HUB International vs USI Insurance Services: How Do They Compare for Representations and Warranties Insurance?

HUB International brokers R&W and also offers litigation buyout and tax indemnification insurance in its M&A practice; USI Insurance Services reviews the offering memorandum and purchase agreement and keeps a local service team after close.

HUB pitches R&W to buyers and sellers in any business sale as a way to cut escrow and bid more competitively, alongside tax and litigation-buyout cover. USI serves private-equity deals, reviewing the purchase agreement for uninsured risk and running the acquired company's insurance and benefits after closing. ^1,²

What Are the Key Differences Between HUB International and USI Insurance Services Representations and Warranties Insurance?

Any Business Sale vs Private-Equity Deals

Both broker R&W and neither names the insurer. HUB explains that R&W covers the guarantees a seller makes in the sale agreement and can reduce or eliminate escrow, for buyers and sellers in any business sale. USI lists R&W among its Private Equity practice offerings, for PE firms and sellers working with financial or strategic buyers. Choose HUB if you're a business owner or buyer outside private equity; choose USI if you're a PE sponsor that wants one broker from deal review through servicing the company you acquire. ¹ ²

Adjacent Cover vs Post-Close Servicing

HUB also sells litigation buyout (cover for a pending lawsuit against the seller) and tax indemnification. USI reviews the offering memorandum and purchase agreement for red flags, helps define pre-closing liabilities, and keeps a local team running the acquired company's insurance and benefits after closing, with benchmarking and total-cost-of-risk analysis. ¹ ²

How You Reach Them

HUB routes you to a broker. USI uses a published private-equity inquiry address or a local office. Neither publishes deal-size thresholds or limits. ¹ ²

What Should You Confirm in HUB International and USI Insurance Services Representations and Warranties Insurance Quotes?

Ask HUB whether tax indemnification can be quoted with R&W on the same deal. ¹
Ask USI how its purchase-agreement review will flag uninsured risk for the underwriter. ²
Ask USI whether its post-close team will also handle the R&W policy and any claim. ²
Get the insurer, limit and retention from both. ¹ ²

HUB International vs USI Insurance Services Representations and Warranties Compared

HUB International vs USI Insurance Services: Representations and Warranties Insurance: documented features by provider

Criteria	HUB International Representations and Warranties Insurance	USI Private Equity Practice — Representations and Warranties Insurance
How to Apply	HUB directs you to a broker; the page describes negotiating deal-specific coverage rather than a self-serve quote. ¹Company-reported. Product-page call to action as read 2026-09-23.	USI directs private equity and M&A inquiries to pcinquiries@usi.com or a local USI office. ²Company-reported. Contact instructions on the Private Equity practice page.
Coverage Features	HUB describes representations and warranties insurance as covering the contractual guarantees a seller makes in a sale agreement, protecting a buyer against the guarantees turning out to be untrue, and says it can reduce or eliminate escrow requirements and support more competitive bidding. ¹Company-reported. Product-page description of representations and warranties coverage; the issued policy and its exclusions control an actual claim. HUB's M&A practice also offers litigation buyout (contingent risk) insurance for pending litigation a seller faces, and tax indemnification insurance for the tax treatment of a historical, pending or future transaction, alongside representations and warranties coverage. ¹Company-reported. Product-page description of related transactional risk products.	USI lists "Representations and Warranties Insurance Solutions for Uninsured Risk" among its Private Equity practice's offerings, in the context of reviewing the offering memorandum and purchase-and-sale agreement to identify pre-closing liabilities. ²Company-reported. Single catalogue line on the practice page; actual insuring agreements, exclusions and the underwriting review process are set by the R&W insurer and the deal's own diligence.
Role in This Line	HUB brokers representations and warranties insurance as part of its mergers and acquisitions (transactional risk) practice, rather than underwriting the policy itself. ¹Company-reported. M&A insurance product page as read 2026-09-23; the page does not name an issuing insurer.	USI brokers representations and warranties (R&W) insurance as part of its Private Equity practice's deal-support services; it does not underwrite the policy itself. ²Company-reported. Private Equity practice page.

Criteria

HUB International Representations and Warranties Insurance

USI Private Equity Practice — Representations and Warranties Insurance

How to Apply

HUB directs you to a broker; the page describes negotiating deal-specific coverage rather than a self-serve quote. ¹Company-reported. Product-page call to action as read 2026-09-23.

USI directs private equity and M&A inquiries to pcinquiries@usi.com or a local USI office. ²Company-reported. Contact instructions on the Private Equity practice page.

Coverage Features

HUB describes representations and warranties insurance as covering the contractual guarantees a seller makes in a sale agreement, protecting a buyer against the guarantees turning out to be untrue, and says it can reduce or eliminate escrow requirements and support more competitive bidding. ¹Company-reported. Product-page description of representations and warranties coverage; the issued policy and its exclusions control an actual claim.

HUB's M&A practice also offers litigation buyout (contingent risk) insurance for pending litigation a seller faces, and tax indemnification insurance for the tax treatment of a historical, pending or future transaction, alongside representations and warranties coverage. ¹Company-reported. Product-page description of related transactional risk products.

USI lists "Representations and Warranties Insurance Solutions for Uninsured Risk" among its Private Equity practice's offerings, in the context of reviewing the offering memorandum and purchase-and-sale agreement to identify pre-closing liabilities. ²Company-reported. Single catalogue line on the practice page; actual insuring agreements, exclusions and the underwriting review process are set by the R&W insurer and the deal's own diligence.

Role in This Line

HUB brokers representations and warranties insurance as part of its mergers and acquisitions (transactional risk) practice, rather than underwriting the policy itself. ¹Company-reported. M&A insurance product page as read 2026-09-23; the page does not name an issuing insurer.

USI brokers representations and warranties (R&W) insurance as part of its Private Equity practice's deal-support services; it does not underwrite the policy itself. ²Company-reported. Private Equity practice page.