HUB International vs USI Insurance Services: How Do They Compare for Employment Practices Liability Insurance?

HUB International brokers EPL through its ProEx team and supports claims through a legal-risk group. USI Insurance Services brokers EPL for small and midsize businesses and provides risk-management services through Business Services.

HUB suits larger organizations that want in-house attorneys handling an employment claim from wording review to recovery; USI suits janitorial, staffing, maintenance and printing businesses. Both are brokers, and neither names the insurer up front. ^1,^2,³

What Are the Key Differences Between HUB International and USI Insurance Services Employment Practices Liability Insurance?

Claims Attorneys vs Trade-Specific Service

HUB places EPL through its ProEx executive-liability team, whose Claims & Legal Risks Group of attorneys handles EPL from pre-claim wording review through recovery, backed by analytics and litigation support. USI's Business Services practice places EPL for building maintenance, repair, janitorial, staffing and printing companies, with classification reviews, contract review and claim advocacy. Choose HUB if you're a larger organization and want lawyers in your corner when an employee sues; choose USI if you run a service or staffing business with classification exposure. ¹ ²

Executive-Risk Book vs Small-Business Gap Review

HUB discusses EPL in a large-organization FAQ alongside D&O, fiduciary and E&O and publishes no size or industry list. USI's ExecuSafe serves small and midsize businesses and checks existing EPL for gaps. If you already have a policy and want it audited, USI names that service; HUB's wording review happens as part of its claims work. ¹ ³

What Should You Confirm in HUB International and USI Insurance Services Employment Practices Liability Insurance Quotes?

Ask USI whether your EPL will be handled by Business Services or ExecuSafe, and ask HUB whether ProEx takes accounts your size. ² ³ ¹
Ask both brokers which insurer will issue your policy; neither page names one. ¹ ²
Ask both for limits and retentions in writing; neither publishes them. ³ ¹

HUB International vs USI Insurance Services Employment Practices Liability Compared

HUB International vs USI Insurance Services: Employment Practices Liability Insurance: documented features by provider

Criteria	HUB International Employment Practices Liability Insurance Brokerage	USI Employment Practices Liability Brokerage
How to Apply	HUB directs EPL prospects to contact a ProEx specialist rather than an online quote or bind flow. ¹Company-reported. ProEx page call to action.	USI directs business-services inquiries to pcinquiries@usi.com or a local office, and ExecuSafe/management-liability inquiries to Select.Business@usi.com. ^2,³Company-reported. Contact instructions on each page.
Coverage Features	HUB flags pay-transparency laws taking effect in 2026 as a development relevant to EPL coverage, in an article title on the ProEx page, but the page does not describe EPL insuring agreements, exclusions or endorsements in its own text. ¹Company-reported. ProEx page article listing; the article itself was not opened, so its content beyond the title is not part of this claim.	USI lists employment practices liability among the coverages it places for business-services clients, and its ExecuSafe review looks for gaps in a client's existing EPL coverage as part of a broader management liability check. ^2,³Company-reported. Catalogue listing plus the ExecuSafe review description; actual insuring agreements and exclusions are set by the issued policy.
Role in This Line	HUB brokers employment practices liability insurance as one of the Executive Liability coverages inside its ProEx Professional & Executive Risk practice, rather than underwriting it. ¹Company-reported. ProEx page coverage list, read 2026-09-23. The page does not name an issuing insurer for EPL.	USI brokers employment practices liability (EPL) coverage, which responds to claims like wrongful termination, discrimination or harassment; it places EPL individually or reviews it as part of a management liability program under ExecuSafe. ^2,³Company-reported. Business Services catalogue and ExecuSafe article.
Risk Services	HUB says its ProEx team, which lists EPL among its coverages, provides analytics, litigation support and risk-management services to clients of all sizes under a named ProEx practice leader. ¹Company-reported. ProEx page team and services description; not specific to a single EPL engagement.	USI's Business Services practice says it offers classification and exposure reviews, claim advocacy and contract review across its coverage lines including EPL, and its ExecuSafe process specifically checks existing EPL coverage for gaps. ^2,³Company-reported. Combines the general Business Services service list with the ExecuSafe-specific review step.