HUB International vs USI Insurance Services Medical Malpractice Insurance

HUB brokers medical malpractice insurance, which it describes as a form of errors and omissions coverage for healthcare practitioners, rather than underwriting the policy itself. ⁴Company-reported. Medical malpractice product page, read 2026-09-23; the page does not name an issuing insurer.

USI is a broker for medical malpractice coverage. Its Healthcare practice advises clients on risk and places medical professional liability coverage rather than underwriting it. ⁸Company-reported. Healthcare practice page.

HUB says it provides access to financially stable, "A"-rated insurance carriers for medical malpractice coverage, but does not name the specific insurer that would issue a given client's policy. ⁴Company-reported. Medical malpractice product page carrier-access statement; the page describes market access, not a named carrier.

The Healthcare practice page does not name a specific medical malpractice insurer; it says USI has access to both traditional and nontraditional risk-transfer structures, including captives, risk retention groups and risk purchasing groups, without naming a carrier for any of them. ⁸Not publicly disclosed. Page as read on 2026-09-23.

HUB lists physicians, physician assistants, nurse practitioners, registered nurses, licensed practical nurses, nurse anesthetists (CRNAs), physical therapists, personal trainers, optometrists and dentists among the practitioners it says should consider medical malpractice coverage. ⁴Company-reported. Medical malpractice product page practitioner list; not an underwriting appetite statement.

USI's Healthcare practice says it serves hospitals, physicians, surgery centers, dialysis clinics, senior care and assisted-living facilities, residential treatment facilities, permanent and locum tenens staffing companies, urgent care centers and managed care organizations, ranging from regional health systems to individual doctor groups and clinics. ⁸Company-reported. Company description of client base, not a guaranteed underwriting appetite.

HUB says it arranges occurrence, claims-made and convertible claims-made medical malpractice policy structures, and includes telemedicine liability coverage addressing privacy breaches and technology errors. ⁴Company-reported. Medical malpractice product page policy-type and telemedicine sections; a specific client's policy form and trigger are set at binding.

HUB says its medical malpractice offering includes complimentary tail coverage under a death, disability and retirement (DDR) benefit after two to five years of continuous coverage with the same carrier. ⁴Company-reported. Medical malpractice product page DDR-benefit description; exact eligibility periods and terms are set by the issuing carrier's policy.

USI lists Medical Professional (Malpractice) Liability alongside related healthcare specialty coverages it places, including healthcare general liability, D&O, healthcare facility property, workers' compensation, employment practices liability, cyber liability and HIPAA privacy, medical billing and governmental regulatory claims coverage, and required bonding. ⁸Company-reported. Catalogue of practice offerings; specific insuring agreements, exclusions and limits are set by the issued policy.

Published medical malpractice policy limits, retentions or pricing were not found on the reviewed page. ⁴Not publicly disclosed. Checked the medical malpractice product page on 2026-09-23; limits are set on the quote and declarations.

Not described in the reviewed sources.

HUB describes claims defense with settlement-consent provisions and says its team provides experienced claims management and communication for medical malpractice clients. ⁴Company-reported. Medical malpractice product page claims-defense description.

USI cites a case study where its Healthcare team reviewed 26 years of a 220-physician group's malpractice loss history, found the client was overpriced with an outdated limit structure, and says the analysis produced about $350,000 in negotiated savings plus a retention-funding change projected to cut premium by close to $1,000,000 in a year. ⁸Company-reported. Single named case study; company-reported outcome, not independently verified, and not necessarily representative of every account.

HUB directs practitioners to a broker to discuss medical malpractice coverage rather than a self-service online quote. ⁴Company-reported. Medical malpractice product page broker-connection call to action.

USI directs healthcare organizations to email pcinquiries@usi.com or contact a local USI office to engage its Healthcare practice. ⁸Company-reported. Contact instructions on the Healthcare practice page.