---
title: "Marsh vs Newfront Fidelity Bonds"
description: "Marsh and Newfront both group fidelity with crime; Marsh describes employee-fidelity losses in crime data, Newfront starts with an Executive Risk consultation."
canonical: "https://spot.insure/compare/marsh-vs-newfront/fidelity-bonds"
page-type: "line-comparison"
updated-at: "2026-09-23"
---

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[Human-readable page](https://spot.insure/compare/marsh-vs-newfront/fidelity-bonds)

# Marsh vs Newfront Fidelity Bonds

Marsh and Newfront both group fidelity with crime; Marsh describes employee-fidelity losses in crime data, Newfront starts with an Executive Risk consultation.

## Research Scope and Use

Use this comparison to evaluate Marsh and Newfront for Fidelity Bonds against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Marsh’s reviewed pages bundle fidelity with commercial crime; MMA lists commercial crime/fidelity as one item, and Marsh says employee fidelity losses are about half of crime-policy notifications. Newfront brokers Fidelity and Crime as one Executive Risk coverage, starting with a consultation. [6](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") [5](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") [11](https://www.newfront.com/executive-risk "Executive Risk")

## What Is Marsh?

Marsh is a global insurance broker and risk advisor. In the United States it places coverage through core Marsh teams and through Marsh McLennan Agency for many middle-market buyers, including technology, cyber, property, casualty and benefits programs. [1](https://www.marsh.com/en/home.html "Marsh | Leader in risk, strategy, people, and investments") [2](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [3](https://www.marsh.com/en/services/marsh-mclennan-agency.html "Marsh McLennan Agency (MMA)") [4](https://www.marsh.com/en/industries/technology.html "Technology | Insurance Broking & Risk Management")

[Marsh profile](https://spot.insure/insurance-providers/marsh)

## What Is Newfront?

Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. [7](https://www.newfront.com/business-insurance "Business Insurance") [8](https://www.newfront.com/total-rewards "Employee Benefits") [9](https://www.newfront.com/navigator "Newfront Navigator") [10](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront "WTW Completes Acquisition Of Newfront")

[Newfront profile](https://spot.insure/insurance-providers/newfront)

## What Are Fidelity Bonds?

Fidelity bonds and employee-dishonesty policies address losses caused by dishonest employees, within the limits and terms purchased. [12](https://content.naic.org/glossary-insurance-terms "Glossary of Insurance Terms")

## Key Differences in Fidelity Bonds

### How Each Practice Groups the Line

Marsh does not sell fidelity as a separate product line in the pages reviewed; it bundles fidelity with commercial crime, and MMA lists commercial crime/fidelity together. Newfront also groups Fidelity and Crime as one Key Coverage, inside Executive Risk, and negotiates placement rather than underwriting. [6](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") [5](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") [11](https://www.newfront.com/executive-risk "Executive Risk")

### What the Coverage Entry Describes

Marsh describes employee white-collar fraud—trusted staff exploiting systems for personal gain—as one of the risks a commercial crime policy addresses, and says those fidelity losses make up about half of the crime-policy notifications in its data. Newfront lists Fidelity and Crime among Executive Risk Key Coverages and does not separately describe fidelity-specific insuring agreements such as employee-dishonesty bond limits or covered positions. [5](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") [11](https://www.newfront.com/executive-risk "Executive Risk")

### How You Start a Placement

You engage a Marsh or MMA crime and fidelity specialist, because fidelity is placed together with commercial crime rather than through a separate application in the reviewed pages. You start a Newfront placement by requesting a consultation through the Executive Risk page. Marsh’s reviewed pages do not name a specific insurer; Newfront’s Executive Risk page also does not name the insurer for a fidelity bond. [5](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") [6](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") [11](https://www.newfront.com/executive-risk "Executive Risk")

## What to Confirm in Fidelity Bonds Quotes

- Ask Marsh which commercial crime/fidelity wording is on the quote. [5](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") [6](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance")
- Ask Newfront what “Fidelity and Crime” means on the quote, since the page lists them as one Key Coverage. [11](https://www.newfront.com/executive-risk "Executive Risk")
- Ask Newfront how 24/7 dashboard access to policies and certificates, described for Executive Risk, would work for this placement. [11](https://www.newfront.com/executive-risk "Executive Risk")
- Get the issuing insurer from both quotes. [5](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") [11](https://www.newfront.com/executive-risk "Executive Risk")

## Offering Details

| Criteria | Marsh Fidelity Coverage | Newfront Fidelity Bond Insurance |
| --- | --- | --- |
| Role in This Line | Marsh does not sell fidelity coverage as a separate product line in the pages reviewed. It bundles fidelity with commercial crime insurance, and MMA lists "commercial crime/fidelity" together as one item in its executive and professional liability practice. [6](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") [5](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") (Evidence: Company-reported; scope: MMA executive and professional liability page and Marsh's commercial crime page..) | Newfront brokers fidelity bond coverage as part of its Executive Risk practice, which it groups with crime coverage under one Key Coverages entry. It negotiates placement rather than underwriting the risk. [11](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk offering page; fidelity and crime are listed together, not as separately described products..) |
| Issuing Insurer | The reviewed pages do not name a specific insurer for fidelity or crime/fidelity coverage. [5](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") [6](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") (Evidence: Not publicly disclosed; scope: Commercial crime insurance and MMA executive and professional liability pages as read on 2026-09-23..) | The reviewed Executive Risk page does not name the insurer or insurers that would issue a fidelity bond placed through Newfront. [11](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Not publicly disclosed; scope: Executive Risk page as read on 2026-09-23; carrier depends on the specific placement..) |
| Who It’s For | Not described in the reviewed sources. | Newfront says its Executive Risk practice services private companies from seed round through every series of funding, and describes work with over 500 publicly traded companies, without a fidelity-specific eligibility threshold. [11](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Here for the Long Run section; figures describe the executive-risk practice broadly, not fidelity bonds specifically..) |
| Coverage Features | Marsh describes employee white-collar fraud, meaning fidelity losses caused by trusted employees who exploit systems for personal gain, as one of the risks a commercial crime policy addresses; it says these losses make up about half of the crime-policy notifications in its data. [5](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") (Evidence: Company-reported; scope: Commercial crime insurance page; a fidelity-specific policy form was not identified as a distinct product from crime coverage..) | Newfront lists "Fidelity and Crime" among the Key Coverages of its Executive Risk program. The page does not separately describe fidelity-specific insuring agreements such as employee-dishonesty bond limits or covered positions. [11](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk page Key Coverages list; fidelity and crime are bundled in one line item..) |
| Limits and Retentions | Not described in the reviewed sources. | Newfront's Executive Risk page does not publish limits or retentions for fidelity bond coverage. [11](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Not publicly disclosed; scope: Executive Risk page as read on 2026-09-23..) |
| Risk Services | Not described in the reviewed sources. | Newfront says clients get 24/7 access to their insurance program, including policies, certificates of insurance and billing, through its connected dashboard, and that renewal submissions use pre-populated historical data. [11](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Industry-Leading Technology section; described across Executive Risk lines, not fidelity-specific..) |
| How to Apply | You would engage a Marsh or MMA crime and fidelity specialist directly, since fidelity is placed together with commercial crime rather than through a separate application path in the reviewed pages. [5](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html "Commercial crime insurance") [6](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") (Evidence: Company-reported; scope: Commercial crime insurance and MMA executive and professional liability pages..) | You start a fidelity bond placement by requesting a consultation through Newfront's Executive Risk page. [11](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk page call-to-action; no online quoting or binding described..) |
| Claims Support | Not described in the reviewed sources. | Newfront says it provides "integrated claims and coverage negotiation" for its Executive Risk lines, which would apply to a fidelity bond claim. [11](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: The Newfront Difference section; described across Executive Risk lines, not a fidelity-specific claims workflow..) |

## Full Comparison

- [Marsh vs Newfront](https://spot.insure/compare/marsh-vs-newfront): all coverage lines, business roles, service and claims.
- [What Are Fidelity Bonds?](https://spot.insure/coverage/fidelity-bonds): Fidelity bonds and employee-dishonesty coverage protect against specified losses caused by dishonest employees or people handling plan assets.
- [Marsh vs Newfront Commercial Property Insurance](https://spot.insure/compare/marsh-vs-newfront/commercial-property)
- [Marsh vs Newfront Crime Insurance](https://spot.insure/compare/marsh-vs-newfront/crime)
- [Marsh vs Newfront Cyber Insurance](https://spot.insure/compare/marsh-vs-newfront/cyber)
- [Marsh vs Newfront D&O Insurance](https://spot.insure/compare/marsh-vs-newfront/directors-officers)
- [Marsh vs Newfront Employee Health Benefits](https://spot.insure/compare/marsh-vs-newfront/employee-health-benefits)
- [Marsh vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/marsh-vs-newfront/employment-practices)
- [Marsh vs Newfront Equipment Breakdown Insurance](https://spot.insure/compare/marsh-vs-newfront/equipment-breakdown)
- [Marsh vs Newfront Fiduciary Liability Insurance](https://spot.insure/compare/marsh-vs-newfront/fiduciary)
- [Marsh vs Newfront Management Liability Insurance](https://spot.insure/compare/marsh-vs-newfront/management-liability)
- [Marsh vs Newfront Professional Liability (E&O) Insurance](https://spot.insure/compare/marsh-vs-newfront/professional-errors-omissions)
- [Marsh vs Newfront Surety Bonds](https://spot.insure/compare/marsh-vs-newfront/surety-bonds)
- [Marsh vs Newfront Tech E&O Insurance](https://spot.insure/compare/marsh-vs-newfront/technology-errors-omissions)
- [Marsh vs Newfront Workers’ Compensation Insurance](https://spot.insure/compare/marsh-vs-newfront/workers-compensation)
- [Beazley vs Marsh Fidelity Bonds](https://spot.insure/compare/beazley-vs-marsh/fidelity-bonds)
- [Beazley vs Newfront Fidelity Bonds](https://spot.insure/compare/beazley-vs-newfront/fidelity-bonds)
- [Coverdash vs Marsh Fidelity Bonds](https://spot.insure/compare/coverdash-vs-marsh/fidelity-bonds)
- [Coverdash vs Newfront Fidelity Bonds](https://spot.insure/compare/coverdash-vs-newfront/fidelity-bonds)
- [Founder Shield vs Marsh Fidelity Bonds](https://spot.insure/compare/foundershield-vs-marsh/fidelity-bonds)
- [Founder Shield vs Newfront Fidelity Bonds](https://spot.insure/compare/foundershield-vs-newfront/fidelity-bonds)

## Sources

### Marsh

1. [Marsh | Leader in risk, strategy, people, and investments](https://www.marsh.com/en/home.html). Marsh; Hero and capability tiles; FAQ: What does Marsh do?; industries served; Is Marsh the same as Marsh McLennan? January 2026 brand change. Accessed 2026-09-16.
2. [Compensation guide for US clients](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf). Marsh; US broking segments; broker role; retail commissions, client fees, wholesale, insurer consulting, contingent and supplemental commissions; Marsh LLC and Marsh USA LLC; page 3: broker role and Marsh & McLennan Agency segment; page 7: copyright © 2024 Marsh LLC. Accessed 2026-09-16.
3. [Marsh McLennan Agency (MMA)](https://www.marsh.com/en/services/marsh-mclennan-agency.html). Marsh; Middle-market US organizations; wholly-owned subsidiary; business insurance, employee health and benefits, retirement, private client. Accessed 2026-09-16.
4. [Technology | Insurance Broking & Risk Management](https://www.marsh.com/en/industries/technology.html). Marsh; Opening Technology Practice description; practice links including data center insurance, fintech and Stratus; Talk to us. Accessed 2026-09-16.
5. [Commercial crime insurance](https://www.marsh.com/en/services/financial-professional-liability/expertise/commercial-crime-insurance.html). Marsh; Employee white-collar fraud: Marsh data shows around 50% of crime policy notifications are for employee fidelity losses, involving trusted employees who exploit systems for personal gain. Accessed 2026-09-23.
6. [Expert Executive and Professional Liability Insurance](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html). Marsh McLennan Agency; Our policies include D&O, E&O, EPL, commercial crime/fidelity, network security privacy risk/cyber, fiduciary, media liability, IP, architects and engineers, lawyers professional, and kidnap and ransom. Accessed 2026-09-23.

### Newfront

7. [Business Insurance](https://www.newfront.com/business-insurance). Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
8. [Employee Benefits](https://www.newfront.com/total-rewards). Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
9. [Newfront Navigator](https://www.newfront.com/navigator). Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15.
10. [WTW Completes Acquisition Of Newfront](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront). WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
11. [Executive Risk](https://www.newfront.com/executive-risk). Newfront; Key Coverages to Protect Your Business: Fidelity and Crime; Here for the Long Run: Private Companies and Public statistics; Industry-Leading Technology. Accessed 2026-09-23.

### Fidelity Bonds Guide

12. [Glossary of Insurance Terms](https://content.naic.org/glossary-insurance-terms). National Association of Insurance Commissioners; Fidelity; Surety Bond. Accessed 2026-09-16.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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