Newfront vs Resilience Cyber Insurance

Resilience names its underwriting group in a legal disclosure; Newfront's placements depend on whichever carrier it negotiates.

What Is Newfront?

Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. 1,2,3,4

Read the Newfront profile

What Is Resilience Insurance?

Resilience combines cyber and technology E&O insurance with cybersecurity risk-management services. Its offerings address both insurance placement and security investment decisions. 6,7

Read the Resilience profile

What Is Cyber Insurance?

Cyber insurance can help a business respond to cyber incidents and address covered liability claims arising from them. 11

Read the full coverage guide

Key Differences in Cyber Insurance

Who Stands Behind the Policy

Resilience's US disclosure names Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, both part of Intact Insurance Group USA, as the underwriters behind a distributor called Ocrea Risk Services doing business as Resilience Cyber Insurance Solutions. Newfront's cyber page does not name an insurer at all; the carrier depends on how a given placement is negotiated.

Resilience's US disclosure states that cyber insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260), doing business as Resilience Cyber Insurance Solutions, and underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, both subsidiaries of Intact Insurance Group USA LLC. The disclosure does not say which of the two Homeland entities issues a given policy. 9Company-reported. US paragraph of Resilience's disclaimer page, accessed 2026-09-23; product- and state-specific issuer mapping is not published.

5

Ongoing Security Services

Resilience pairs its policy with a Risk Operations Center that provides proactive threat monitoring and access to breach-and-attack simulations built on AttackIQ, while Newfront's Subject Matter Expertise section describes dedicated cyber specialists advising on security-improvement opportunities and modeling data to inform limit decisions, without naming a specific monitoring platform. 8 5

How Claims Support Differs

Resilience describes a fully in-house claims and incident-response team available 24/7, with a dedicated claims manager staying with the policyholder from triage through settlement. Newfront instead describes its own team giving "hands-on" claims consultation and pre-loss advocacy to prepare clients on breach-response protocol before a claim happens. 10 5

What to Confirm in Cyber Insurance Quotes

  • Ask Resilience which of the two named Homeland entities would issue your specific policy. 9
  • Ask Newfront to name the insurer it would place your risk with, since none is published. 5
  • Compare Resilience's published $20 million cyber limit and $500,000 eCrime sublimit against your needs; Newfront publishes no limit figures to compare. 8 5
  • Ask each how their security or claims services are delivered: platform-based monitoring for Resilience versus advisory consultation for Newfront. 8 5

Offering Details

Newfront vs Resilience Cyber Insurance: documented features by provider

CriteriaNewfront Cyber Risk InsuranceResilience Cyber Insurance
Role in This Line

Newfront's Cyber Risk practice brokers cyber coverage: it assesses risk, negotiates coverage and placement, and provides claims consultation. It does not underwrite the policy itself. 5Company-reported. Cyber Risk offering page.

Resilience pairs a cyber insurance policy with security services such as threat monitoring and breach-and-attack simulations. In the US, the policy is placed by a distributor rather than underwritten by the Resilience brand itself. 8Company-reported. Cyber Insurance product page description of the combined offering, accessed 2026-09-23.

Issuing Insurer

The reviewed Cyber Risk page does not name the insurer or insurers that would issue a cyber policy placed through Newfront. 5Not publicly disclosed. Cyber Risk page as read on 2026-09-23; carrier depends on the specific placement.

Resilience's US disclosure states that cyber insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260), doing business as Resilience Cyber Insurance Solutions, and underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, both subsidiaries of Intact Insurance Group USA LLC. The disclosure does not say which of the two Homeland entities issues a given policy. 9Company-reported. US paragraph of Resilience's disclaimer page, accessed 2026-09-23; product- and state-specific issuer mapping is not published.

Who It’s For

The Cyber Risk page does not state a company-size or industry eligibility threshold; it speaks generally about clients facing "evolving cyber risk and increased underwriting standards." 5Not publicly disclosed. Our Approach section; general framing, not a stated eligibility rule.

Resilience markets US cyber insurance across industries including healthcare, higher education, financial institutions and services, manufacturing, construction, law firms, professional services, public entities, retail, hospitality, technology, life sciences, medical devices and pharmaceuticals. 8Company-reported. "Broad Market Appetite" availability table for the United States, accessed 2026-09-23; the table does not state a minimum revenue or company-size threshold for cyber (unlike the separate tech E&O appetite range).

Coverage Features

Newfront lists Cyber Liability Insurance, Data Breach Insurance, Technology Errors and Omissions (E&O), Business Interruption, Network Security Liability, and Cyber Extortion and Ransomware Coverage among its cyber Key Coverages. 5Company-reported. Cyber Risk page Key Coverages list; the page treats technology E&O as part of the same practice.

Resilience lists privacy wrongful-act coverage, eCrime coverage up to $500,000, coverage for incident costs that exceed the policy limit (such as legal, forensics and crisis communications), and funds-transfer-fraud recovery assistance among its cyber policy features. 8Company-reported. "Policy Coverage" section of the product page; actual insuring agreements, sublimits and exclusions are set by the issued policy.

Limits and Retentions

Newfront's cyber page does not publish limits or retentions. It says its technology team provides proprietary modeling data to inform decisions on limits aligned with a client's risk exposure and tolerance. 5Company-reported. Subject Matter Expertise section; describes an internal modeling service, not published limit figures.

Resilience advertises cyber limits up to $20 million, available on a primary or excess basis, with a separate eCrime sublimit of up to $500,000. The page does not publish minimum limits, retentions or deductibles. 8Company-reported. "Top-Rated Insurance with Broad Market Appetite" and "Policy Coverage" sections; figures are marketing maximums, not a specific quote.

Risk Services

Newfront says dedicated cyber security specialists advise on security-improvement opportunities and current cybersecurity practices against phishing, ransomware and DDoS threats, and that its Tech E&O and Cyber team negotiates bespoke policy language. 5Company-reported. Subject Matter Expertise section of the cyber page.

Resilience says policyholders get proactive threat monitoring from its Risk Operations Center and access to breach-and-attack simulations powered by AttackIQ, in addition to the policy itself. 8Company-reported. "The Resilience Advantage" section of the cyber product page.

How to Apply

You start a cyber placement by requesting a consultation through Newfront's Cyber Risk page, which is led by Jennifer Wilson, Head of the Cyber Practice. 5Company-reported. Cyber Risk page call-to-action and Leadership section; no online quoting or binding described.

The reviewed cyber product page does not describe a self-service online application or quoting process; it routes visitors to request a quote or watch a product overview rather than showing an application flow. 8Not publicly disclosed. Cyber Insurance product page, accessed 2026-09-23.

Claims Support

Newfront says it provides "hands-on" claims consultation for cyber breaches, including pre- and post-loss advocacy and resolution consultation to prepare clients on breach-response protocol before a claim. 5Company-reported. Claims Consultation section of the cyber page; a described service, not a claims-outcome statistic.

Resilience describes a fully in-house claims and incident-response team available 24/7, with a dedicated claims manager who stays with the policyholder from initial triage through settlement, backed by an outside panel of privacy-law, forensics and crisis-communications specialists. 10Company-reported. Claims & Incident Response page, accessed 2026-09-23; response-time and outcome statistics on that page are company-reported and not independently verified.

Full Comparison

More Newfront vs Resilience Comparisons

Other Cyber Insurance Comparisons

Sources

Newfront

  1. Business Insurance. Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
  2. Employee Benefits. Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
  3. Newfront Navigator. Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15.
  4. WTW Completes Acquisition Of Newfront. WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
  5. Cyber Risk. Newfront; Our Approach: Superior Risk Management, Coverage Negotiation, Claims Consultation; Key Coverages to Protect Your Business; Subject Matter Expertise; Leadership: Jennifer Wilson. Accessed 2026-09-23.

Resilience

  1. Home Page. Resilience; Cyber risk management; Broad market appetite. Accessed 2026-09-16.
  2. Technology E&O. Resilience; Technology Errors & Omissions: technology risk categories; Key Benefits; primary and excess offering; A Broad Market Appetite (US revenue $25M–$10B). Accessed 2026-09-16.
  3. Cyber Insurance. Resilience; Policy Coverage section: privacy wrongful act coverage, up to $500k eCrime coverage, coverage costs beyond policy limits, recovery for funds transfer fraud; "The Resilience Advantage" section; "Broad Market Appetite" availability table listing Cyber Insurance and Tech E&O in the United States. Accessed 2026-09-23.
  4. Disclaimer. Resilience; USA paragraph: "Insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260) dba Resilience Cyber Insurance Solutions. Resilience products are underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, each subsidiaries of Intact Insurance Group USA LLC". Accessed 2026-09-23.
  5. Claims & Incident Response. Resilience; "Our Claims Advantage" and "Our Difference" sections: 24/7 in-house Claims & Incident Response team, fully in-house claims staff, dedicated claims manager from triage through settlement, world-class outside panel. Accessed 2026-09-23.

Cyber Insurance Guide

  1. Cyber Insurance. Federal Trade Commission; Opening; First-Party and Third-Party Coverage; First-Party Coverage; Third-Party Coverage; What Should Your Cyber Insurance Policy Cover. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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