HUB International vs 
Travelers: How Do They Compare for Fidelity Bonds?
HUB International places crime and fidelity offerings through its ProEx practice and directs buyers to a specialist. Travelers offers ERISA fidelity coverage to employee benefit plans against losses from fraud or dishonesty.
Travelers describes ERISA fidelity for employee benefit plans through independent agents; HUB ProEx lists Crime/Fidelity and Financial Institution Bonds with analytics and litigation support. 1,2,3
What Are the Key Differences Between HUB International and Travelers Fidelity Bonds?
ERISA Plan Bond Versus ProEx Bond Options
Travelers describes ERISA fidelity as protection for a benefit plan against fraud or dishonesty by people handling plan funds. HUB ProEx lists Crime/Fidelity and Financial Institution Bonds, with analytics, litigation support and risk management; its listing does not define the bond forms. 2 1 Choose Travelers if you need an ERISA plan bond through an independent agent; choose HUB if you need to explore Crime/Fidelity or a financial-institution bond with ProEx.
What the Pages Say the Cover Does
HUB’s list does not describe insuring agreements or dishonest-act scenarios. Travelers describes cover for an employee benefit plan against fraud or dishonesty such as theft, embezzlement or forgery by people who handle plan funds—which may or may not be the same placement as ProEx Crime/Fidelity or an FI bond. 1 2
Buying Route and Services
HUB directs you to a ProEx specialist and says that team provides analytics, litigation support and risk-management. Travelers ERISA fidelity is bought through a Travelers independent agent. HUB does not name the issuer; Travelers does not publish bond amounts on the reviewed pages. 1 3
What Should You Confirm in HUB International and Travelers Fidelity Bonds Quotes?
- Ask HUB whether the quote is Crime/Fidelity, a financial institution bond, an ERISA bond, or more than one. 1
- Ask the Travelers agent for the penalty, named plan and covered handlers. 2
- If HUB places Travelers paper, confirm that on the quote rather than assuming it from these pages. 1 3
- Compare ProEx litigation support with the agent’s claims path on a plan-asset loss. 1 2
HUB International vs Travelers Fidelity Bonds Compared
HUB International vs Travelers: Fidelity Bonds: documented features by provider
| Criteria | HUB International Crime and Fidelity Bond Brokerage | Travelers ERISA Fidelity Insurance |
|---|---|---|
| How to Apply | HUB directs prospects for these coverages to contact a ProEx specialist rather than an online quote or bind flow. 1Company-reported. ProEx page call to action. | ERISA fidelity coverage is bought through a Travelers independent agent. 3Company-reported. Surety Bonds page "Find an insurance agent" call to action. |
| Coverage Features | HUB's ProEx coverage list names "Crime / Fidelity" as an Executive Liability offering and "Financial Institution Bonds" as a separate Financial Institutions offering, but the page gives no further description of insuring agreements, covered dishonest-act scenarios or exclusions for either. 1Company-reported. ProEx page coverage list only; these are catalogue entries, not policy-form descriptions. | Travelers describes ERISA fidelity insurance as covering an employee benefit plan against losses caused by acts of fraud or dishonesty, such as theft, embezzlement or forgery, by the people who handle plan funds. 2Company-reported. Management & Professional Liability Insurance page, ERISA fidelity insurance entry; exact terms and required minimum bond amounts are set by ERISA and the issued bond. |
| Role in This Line | HUB places crime and fidelity bond coverage, including financial institution bonds, through its ProEx Professional & Executive Risk practice alongside other executive-liability and financial-institution lines, rather than underwriting these bonds itself. 1Company-reported. ProEx page coverage list, read 2026-09-23. The page does not name an issuing insurer for Crime/Fidelity or Financial Institution Bonds. | Travelers lists ERISA fidelity as one of its Management & Professional Liability products, and separately lists ERISA Fidelity among the bond types it provides on its surety bond page. 2,3Company-reported. Management & Professional Liability product list and Surety Bonds product list. |
