HUB International vs Vouch Tech E&O Insurance

HUB brokers technology E&O as part of its general E&O practice, naming technology as one of the industries it serves, and separately markets it as one line within its dedicated technology-industry practice. ^4,3Company-reported. E&O product page and technology-industry page as read 2026-09-23; neither names an issuing insurer.

Vouch is a broker, not an insurer, for tech E&O. It lists Tech Errors & Omissions among the core coverages it places for technology clients. ⁹Company-reported. Vouch's Technology practice page.

Neither the E&O page nor the technology-industry page names an issuing insurer for technology E&O; HUB places this coverage with insurers that vary by client and placement. ^4,3Not found in reviewed sources. Checked both pages on 2026-09-23; no carrier is disclosed on either.

Neither the Technology page nor the tech E&O blog post names the insurer that underwrites Vouch's tech E&O placements. ^9,10Not publicly disclosed. Pages checked on 2026-09-23.

HUB's technology-industry page addresses fast-growing startups and established software, hardware or digital-media businesses, and says HUB currently insures more than 5,000 technology companies; that count is a company-reported figure not independently verified here. ³Company-reported. Technology-industry page framing; not specific to technology E&O alone, since the page covers HUB's full technology insurance program.

Vouch markets tech E&O to technology companies across AI, SaaS, eCommerce, fintech, hardware and crypto, saying it works with clients from their first customer contract through IPO. ⁹Company-reported. Vouch's Technology practice page; not an underwriting appetite guarantee for any specific applicant.

HUB's general E&O page says policies typically cover defense costs, judgments, settlements and fines from allegations of misrepresentation, breach of professional services, wrongful practices and misleading advice, and can be structured with prior-acts coverage back to a retroactive date and tail coverage for an extended reporting period. ⁴Company-reported. General E&O coverage description; the page does not give technology-specific coverage examples beyond listing technology as a served industry.

Vouch's educational article says tech E&O covers claims arising from service errors or failures, professional negligence, missed deliverables or deadlines, breach of contract or warranty, accidental intellectual-property infringement, and third-party data-breach liability tied to a vulnerability in the company's product, plus legal defense, settlements and judgments. It excludes bodily injury or property damage (covered by general liability), intentional wrongdoing, criminal acts, employment claims and cyber incidents affecting the policyholder's own systems. ¹⁰Company-reported. Blog article dated October 20, 2025, describing tech E&O generally; the buyer's actual policy form and exclusions govern any specific placement.

HUB's E&O page says policies typically include per-claim and aggregate limits, but does not publish specific limit amounts for technology E&O. ⁴Not publicly disclosed. E&O product-page structure description; specific limits are set on the quote and declarations.

Neither page publishes tech E&O policy limits or retentions; the blog says the amount of coverage a company chooses affects the cost of the policy without naming a range. ¹⁰Not publicly disclosed. Pages checked on 2026-09-23.

HUB directs prospects to connect with a broker; the E&O page describes policies as customized to business size, industry, location, risk base and desired limits, without an online quote flow. ⁴Company-reported. Product-page call to action as read 2026-09-23.

Vouch's site routes prospective buyers to its online "Get Started" application flow rather than a phone-only or paper process. ⁹Company-reported. Vouch Technology page navigation.