---
title: "HUB International vs Travelers: Kidnap and Ransom Insurance"
description: "Travelers is built for US technology and life-sciences companies with people abroad, bundling K&R with a 150-country insurance network and executive medical and travel assistance; HUB brokers standalone K&R for any organization with traveling staff and backs claims with its attorney group."
canonical: "https://spot.insure/compare/hub-international-vs-travelers/kidnap-ransom"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "hub-international-vs-travelers"
provider-a: "hub-international"
provider-b: "travelers"
coverage-line: "kidnap-ransom"
---

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[Human-readable page](https://spot.insure/compare/hub-international-vs-travelers/kidnap-ransom)

## Agent Guide

**What this page is:** Focused comparison of HUB International and Travelers for Kidnap and Ransom Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Kidnap and Ransom Insurance questions about HUB International versus Travelers. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- HUB International vs Travelers for Kidnap and Ransom Insurance: how do they differ?
- Which is better for Kidnap and Ransom Insurance, HUB International or Travelers?
- What does HUB International or Travelers publish about Kidnap and Ransom Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Kidnap and Ransom Insurance. Providers: HUB International and Travelers.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [HUB International vs Travelers](https://spot.insure/compare/hub-international-vs-travelers) — all coverage lines for this pair
- [Kidnap and Ransom Insurance guide](https://spot.insure/coverage/kidnap-ransom) — how this coverage works
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile
- [Travelers profile](https://spot.insure/insurance-providers/travelers) — provider profile

# HUB International vs Travelers: How Do They Compare for Kidnap and Ransom Insurance?

HUB International arranges K&R for organizations with international travelers; Travelers lists a package for technology and life-sciences firms with overseas exposure.

Travelers packages K&R with a 150-country insurance network and executive travel assistance for US technology and life-sciences companies with staff abroad, while HUB brokers standalone K&R for any organization with traveling people and adds attorney claims support.

## HUB International vs Travelers Kidnap and Ransom Insurance Summary

Travelers is built for US technology and life-sciences companies with people abroad, bundling K&R with a 150-country insurance network and executive medical and travel assistance; HUB brokers standalone K&R for any organization with traveling staff and backs claims with its attorney group. [1](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") [2](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [3](https://www.travelers.com/business-insurance/global/technology-companion "Global Insurance for Technology and Life Sciences") [4](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance")

## What Are the Key Differences Between HUB International and Travelers Kidnap and Ransom Insurance?

### Tech and Life-Sciences Package vs Broker for Any Industry

Travelers offers K&R inside Global Companion Plus+, aimed at US-based technology and life-sciences companies with international staff or operations, and as a standalone item in its Management & Professional Liability catalogue; you buy through an independent agent or Travelers representative. HUB brokers K&R, standalone or through its ProEx practice, for any organization with traveling executives, employees abroad or other key people and their families. Choose Travelers if you are a tech or life-sciences company that wants K&R bundled with international cover; choose HUB if you are in another industry or want a broker to shop the line. [1](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") [3](https://www.travelers.com/business-insurance/global/technology-companion "Global Insurance for Technology and Life Sciences") [4](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance")

### Global Assistance vs Attorney Claims Support

Travelers attaches an International Network of Insurance in over 150 countries and executive medical, personal and travel assistance, and says its K&R pays ransom, covers ransom lost in transit and reimburses other kidnapping costs. HUB's page lists no coverage terms but offers ProEx analytics, litigation support and a Claims & Legal Risks Group of attorneys. Neither publishes limits. [4](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") [3](https://www.travelers.com/business-insurance/global/technology-companion "Global Insurance for Technology and Life Sciences") [1](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") [2](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx")

## What Should You Confirm in HUB International and Travelers Kidnap and Ransom Insurance Quotes?

- Ask Travelers whether you are quoted Global Companion Plus+ or the standalone form, and ask HUB whether it is placing through ProEx or standalone. [3](https://www.travelers.com/business-insurance/global/technology-companion "Global Insurance for Technology and Life Sciences") [2](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx")
- Travelers says its US package is non-admitted (surplus lines), so ask what that means for state protections; ask HUB the same about its placement. [3](https://www.travelers.com/business-insurance/global/technology-companion "Global Insurance for Technology and Life Sciences") [1](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers")
- Ask both which insurer issues the policy and for ransom-in-transit wording and dollar limits. [4](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") [1](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers")

## HUB International vs Travelers Kidnap and Ransom Insurance Compared

| Criteria | HUB International Kidnap and Ransom Insurance Brokerage | Travelers Kidnap & Ransom Insurance (Global Companion Plus+) |
| --- | --- | --- |
| Who It’s For | HUB markets K&R coverage to organizations with executives who travel internationally, employees working abroad or domestically, and other key personnel whose safety is considered critical to the organization, plus their families. [1](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") (Evidence: Company-reported; scope: K&R product page target-audience description; not an underwriting appetite statement..) | As part of Global Companion Plus+, kidnap and ransom coverage is aimed at U.S.-based technology and life-sciences companies with employees who travel internationally or operations abroad; the U.S. version of the package is non-admitted, meaning it is not equivalent to a locally admitted policy in every country. [3](https://www.travelers.com/business-insurance/global/technology-companion "Global Insurance for Technology and Life Sciences") (Evidence: Company-reported; scope: Global Companion Plus+ page "Who is Global Companion Plus+ right for?" and "Coordinated domestic policy gap coverage" sections..) |
| How to Apply | HUB directs K&R prospects to "Connect With a Broker" rather than an online quote or bind flow. [1](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") (Evidence: Company-reported; scope: K&R product page call to action..) | Kidnap and ransom coverage is bought through a Travelers independent agent or Travelers representative. [3](https://www.travelers.com/business-insurance/global/technology-companion "Global Insurance for Technology and Life Sciences") (Evidence: Company-reported; scope: Global Companion Plus+ page "Consult your insurance agent today" section..) |
| Coverage Features | HUB cites roughly 15,000 kidnap, extortion or illegal-detention incidents a year generating about half a billion dollars in ransom payments, and says an organization can face significant costs even when no ransom is paid. [1](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") (Evidence: Company-reported; scope: K&R product page risk-framing statistics; company-reported and not independently verified by us..)<br><br>HUB's K&R product page cross-references directors and officers liability, business interruption and cyber coverage as related protections, and its ProEx practice groups K&R with other Executive Liability lines such as D&O, employment practices liability and fiduciary liability. [1](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") [2](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: K&R product page related-coverage links and ProEx coverage list; the pages do not describe specific K&R insuring agreements, sublimits or exclusions..) | Travelers says kidnap and ransom coverage typically pays kidnappers or extortionists, covers loss of ransom in transit, and reimburses other expenses incurred as a result of a kidnapping. [4](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") (Evidence: Company-reported; scope: Management & Professional Liability Insurance page, kidnap and ransom entry; exact terms and exclusions are set by the issued policy..) |
| Role in This Line | HUB brokers kidnap and ransom (K&R) insurance both as a standalone product page offering and as one of the Executive Liability coverages in its ProEx Professional & Executive Risk practice, rather than underwriting the policy itself. [1](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/ "Kidnap and Ransom Insurance Brokers") [2](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: K&R product page and ProEx coverage list, read 2026-09-23. Neither page names an issuing insurer..) | Travelers offers kidnap and ransom coverage as one line within its Global Companion Plus+ package for technology and life-sciences companies with international exposure, and also lists it as a standalone product on its Management & Professional Liability catalogue page. [3](https://www.travelers.com/business-insurance/global/technology-companion "Global Insurance for Technology and Life Sciences") [4](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") (Evidence: Company-reported; scope: Global Companion Plus+ "Robust suite of insurance coverages" section and Management & Professional Liability product list..) |
| Risk Services | HUB says its ProEx practice, which lists K&R among its Executive Liability coverages, provides analytics, litigation support and risk-management services led by a named practice leader, and gives clients access to a Claims & Legal Risks Group of attorneys who specialize in ProEx coverages. [2](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page services and claims-support description; not specific to a single K&R engagement..) | Travelers says Global Companion Plus+ policyholders get access to its International Network of Insurance, a network of local carriers in over 150 countries, plus global executive support services offering medical, personal and travel assistance for employees traveling overseas. [3](https://www.travelers.com/business-insurance/global/technology-companion "Global Insurance for Technology and Life Sciences") (Evidence: Company-reported; scope: Global Companion Plus+ page "Extensive international network of partners" and "Global executive support services" sections..) |

## About HUB International and Travelers and Kidnap and Ransom Insurance

- [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews)
- [Travelers company profile](https://spot.insure/insurance-providers/travelers) · [Travelers customer reviews](https://spot.insure/insurance-providers/travelers/reviews)
- [What Is Kidnap and Ransom Insurance?](https://spot.insure/coverage/kidnap-ransom)

## Related Pages for HUB International vs Travelers Kidnap and Ransom

- [HUB International vs Travelers](https://spot.insure/compare/hub-international-vs-travelers): all coverage lines, business roles, service and claims.
- [What Is Kidnap and Ransom Insurance?](https://spot.insure/coverage/kidnap-ransom): Kidnap and ransom insurance provides financial protection for specified kidnapping and extortion events and access to crisis-response experts; check fit with your travel destinations.
- [HUB International Kidnap and Ransom Insurance](https://spot.insure/insurance-providers/hub-international/kidnap-ransom)
- [Travelers Kidnap and Ransom Insurance](https://spot.insure/insurance-providers/travelers/kidnap-ransom)

## Sources for HUB International vs Travelers Kidnap and Ransom Insurance

### Sources About HUB International

1. [Kidnap and Ransom Insurance Brokers](https://www.hubinternational.com/products/business-insurance/kidnap-and-ransom-insurance/). HUB International; Why coverage is needed: kidnap, extortion and illegal detention risk; incident and ransom-payment statistics; target audience of traveling executives, employees abroad and their loved ones; costs beyond ransom payment; Connect With a Broker call to action; cross-references to D&O, business interruption and cyber coverage. Accessed 2026-09-23.
2. [HUB ProEx](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/). HUB International; ProEx Coverages list including Kidnap, Ransom, and Extortion insurance under Executive Liability; Claims & Legal Support section; ProEx premium volume statement. Accessed 2026-09-23.

### Sources About Travelers

3. [Global Insurance for Technology and Life Sciences](https://www.travelers.com/business-insurance/global/technology-companion). Travelers; "Robust suite of insurance coverages" — general liability, property, auto, foreign voluntary workers compensation, employers liability, accidental death and dismemberment, and kidnap and ransom; U.S. Global Companion Plus+ is non-admitted. Accessed 2026-09-23.
4. [Management and Professional Liability Insurance](https://www.travelers.com/business-insurance/professional-liability-insurance). Travelers; "Select a product" list: Kidnap & ransom insurance — "typically covers payments to kidnappers or extortionists, loss of ransom in transit and other expenses incurred as a result of a kidnapping". Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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