Newfront vs Relm Insurance: How Do They Compare for Employment Practices Liability Insurance?

Newfront brokers EPLI for private companies from seed stage through IPO, with growth-stage guidance and integrated claims support. Relm Insurance sells broker-placed EPL to companies of any size and describes defense and settlement coverage.

Newfront is a broker you hire directly, placing EPLI for companies from seed stage through public listing and negotiating claims for you; Relm supplies EPL plus separate wage-and-hour cover for large employers, which a broker must place for you. ^1,²

What Are the Key Differences Between Newfront and Relm Insurance Employment Practices Liability Insurance?

A Broker You Hire vs Coverage a Broker Places

Newfront's Executive Risk practice places EPLI alongside D&O and fiduciary for private companies from seed through every funding round, and says it has worked with over 500 public companies. You start with a consultation. Relm markets EPL and wage-and-hour cover for other brokers to place; you cannot buy it directly. Neither names the insurer. Choose Newfront if you are a venture-backed company that wants one broker for executive risk; ask your broker about Relm if wage-and-hour class actions are your main worry. ¹ ²

Wage-and-Hour Cover Only at Relm

Relm sells wage-and-hour cover separately and frames it for large employers facing individual and class actions. Its EPL covers defense and settlement for harassment, discrimination, wrongful termination, breach of contract and emotional distress. Newfront describes EPLI as protecting directors and officers from discrimination, termination and other employment claims, and its page does not offer wage-and-hour as its own product. ¹ ²

Service Around the Policy at Newfront

Newfront offers predictive models, a 24/7 dashboard and integrated claims negotiation. Relm's page describes none of these, so on a Relm placement your own broker is your advocate. ¹ ²

What Should You Confirm in Newfront and Relm Insurance Employment Practices Liability Insurance Quotes?

Ask Newfront whether it places with Relm, so you do not end up with two brokers in the chain. ¹ ²
Get Relm's wage-and-hour terms in writing. ² ¹
Ask both for the issuing insurer and limits. ¹ ²
Ask how Newfront's claims negotiation works if Relm's insurer issues the policy. ¹ ²

Newfront vs Relm Insurance Employment Practices Liability Compared

Newfront vs Relm Insurance: Employment Practices Liability Insurance: documented features by provider

Criteria	Newfront Employment Practices Liability Insurance (EPLI)	Relm Employment Practices Liability Insurance (EPL/W&H)
Who It’s For	Newfront says it services private companies from seed round through every series of funding and has worked with over 500 publicly traded companies, without an EPLI-specific eligibility threshold. ¹Company-reported. Here for the Long Run section; figures describe the executive-risk practice broadly, not EPLI specifically.	Relm says any company with employees, regardless of headcount, benefits from EPL coverage, and highlights fast-growing companies as facing rising HR-related exposure as they scale hiring. ²Company-reported. Financial Lines page framing; not a guarantee of eligibility for a particular company.
How to Apply	You start an EPLI placement by requesting a consultation through Newfront's Executive Risk page. ¹Company-reported. Executive Risk page call-to-action; no online quoting or binding described.	Relm sells EPL coverage through insurance brokers; its reviewed pages do not describe a direct online quote. ²Company-reported. Financial Lines page framing; consistent with Relm's broader broker-distribution model.
Coverage Features	Newfront lists Employment Practices Liability Insurance (EPLI) among its Executive Risk Key Coverages, and describes its management-liability work as "shielding D&Os from wrongful discrimination, termination, and other employment-related issues." ¹Company-reported. Key Coverages list and Committed to Client Advocacy section; the quoted language frames EPLI around protecting leadership rather than describing named insuring agreements.	Relm says EPL covers legal defense and settlement costs for employee claims including harassment, discrimination, wrongful termination, breach of contract and emotional distress, and separately describes wage-and-hour coverage for issues such as minimum-wage underpayment, overtime mishandling and employee misclassification. ²Company-reported. Financial Lines page general description; the issued policy and declarations control. Relm says wage-and-hour claims are increasingly pursued as individual and class actions at both the state and federal level, and frames its wage-and-hour coverage as addressing that growing exposure specifically for large employers. ²Company-reported. Financial Lines page 'What Is Wage and Hour Liability Insurance?' section.
Role in This Line	Newfront's Executive Risk practice brokers EPLI coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees the D&O, employment-practices and fiduciary book of business. ¹Company-reported. Executive Risk offering page and Leadership section.	Relm markets employment practices liability, including wage and hour liability, as a coverage brokers can place for clients through Relm's adaptable coverage solutions. ²Company-reported. Relm line-of-business page (Relm sells through brokers); not a statement identifying the issuing insurer for a given placement.