wilson, Head of the Cyber Practice. 5Company-reported. Cyber Risk page call-to-action and Leadership section; no online quoting or binding described.

You start Risklytics Cyber Liability Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. 10,6Company-reported. Pricing page describes the general application and fee process, not a line-specific form.

Claims Support

Newfront says it provides "hands-on" claims consultation for cyber breaches, including pre- and post-loss advocacy and resolution consultation to prepare clients on breach-response protocol before a claim. 5Company-reported. Claims Consultation section of the cyber page; a described service, not a claims-outcome statistic.

Not described in the reviewed sources.

Full Comparison

More Newfront vs Risklytics Comparisons

Other Cyber Insurance Comparisons

Sources

Newfront

  1. Business Insurance. Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
  2. Employee Benefits. Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
  3. Newfront Navigator. Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15.
  4. WTW Completes Acquisition Of Newfront. WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
  5. Cyber Risk. Newfront; Our Approach: Superior Risk Management, Coverage Negotiation, Claims Consultation; Key Coverages to Protect Your Business; Subject Matter Expertise; Leadership: Jennifer Wilson. Accessed 2026-09-23.

Risklytics

  1. About Risklytics: who we are. Risklytics; “What we do”; Licensing: Risklytics Insurance Services, National Producer Number 22311838, resident license Massachusetts. Accessed 2026-09-23.
  2. Insurance for Frontier Tech. Risklytics; You describe your company; One application. Written for you; footer. Accessed 2026-09-16.
  3. Terms of Service. Risklytics; Effective August 7, 2026; sections 1–5, 7, 9 and 12. Accessed 2026-09-16.
  4. Cyber Liability Insurance. Risklytics; Coverage line: Cyber Liability; Built for moments like these; When to buy; Who requires it; How hard to get; Common questions. Accessed 2026-09-23.
  5. How pricing and broker fees work. Risklytics; Buying direct / Generic broker / Risklytics comparison table: no broker fee, commission paid by the carrier out of premium. Accessed 2026-09-23.

Cyber Insurance Guide

  1. Cyber Insurance. Federal Trade Commission; Opening; First-Party and Third-Party Coverage; First-Party Coverage; Third-Party Coverage; What Should Your Cyber Insurance Policy Cover. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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