Newfront vs Risklytics: How Do They Compare for Cyber Insurance?

Risklytics places cyber for robotics and AI firms and notes contracts often ask for $1 million or more; Newfront publishes no limits and uses modeling data to help size them.

Risklytics says there is no broker fee on top of premium, a licensed producer stays until bind, and enterprise contracts typically ask for $1 million or more. Newfront uses proprietary modeling to size limits and does not publish a typical number. ^4,^3,¹

What Are the Key Differences Between Newfront and Risklytics Cyber Insurance?

An Online Bind Path Versus a Modeled Consultation

You start Risklytics Cyber Liability through its online application, with no broker fee on top of premium and a licensed producer on the file until bind. Newfront starts with a consultation on its Cyber Risk page and uses proprietary modeling to align limits with exposure, without an online bind flow. Choose Risklytics if you want an online application and a published typical $1 million ask; choose Newfront if you want a practice to model the limit and negotiate wording. ⁴ ³ ¹

What Each Says the Line Does Not Do

Risklytics says the coverage pays for breach cleanup, required notifications and claims after a hack, and that it does not respond to a model giving bad output with no breach. Newfront's key-coverages list includes Technology E&O alongside cyber, which is a different way to treat professional-services risk. ² ¹

Claims Help

Newfront describes hands-on claims consultation, including pre-loss coaching on breach-response protocol. Risklytics' reviewed pages do not describe a dedicated claims team for this line. ¹ ²

What Should You Confirm in Newfront and Risklytics Cyber Insurance Quotes?

Ask Risklytics which specialist insurer would write the policy. ²
Ask Newfront for the modeled limit in writing. ¹
If an AI-output loss is a concern, ask both how the wording would treat it. ² ¹

Newfront vs Risklytics Cyber Insurance Compared

Newfront vs Risklytics: Cyber Insurance: documented features by provider

Criteria	Newfront Cyber Risk Insurance	Risklytics Cyber Liability Insurance
Limits and Retentions	Newfront's cyber page does not publish limits or retentions. It says its technology team provides proprietary modeling data to inform decisions on limits aligned with a client's risk exposure and tolerance. ¹Company-reported. Subject Matter Expertise section; describes an internal modeling service, not published limit figures.	Risklytics lists a typical ask of $1 million or more in enterprise contracts for this line. ²Company-reported. Lines page; actual limits are set on the bound policy.
How to Apply	You start a cyber placement by requesting a consultation through Newfront's Cyber Risk page, which is led by Jennifer Wilson, Head of the Cyber Practice. ¹Company-reported. Cyber Risk page call-to-action and Leadership section; no online quoting or binding described.	You start Risklytics Cyber Liability Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. ^4,³Company-reported. Pricing page describes the general application and fee process, not a line-specific form.
Coverage Features	Newfront lists Cyber Liability Insurance, Data Breach Insurance, Technology Errors and Omissions (E&O), Business Interruption, Network Security Liability, and Cyber Extortion and Ransomware Coverage among its cyber Key Coverages. ¹Company-reported. Cyber Risk page Key Coverages list; the page treats technology E&O as part of the same practice.	Risklytics describes Cyber Liability as paying for breach cleanup, legally required notifications, and the claims that follow a hack or data leak, such as a ransomware attack or exfiltrated customer records, and says it does not respond to a model giving bad output with no breach involved. ²Company-reported. Lines page; the issued policy and declarations control actual coverage.
Role in This Line	Newfront's Cyber Risk practice brokers cyber coverage: it assesses risk, negotiates coverage and placement, and provides claims consultation. It does not underwrite the policy itself. ¹Company-reported. Cyber Risk offering page.	Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Cyber Liability Insurance with outside carriers; it says it does not underwrite policies itself. ³Company-reported. About page; describes Risklytics' brokerage model generally, restated for this line.
Risk Services	Newfront says dedicated cyber security specialists advise on security-improvement opportunities and current cybersecurity practices against phishing, ransomware and DDoS threats, and that its Tech E&O and Cyber team negotiates bespoke policy language. ¹Company-reported. Subject Matter Expertise section of the cyber page.	Risklytics calls cyber the easiest line for its clients to get with reasonable security basics in place, and says whether a prompt-injection attack or a model leaking data is covered depends on policy wording it reads before binding. ²Company-reported. Lines page.