HUB International vs 
Vouch D&O Insurance
HUB’s ProEx D&O leaves the issuer unnamed; Vouch’s Corix partner names State National or United Specialty for Corix D&O products.
What Is HUB International?
HUB International is a North American insurance brokerage that arranges business insurance, employee benefits and related risk services through local offices and specialist practices. Smaller commercial accounts may be sent to Insureon for an online quote; other programs are handled by HUB advisors, with policy terms set by the insurers they use. 1,2,3
What Is Vouch Insurance?
Vouch is a business insurance broker and risk advisor for startups and growing companies. Buyers can apply online and work with advisors to arrange coverage, review contract requirements and manage insurance across carriers. 6,7,8,9
What Is Directors and Officers Insurance?
Directors and officers liability insurance addresses covered claims alleging wrongful acts in managing an organization. 13
Key Differences in D&O Insurance
Named Paper on One Side
HUB’s D&O product page and ProEx list do not name an issuing insurer; ProEx says it places over $2 billion in premium with carriers it calls top-rated, without naming them. 4 5 Vouch is also a broker, and Corix’s disclosures name issuers for Corix proprietary products including management liability:
Corix's disclosures say its proprietary products, including its management liability line, are issued by State National Insurance Company or United Specialty Insurance Company. That names an insurer for Corix-branded D&O products specifically, not for every Vouch D&O placement. 12Company-reported. Corix disclosures page.
Industry Versus Company Type
HUB markets D&O to private companies, nonprofits and public companies. 4 Vouch markets D&O to technology companies from early-stage through IPO; Corix separately markets management liability to private and small-to-low-middle-market businesses. 10 11
Application and Claims Staff
HUB’s path is connect with a broker, with ProEx attorneys for claims support. 4 5 Vouch routes buyers to an online Get Started flow; Corix offers a downloadable application and a broker appointment process. 10 11 Corix describes funding a defense so leaders can respond without exhausting cash flow; it does not describe a HUB-style in-house claims-attorney group. 11 5
What to Confirm in D&O Insurance Quotes
- Ask Vouch whether Corix paper is on the quote, because the named insurers apply to Corix products only. 12
- Ask HUB which carrier would issue the policy. 5
- Confirm whether nonprofit or public-company wording is available if you are outside Vouch’s technology focus. 4 10
- Confirm limits, retentions and who defends a claim. 4 11
Offering Details
HUB International vs Vouch D&O Insurance: documented features by provider
| Criteria | HUB International Directors and Officers Insurance Brokerage | Vouch Directors & Officers (D&O) Insurance |
|---|---|---|
| Role in This Line | HUB brokers D&O liability coverage for private, nonprofit and public-company clients as part of its ProEx Professional & Executive Risk practice, rather than underwriting the policy itself. 4,5Company-reported. D&O product page and ProEx coverage list, read 2026-09-23. Neither page names an issuing insurer. | Vouch is a broker, not an insurer, for D&O coverage. It lists D&O among the core coverages it places for technology clients, and one of its named program partners, Corix, has a dedicated management liability product that includes D&O. 10,11Company-reported. Vouch's Technology page and Corix's management liability product page. |
| Issuing Insurer | The D&O product page and the ProEx coverage list do not name an issuing insurer for D&O policies; HUB says ProEx places over $2 billion in premium with insurers it calls top-rated carriers, without naming them. 4,5Not found in reviewed sources. Checked both pages on 2026-09-23; the carrier for a specific D&O placement depends on the quote. | Corix's disclosures say its proprietary products, including its management liability line, are issued by State National Insurance Company or United Specialty Insurance Company. That names an insurer for Corix-branded D&O products specifically, not for every Vouch D&O placement. 12Company-reported. Corix disclosures page. |
| Who It’s For | HUB markets D&O brokerage to three segments: private companies with customer and supplier relationships, nonprofits with advisory boards or committees, and public companies with shareholders. 4Company-reported. D&O product page target-market description; not an underwriting appetite statement. | Vouch markets D&O to technology companies from early-stage through IPO, saying programs are designed to build investor confidence and support long-term growth plans; Corix separately markets management liability, including D&O, to private and small-to-low-middle-market businesses, not only public companies. 10,11Company-reported. Vouch's Technology page and Corix's management liability page. |
| Coverage Features | HUB describes D&O coverage it arranges as addressing three areas: personal asset protection for monetary judgments and settlements from an alleged breach of duty, loyalty or care; defense in civil, criminal, judicial, administrative, regulatory or arbitration proceedings; and workplace and employment protection for breach-of-fiduciary-duty and employment-related suits. 4Company-reported. Product-page marketing description; the issued policy's insuring agreements, conditions and exclusions control an actual claim. HUB says D&O claims it sees can come from regulators, donors, clients or customers, suppliers, competitors, employees, shareholders and creditors. 4Company-reported. Product-page list of potential claim sources; not a guarantee of coverage for any specific claimant. | Corix says its management liability coverage is meant to preserve corporate and personal assets against allegations from stakeholders, employees, competitors or regulators, and to fund a defense so leaders and the business can respond to claims without exhausting cash flow, even when a claim is ultimately dismissed. 11Company-reported. Corix's management liability product page; actual insuring agreements and exclusions are set by the issued policy. |
| Limits and Retentions | Published D&O policy limits or retentions were not found on the reviewed pages. 4,5Not publicly disclosed. Checked the D&O product page and ProEx page on 2026-09-23; limits are set on the quote and declarations. | Neither the Vouch nor the Corix pages publish D&O policy limits or retentions. 10,11Not publicly disclosed. Pages checked on 2026-09-23. |
| Risk Services | HUB says its ProEx practice, which lists D&O among its Executive Liability coverages, provides analytics, litigation support and risk-management services to clients of all sizes, led by a named ProEx practice leader. 5Company-reported. ProEx page team and services description; not specific to a single D&O engagement. | Not described in the reviewed sources. |
| How to Apply | HUB directs D&O prospects to "Connect With a Broker" rather than an online quote or bind flow. 4Company-reported. D&O product page call to action. | Corix's management liability product page offers a downloadable application and directs brokers to start an appointment process; Vouch's own site routes prospective buyers to its online "Get Started" application flow. 11,10Company-reported. Corix product page and Vouch site navigation. |
| Claims Support | HUB describes a Claims & Legal Risks Group, staffed by attorneys who specialize in ProEx coverages including D&O, that provides management-liability claims support from pre-claim policy-wording review through claim recovery. 5Company-reported. ProEx page claims and legal support section. | Not described in the reviewed sources. |
Full Comparison
More HUB International vs Vouch Comparisons
Other D&O Insurance Comparisons
Sources
HUB International
- About Us. HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
- Contact Us. HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
- Insurance for Technology Companies. HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
- Directors and Officers (D&O) Liability Insurance Broker. HUB International; Target segments: private companies, nonprofit organizations, public companies; Personal Asset Protection, Claims Protection, Workplace & Employment Protection; list of potential claimants; 2016 private-company D&O claim statistic; Connect With a Broker call to action. Accessed 2026-09-23.
- HUB ProEx. HUB International; ProEx Coverages list including Directors & Officers Liability (D&O) and Side-A Only Excess D&O under Executive Liability; Claims & Legal Support section; ProEx premium volume statement. Accessed 2026-09-23.
Vouch
- Vouch Homepage. Vouch; Hero identifying Vouch as an insurance broker; Industries; Services; footer identifying Vouch Specialty and qualifying product availability. Accessed 2026-09-15.
- Start a Vouch Application. Vouch; Public first screen: legal business name, website/no-website option, address and location type, applicant role and contact fields, consent, and existing-customer sign-in. Accessed 2026-09-15.
- Carrier Options in One Place. Vouch; 26 November 2025: Choice Without the Chaos; Clarity That Builds Confidence; One Relationship, Many Solutions; final producer/underwriting disclosure. Accessed 2026-09-15.
- Contract Requirement Review. Vouch; Coverage that keeps your deals moving; Tailored to your contract; Effortless Experience (reviews and COIs). Accessed 2026-09-15.
- Insurance for Technology Companies. Vouch; Core coverages for Technology: ...Directors & Officers (D&O)...; Leadership & Governance Exposure: "D&O programs designed to safeguard personal assets, build investor confidence, and support long-term growth plans."; Blog: Understanding Directors & Officers (D&O) Insurance. Accessed 2026-09-23.
- Management Liability. Corix Insurance; As regulatory scrutiny, employment-related litigation, and investor activism increase, Management Liability coverage has become essential...; Personal Liability: Business owners often serve as directors or officers and can be held personally liable...; Legal Fees: Even baseless claims can cost tens of thousands of dollars... Accessed 2026-09-23.
- Legal Disclosures. Corix Insurance; Policies are issued by State National Insurance Company (NAIC# 12831) or United Specialty Insurance Company (NAIC#12537). Accessed 2026-09-23.
D&O Insurance Guide
- Glossary of Business Insurance Terms. The Hartford; Directors and Officers Liability Insurance; Errors and Omissions Insurance; Employment Practices Liability Insurance. Accessed 2026-09-16.
