--- title: "HUB International vs Travelers: Fidelity Bonds" description: "Travelers describes ERISA fidelity for employee benefit plans through independent agents; HUB ProEx lists Crime/Fidelity and Financial Institution Bonds with analytics and litigation support." canonical: "https://spot.insure/compare/hub-international-vs-travelers/fidelity-bonds" page-type: "line-comparison" updated-at: "2026-09-25" comparison-pair: "hub-international-vs-travelers" provider-a: "hub-international" provider-b: "travelers" coverage-line: "fidelity-bonds" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/hub-international-vs-travelers/fidelity-bonds) ## Agent Guide **What this page is:** Focused comparison of HUB International and Travelers for Fidelity Bonds: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Fidelity Bonds questions about HUB International versus Travelers. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - HUB International vs Travelers for Fidelity Bonds: how do they differ? - Which is better for Fidelity Bonds, HUB International or Travelers? - What does HUB International or Travelers publish about Fidelity Bonds (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Fidelity Bonds. Providers: HUB International and Travelers. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25. **Related pages:** - [HUB International vs Travelers](https://spot.insure/compare/hub-international-vs-travelers) — all coverage lines for this pair - [Fidelity Bonds guide](https://spot.insure/coverage/fidelity-bonds) — how this coverage works - [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile - [Travelers profile](https://spot.insure/insurance-providers/travelers) — provider profile # HUB International vs Travelers: How Do They Compare for Fidelity Bonds? HUB International places crime and fidelity offerings through its ProEx practice and directs buyers to a specialist. Travelers offers ERISA fidelity coverage to employee benefit plans against losses from fraud or dishonesty. Travelers lists ERISA fidelity for benefit plans through independent agents; HUB ProEx lists Crime/Fidelity and financial-institution bonds with specialist support. ## HUB International vs Travelers Fidelity Bonds Summary Travelers describes ERISA fidelity for employee benefit plans through independent agents; HUB ProEx lists Crime/Fidelity and Financial Institution Bonds with analytics and litigation support. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [2](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") [3](https://www.travelers.com/surety-bond "Surety Bonds") ## What Are the Key Differences Between HUB International and Travelers Fidelity Bonds? ### ERISA Plan Bond Versus ProEx Bond Options Travelers describes ERISA fidelity as protection for a benefit plan against fraud or dishonesty by people handling plan funds. HUB ProEx lists Crime/Fidelity and Financial Institution Bonds, with analytics, litigation support and risk management; its listing does not define the bond forms. [2](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") Choose Travelers if you need an ERISA plan bond through an independent agent; choose HUB if you need to explore Crime/Fidelity or a financial-institution bond with ProEx. ### What the Pages Say the Cover Does HUB’s list does not describe insuring agreements or dishonest-act scenarios. Travelers describes cover for an employee benefit plan against fraud or dishonesty such as theft, embezzlement or forgery by people who handle plan funds—which may or may not be the same placement as ProEx Crime/Fidelity or an FI bond. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [2](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") ### Buying Route and Services HUB directs you to a ProEx specialist and says that team provides analytics, litigation support and risk-management. Travelers ERISA fidelity is bought through a Travelers independent agent. HUB does not name the issuer; Travelers does not publish bond amounts on the reviewed pages. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [3](https://www.travelers.com/surety-bond "Surety Bonds") ## What Should You Confirm in HUB International and Travelers Fidelity Bonds Quotes? - Ask HUB whether the quote is Crime/Fidelity, a financial institution bond, an ERISA bond, or more than one. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") - Ask the Travelers agent for the penalty, named plan and covered handlers. [2](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") - If HUB places Travelers paper, confirm that on the quote rather than assuming it from these pages. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [3](https://www.travelers.com/surety-bond "Surety Bonds") - Compare ProEx litigation support with the agent’s claims path on a plan-asset loss. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [2](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") ## HUB International vs Travelers Fidelity Bonds Compared | Criteria | HUB International Crime and Fidelity Bond Brokerage | Travelers ERISA Fidelity Insurance | | --- | --- | --- | | How to Apply | HUB directs prospects for these coverages to contact a ProEx specialist rather than an online quote or bind flow. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page call to action..) | ERISA fidelity coverage is bought through a Travelers independent agent. [3](https://www.travelers.com/surety-bond "Surety Bonds") (Evidence: Company-reported; scope: Surety Bonds page "Find an insurance agent" call to action..) | | Coverage Features | HUB's ProEx coverage list names "Crime / Fidelity" as an Executive Liability offering and "Financial Institution Bonds" as a separate Financial Institutions offering, but the page gives no further description of insuring agreements, covered dishonest-act scenarios or exclusions for either. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page coverage list only; these are catalogue entries, not policy-form descriptions..) | Travelers describes ERISA fidelity insurance as covering an employee benefit plan against losses caused by acts of fraud or dishonesty, such as theft, embezzlement or forgery, by the people who handle plan funds. [2](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") (Evidence: Company-reported; scope: Management & Professional Liability Insurance page, ERISA fidelity insurance entry; exact terms and required minimum bond amounts are set by ERISA and the issued bond..) | | Role in This Line | HUB places crime and fidelity bond coverage, including financial institution bonds, through its ProEx Professional & Executive Risk practice alongside other executive-liability and financial-institution lines, rather than underwriting these bonds itself. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page coverage list, read 2026-09-23. The page does not name an issuing insurer for Crime/Fidelity or Financial Institution Bonds..) | Travelers lists ERISA fidelity as one of its Management & Professional Liability products, and separately lists ERISA Fidelity among the bond types it provides on its surety bond page. [2](https://www.travelers.com/business-insurance/professional-liability-insurance "Management and Professional Liability Insurance") [3](https://www.travelers.com/surety-bond "Surety Bonds") (Evidence: Company-reported; scope: Management & Professional Liability product list and Surety Bonds product list..) | ## About HUB International and Travelers and Fidelity Bonds - [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews) - [Travelers company profile](https://spot.insure/insurance-providers/travelers) · [Travelers customer reviews](https://spot.insure/insurance-providers/travelers/reviews) - [What Are Fidelity Bonds?](https://spot.insure/coverage/fidelity-bonds) ## Related Pages for HUB International vs Travelers Fidelity Bonds - [HUB International vs Travelers](https://spot.insure/compare/hub-international-vs-travelers): all coverage lines, business roles, service and claims. - [What Are Fidelity Bonds?](https://spot.insure/coverage/fidelity-bonds): Fidelity coverage can reimburse certain losses from employee theft; identify whether you need protection for company funds, client property or benefit-plan assets. - [HUB International Fidelity Bonds](https://spot.insure/insurance-providers/hub-international/fidelity-bonds) - [Travelers Fidelity Bonds](https://spot.insure/insurance-providers/travelers/fidelity-bonds) ## Sources for HUB International vs Travelers Fidelity Bonds ### Sources About HUB International 1. [HUB ProEx](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/). HUB International; ProEx Coverages list including Crime / Fidelity under Executive Liability and Financial Institution Bonds under Financial Institutions; Claims & Legal Support section; ProEx premium volume statement. Accessed 2026-09-23. ### Sources About Travelers 2. [Management and Professional Liability Insurance](https://www.travelers.com/business-insurance/professional-liability-insurance). Travelers; "Select a product" list: ERISA fidelity insurance — "helps cover an employee benefit plan against losses caused by acts of fraud or dishonesty such as theft, embezzlement or forgery". Accessed 2026-09-23. 3. [Surety Bonds](https://www.travelers.com/surety-bond). Travelers; "Surety bonds provided by Travelers" list, including ERISA Fidelity. Accessed 2026-09-23. Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/hub-international-vs-travelers/fidelity-bonds.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)