HUB International vs Travelers: How Do They Compare for Kidnap and Ransom Insurance?

HUB International arranges K&R for organizations with international travelers; Travelers lists a package for technology and life-sciences firms with overseas exposure.

Travelers is built for US technology and life-sciences companies with people abroad, bundling K&R with a 150-country insurance network and executive medical and travel assistance; HUB brokers standalone K&R for any organization with traveling staff and backs claims with its attorney group. ^1,^2,^3,⁴

What Are the Key Differences Between HUB International and Travelers Kidnap and Ransom Insurance?

Tech and Life-Sciences Package vs Broker for Any Industry

Travelers offers K&R inside Global Companion Plus+, aimed at US-based technology and life-sciences companies with international staff or operations, and as a standalone item in its Management & Professional Liability catalogue; you buy through an independent agent or Travelers representative. HUB brokers K&R, standalone or through its ProEx practice, for any organization with traveling executives, employees abroad or other key people and their families. Choose Travelers if you are a tech or life-sciences company that wants K&R bundled with international cover; choose HUB if you are in another industry or want a broker to shop the line. ¹ ³ ⁴

Global Assistance vs Attorney Claims Support

Travelers attaches an International Network of Insurance in over 150 countries and executive medical, personal and travel assistance, and says its K&R pays ransom, covers ransom lost in transit and reimburses other kidnapping costs. HUB's page lists no coverage terms but offers ProEx analytics, litigation support and a Claims & Legal Risks Group of attorneys. Neither publishes limits. ⁴ ³ ¹ ²

What Should You Confirm in HUB International and Travelers Kidnap and Ransom Insurance Quotes?

Ask Travelers whether you are quoted Global Companion Plus+ or the standalone form, and ask HUB whether it is placing through ProEx or standalone. ³ ²
Travelers says its US package is non-admitted (surplus lines), so ask what that means for state protections; ask HUB the same about its placement. ³ ¹
Ask both which insurer issues the policy and for ransom-in-transit wording and dollar limits. ⁴ ¹

HUB International vs Travelers Kidnap and Ransom Insurance Compared

HUB International vs Travelers: Kidnap and Ransom Insurance: documented features by provider

Criteria	HUB International Kidnap and Ransom Insurance Brokerage	Travelers Kidnap & Ransom Insurance (Global Companion Plus+)
Who It’s For	HUB markets K&R coverage to organizations with executives who travel internationally, employees working abroad or domestically, and other key personnel whose safety is considered critical to the organization, plus their families. ¹Company-reported. K&R product page target-audience description; not an underwriting appetite statement.	As part of Global Companion Plus+, kidnap and ransom coverage is aimed at U.S.-based technology and life-sciences companies with employees who travel internationally or operations abroad; the U.S. version of the package is non-admitted, meaning it is not equivalent to a locally admitted policy in every country. ³Company-reported. Global Companion Plus+ page "Who is Global Companion Plus+ right for?" and "Coordinated domestic policy gap coverage" sections.
How to Apply	HUB directs K&R prospects to "Connect With a Broker" rather than an online quote or bind flow. ¹Company-reported. K&R product page call to action.	Kidnap and ransom coverage is bought through a Travelers independent agent or Travelers representative. ³Company-reported. Global Companion Plus+ page "Consult your insurance agent today" section.
Coverage Features	HUB cites roughly 15,000 kidnap, extortion or illegal-detention incidents a year generating about half a billion dollars in ransom payments, and says an organization can face significant costs even when no ransom is paid. ¹Company-reported. K&R product page risk-framing statistics; company-reported and not independently verified by us. HUB's K&R product page cross-references directors and officers liability, business interruption and cyber coverage as related protections, and its ProEx practice groups K&R with other Executive Liability lines such as D&O, employment practices liability and fiduciary liability. ^1,²Company-reported. K&R product page related-coverage links and ProEx coverage list; the pages do not describe specific K&R insuring agreements, sublimits or exclusions.	Travelers says kidnap and ransom coverage typically pays kidnappers or extortionists, covers loss of ransom in transit, and reimburses other expenses incurred as a result of a kidnapping. ⁴Company-reported. Management & Professional Liability Insurance page, kidnap and ransom entry; exact terms and exclusions are set by the issued policy.
Role in This Line	HUB brokers kidnap and ransom (K&R) insurance both as a standalone product page offering and as one of the Executive Liability coverages in its ProEx Professional & Executive Risk practice, rather than underwriting the policy itself. ^1,²Company-reported. K&R product page and ProEx coverage list, read 2026-09-23. Neither page names an issuing insurer.	Travelers offers kidnap and ransom coverage as one line within its Global Companion Plus+ package for technology and life-sciences companies with international exposure, and also lists it as a standalone product on its Management & Professional Liability catalogue page. ^3,⁴Company-reported. Global Companion Plus+ "Robust suite of insurance coverages" section and Management & Professional Liability product list.
Risk Services	HUB says its ProEx practice, which lists K&R among its Executive Liability coverages, provides analytics, litigation support and risk-management services led by a named practice leader, and gives clients access to a Claims & Legal Risks Group of attorneys who specialize in ProEx coverages. ²Company-reported. ProEx page services and claims-support description; not specific to a single K&R engagement.	Travelers says Global Companion Plus+ policyholders get access to its International Network of Insurance, a network of local carriers in over 150 countries, plus global executive support services offering medical, personal and travel assistance for employees traveling overseas. ³Company-reported. Global Companion Plus+ page "Extensive international network of partners" and "Global executive support services" sections.