Marsh vs
Newfront Fidelity Bonds
Marsh and Newfront both group fidelity with crime; Marsh describes employee-fidelity losses in crime data, Newfront starts with an Executive Risk consultation.
What Is Marsh?
Marsh is a global insurance broker and risk advisor. In the United States it places coverage through core Marsh teams and through Marsh McLennan Agency for many middle-market buyers, including technology, cyber, property, casualty and benefits programs. 1,2,3,4
What Is Newfront?
Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. 7,8,9,10
What Are Fidelity Bonds?
Fidelity bonds and employee-dishonesty policies address losses caused by dishonest employees, within the limits and terms purchased. 12
Key Differences in Fidelity Bonds
How Each Practice Groups the Line
Marsh does not sell fidelity as a separate product line in the pages reviewed; it bundles fidelity with commercial crime, and MMA lists commercial crime/fidelity together. Newfront also groups Fidelity and Crime as one Key Coverage, inside Executive Risk, and negotiates placement rather than underwriting. 6 5 11
What the Coverage Entry Describes
Marsh describes employee white-collar fraud—trusted staff exploiting systems for personal gain—as one of the risks a commercial crime policy addresses, and says those fidelity losses make up about half of the crime-policy notifications in its data. Newfront lists Fidelity and Crime among Executive Risk Key Coverages and does not separately describe fidelity-specific insuring agreements such as employee-dishonesty bond limits or covered positions. 5 11
How You Start a Placement
You engage a Marsh or MMA crime and fidelity specialist, because fidelity is placed together with commercial crime rather than through a separate application in the reviewed pages. You start a Newfront placement by requesting a consultation through the Executive Risk page. Marsh’s reviewed pages do not name a specific insurer; Newfront’s Executive Risk page also does not name the insurer for a fidelity bond. 5 6 11
What to Confirm in Fidelity Bonds Quotes
- Ask Marsh which commercial crime/fidelity wording is on the quote. 5 6
- Ask Newfront what “Fidelity and Crime” means on the quote, since the page lists them as one Key Coverage. 11
- Ask Newfront how 24/7 dashboard access to policies and certificates, described for Executive Risk, would work for this placement. 11
- Get the issuing insurer from both quotes. 5 11
Offering Details
Marsh vs Newfront Fidelity Bonds: documented features by provider
| Criteria | Marsh Fidelity Coverage | Newfront Fidelity Bond Insurance |
|---|---|---|
| Role in This Line | Marsh does not sell fidelity coverage as a separate product line in the pages reviewed. It bundles fidelity with commercial crime insurance, and MMA lists "commercial crime/fidelity" together as one item in its executive and professional liability practice. 6,5Company-reported. MMA executive and professional liability page and Marsh's commercial crime page. | Newfront brokers fidelity bond coverage as part of its Executive Risk practice, which it groups with crime coverage under one Key Coverages entry. It negotiates placement rather than underwriting the risk. 11Company-reported. Executive Risk offering page; fidelity and crime are listed together, not as separately described products. |
| Issuing Insurer | The reviewed pages do not name a specific insurer for fidelity or crime/fidelity coverage. 5,6Not publicly disclosed. Commercial crime insurance and MMA executive and professional liability pages as read on 2026-09-23. | The reviewed Executive Risk page does not name the insurer or insurers that would issue a fidelity bond placed through Newfront. 11Not publicly disclosed. Executive Risk page as read on 2026-09-23; carrier depends on the specific placement. |
| Who It’s For | Not described in the reviewed sources. | Newfront says its Executive Risk practice services private companies from seed round through every series of funding, and describes work with over 500 publicly traded companies, without a fidelity-specific eligibility threshold. 11Company-reported. Here for the Long Run section; figures describe the executive-risk practice broadly, not fidelity bonds specifically. |
| Coverage Features | Marsh describes employee white-collar fraud, meaning fidelity losses caused by trusted employees who exploit systems for personal gain, as one of the risks a commercial crime policy addresses; it says these losses make up about half of the crime-policy notifications in its data. 5Company-reported. Commercial crime insurance page; a fidelity-specific policy form was not identified as a distinct product from crime coverage. | Newfront lists "Fidelity and Crime" among the Key Coverages of its Executive Risk program. The page does not separately describe fidelity-specific insuring agreements such as employee-dishonesty bond limits or covered positions. 11Company-reported. Executive Risk page Key Coverages list; fidelity and crime are bundled in one line item. |
| Limits and Retentions | Not described in the reviewed sources. | Newfront's Executive Risk page does not publish limits or retentions for fidelity bond coverage. 11Not publicly disclosed. Executive Risk page as read on 2026-09-23. |
| Risk Services | Not described in the reviewed sources. | Newfront says clients get 24/7 access to their insurance program, including policies, certificates of insurance and billing, through its connected dashboard, and that renewal submissions use pre-populated historical data. 11Company-reported. Industry-Leading Technology section; described across Executive Risk lines, not fidelity-specific. |
| How to Apply | You would engage a Marsh or MMA crime and fidelity specialist directly, since fidelity is placed together with commercial crime rather than through a separate application path in the reviewed pages. 5,6Company-reported. Commercial crime insurance and MMA executive and professional liability pages. | You start a fidelity bond placement by requesting a consultation through Newfront's Executive Risk page. 11Company-reported. Executive Risk page call-to-action; no online quoting or binding described. |
| Claims Support | Not described in the reviewed sources. | Newfront says it provides "integrated claims and coverage negotiation" for its Executive Risk lines, which would apply to a fidelity bond claim. 11Company-reported. The Newfront Difference section; described across Executive Risk lines, not a fidelity-specific claims workflow. |
Full Comparison
More Marsh vs Newfront Comparisons
Other Fidelity Bonds Comparisons
Sources
Marsh
- Marsh | Leader in risk, strategy, people, and investments. Marsh; Hero and capability tiles; FAQ: What does Marsh do?; industries served; Is Marsh the same as Marsh McLennan? January 2026 brand change. Accessed 2026-09-16.
- Compensation guide for US clients. Marsh; US broking segments; broker role; retail commissions, client fees, wholesale, insurer consulting, contingent and supplemental commissions; Marsh LLC and Marsh USA LLC; page 3: broker role and Marsh & McLennan Agency segment; page 7: copyright © 2024 Marsh LLC. Accessed 2026-09-16.
- Marsh McLennan Agency (MMA). Marsh; Middle-market US organizations; wholly-owned subsidiary; business insurance, employee health and benefits, retirement, private client. Accessed 2026-09-16.
- Technology | Insurance Broking & Risk Management. Marsh; Opening Technology Practice description; practice links including data center insurance, fintech and Stratus; Talk to us. Accessed 2026-09-16.
- Commercial crime insurance. Marsh; Employee white-collar fraud: Marsh data shows around 50% of crime policy notifications are for employee fidelity losses, involving trusted employees who exploit systems for personal gain. Accessed 2026-09-23.
- Expert Executive and Professional Liability Insurance. Marsh McLennan Agency; Our policies include D&O, E&O, EPL, commercial crime/fidelity, network security privacy risk/cyber, fiduciary, media liability, IP, architects and engineers, lawyers professional, and kidnap and ransom. Accessed 2026-09-23.
Newfront
- Business Insurance. Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
- Employee Benefits. Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
- WTW Completes Acquisition Of Newfront. WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
- Executive Risk. Newfront; Key Coverages to Protect Your Business: Fidelity and Crime; Here for the Long Run: Private Companies and Public statistics; Industry-Leading Technology. Accessed 2026-09-23.
Fidelity Bonds Guide
- Glossary of Insurance Terms. National Association of Insurance Commissioners; Fidelity; Surety Bond. Accessed 2026-09-16.




