---
title: "Newfront vs Relm Insurance: Employment Practices Liability Insurance"
description: "Newfront is a broker you hire directly, placing EPLI for companies from seed stage through public listing and negotiating claims for you; Relm supplies EPL plus separate wage-and-hour cover for large employers, which a broker must place for you."
canonical: "https://spot.insure/compare/newfront-vs-relm/employment-practices"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "newfront-vs-relm"
provider-a: "newfront"
provider-b: "relm"
coverage-line: "employment-practices"
---

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[Human-readable page](https://spot.insure/compare/newfront-vs-relm/employment-practices)

## Agent Guide

**What this page is:** Focused comparison of Newfront and Relm Insurance for Employment Practices Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Employment Practices Liability Insurance questions about Newfront versus Relm Insurance. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Newfront vs Relm Insurance for Employment Practices Liability Insurance: how do they differ?
- Which is better for Employment Practices Liability Insurance, Newfront or Relm Insurance?
- What does Newfront or Relm Insurance publish about Employment Practices Liability Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Employment Practices Liability Insurance. Providers: Newfront and Relm Insurance.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Newfront vs Relm Insurance](https://spot.insure/compare/newfront-vs-relm) — all coverage lines for this pair
- [Employment Practices Liability Insurance guide](https://spot.insure/coverage/employment-practices) — how this coverage works
- [Newfront profile](https://spot.insure/insurance-providers/newfront) — provider profile
- [Relm Insurance profile](https://spot.insure/insurance-providers/relm) — provider profile

# Newfront vs Relm Insurance: How Do They Compare for Employment Practices Liability Insurance?

Newfront brokers EPLI for private companies from seed stage through IPO, with growth-stage guidance and integrated claims support. Relm Insurance sells broker-placed EPL to companies of any size and describes defense and settlement coverage.

Newfront is a retail broker placing EPLI for companies from seed stage to more than 500 public companies, with claims negotiation and a 24/7 dashboard, while Relm supplies EPL and separate wage-and-hour cover only through brokers.

## Newfront vs Relm Insurance Employment Practices Liability Insurance Summary

Newfront is a broker you hire directly, placing EPLI for companies from seed stage through public listing and negotiating claims for you; Relm supplies EPL plus separate wage-and-hour cover for large employers, which a broker must place for you. [1](https://www.newfront.com/executive-risk "Executive Risk") [2](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance")

## What Are the Key Differences Between Newfront and Relm Insurance Employment Practices Liability Insurance?

### A Broker You Hire vs Coverage a Broker Places

Newfront's Executive Risk practice places EPLI alongside D&O and fiduciary for private companies from seed through every funding round, and says it has worked with over 500 public companies. You start with a consultation. Relm markets EPL and wage-and-hour cover for other brokers to place; you cannot buy it directly. Neither names the insurer. Choose Newfront if you are a venture-backed company that wants one broker for executive risk; ask your broker about Relm if wage-and-hour class actions are your main worry. [1](https://www.newfront.com/executive-risk "Executive Risk") [2](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance")

### Wage-and-Hour Cover Only at Relm

Relm sells wage-and-hour cover separately and frames it for large employers facing individual and class actions. Its EPL covers defense and settlement for harassment, discrimination, wrongful termination, breach of contract and emotional distress. Newfront describes EPLI as protecting directors and officers from discrimination, termination and other employment claims, and its page does not offer wage-and-hour as its own product. [1](https://www.newfront.com/executive-risk "Executive Risk") [2](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance")

### Service Around the Policy at Newfront

Newfront offers predictive models, a 24/7 dashboard and integrated claims negotiation. Relm's page describes none of these, so on a Relm placement your own broker is your advocate. [1](https://www.newfront.com/executive-risk "Executive Risk") [2](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance")

## What Should You Confirm in Newfront and Relm Insurance Employment Practices Liability Insurance Quotes?

- Ask Newfront whether it places with Relm, so you do not end up with two brokers in the chain. [1](https://www.newfront.com/executive-risk "Executive Risk") [2](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance")
- Get Relm's wage-and-hour terms in writing. [2](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") [1](https://www.newfront.com/executive-risk "Executive Risk")
- Ask both for the issuing insurer and limits. [1](https://www.newfront.com/executive-risk "Executive Risk") [2](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance")
- Ask how Newfront's claims negotiation works if Relm's insurer issues the policy. [1](https://www.newfront.com/executive-risk "Executive Risk") [2](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance")

## Newfront vs Relm Insurance Employment Practices Liability Compared

| Criteria | Newfront Employment Practices Liability Insurance (EPLI) | Relm Employment Practices Liability Insurance (EPL/W&H) |
| --- | --- | --- |
| Who It’s For | Newfront says it services private companies from seed round through every series of funding and has worked with over 500 publicly traded companies, without an EPLI-specific eligibility threshold. [1](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Here for the Long Run section; figures describe the executive-risk practice broadly, not EPLI specifically..) | Relm says any company with employees, regardless of headcount, benefits from EPL coverage, and highlights fast-growing companies as facing rising HR-related exposure as they scale hiring. [2](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") (Evidence: Company-reported; scope: Financial Lines page framing; not a guarantee of eligibility for a particular company..) |
| How to Apply | You start an EPLI placement by requesting a consultation through Newfront's Executive Risk page. [1](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk page call-to-action; no online quoting or binding described..) | Relm sells EPL coverage through insurance brokers; its reviewed pages do not describe a direct online quote. [2](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") (Evidence: Company-reported; scope: Financial Lines page framing; consistent with Relm's broader broker-distribution model..) |
| Coverage Features | Newfront lists Employment Practices Liability Insurance (EPLI) among its Executive Risk Key Coverages, and describes its management-liability work as "shielding D&Os from wrongful discrimination, termination, and other employment-related issues." [1](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Key Coverages list and Committed to Client Advocacy section; the quoted language frames EPLI around protecting leadership rather than describing named insuring agreements..) | Relm says EPL covers legal defense and settlement costs for employee claims including harassment, discrimination, wrongful termination, breach of contract and emotional distress, and separately describes wage-and-hour coverage for issues such as minimum-wage underpayment, overtime mishandling and employee misclassification. [2](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") (Evidence: Company-reported; scope: Financial Lines page general description; the issued policy and declarations control..)<br><br>Relm says wage-and-hour claims are increasingly pursued as individual and class actions at both the state and federal level, and frames its wage-and-hour coverage as addressing that growing exposure specifically for large employers. [2](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") (Evidence: Company-reported; scope: Financial Lines page 'What Is Wage and Hour Liability Insurance?' section..) |
| Role in This Line | Newfront's Executive Risk practice brokers EPLI coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees the D&O, employment-practices and fiduciary book of business. [1](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk offering page and Leadership section..) | Relm markets employment practices liability, including wage and hour liability, as a coverage brokers can place for clients through Relm's adaptable coverage solutions. [2](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") (Evidence: Company-reported; scope: Relm line-of-business page (Relm sells through brokers); not a statement identifying the issuing insurer for a given placement..) |

## About Newfront and Relm Insurance and Employment Practices Liability

- [Newfront company profile](https://spot.insure/insurance-providers/newfront) · [Newfront customer reviews](https://spot.insure/insurance-providers/newfront/reviews)
- [Relm Insurance company profile](https://spot.insure/insurance-providers/relm) · [Relm Insurance customer reviews](https://spot.insure/insurance-providers/relm/reviews)
- [What Is Employment Practices Liability Insurance?](https://spot.insure/coverage/employment-practices)

## Related Pages for Newfront vs Relm Insurance

- [Newfront vs Relm Insurance](https://spot.insure/compare/newfront-vs-relm): all coverage lines, business roles, service and claims.
- [What Is Employment Practices Liability Insurance?](https://spot.insure/coverage/employment-practices): EPLI can address covered workplace claims from applicants and workers; claim timing, defense arrangements, limits and exclusions shape your protection.
- [Newfront Employment Practices Liability Insurance](https://spot.insure/insurance-providers/newfront/employment-practices)
- [Relm Insurance Employment Practices Liability Insurance](https://spot.insure/insurance-providers/relm/employment-practices)

## Sources for Newfront vs Relm Insurance

### Sources About Newfront

1. [Executive Risk](https://www.newfront.com/executive-risk). Newfront; Key Coverages to Protect Your Business: Employment Practices Liability Insurance (EPLI); Committed to Client Advocacy: shielding D&Os from wrongful discrimination and termination; Leadership: Deirdre Finn. Accessed 2026-09-23.

### Sources About Relm Insurance

2. [Financial Lines Insurance](https://relminsurance.com/lines-of-business/financial-lines-insurance/). Relm Insurance; Employment Practices Liability Insurance (EPL): What Is Employment Practices Liability Insurance?; What Is Wage and Hour Liability Insurance?; Growing Fast? Make Sure Your Cover Keeps Up; Who Needs Employment Practices Liability?. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/newfront-vs-relm/employment-practices.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)