HUB International vs 
Travelers: How Do They Compare for Crime Insurance?
HUB International is a broker arranging crime for private, public and nonprofit organizations; Travelers underwrites fidelity and crime itself through multiple insuring agreements, sold by independent agents.
HUB serves private, public and nonprofit organizations and lists vendor theft and funds-transfer fraud; Travelers offers multiple crime agreements and an optional social-engineering endorsement through independent agents. 1,2
What Are the Key Differences Between HUB International and Travelers Crime Insurance?
Travelers lists separate agreements for employee dishonesty, funds-transfer fraud, computer fraud and social-engineering fraud, plus a dedicated social-engineering endorsement. HUB names vendor theft and asset misappropriation, but does not publish limits. 2 1
Placement Versus Travelers as Underwriter
HUB brokers commercial crime insurance rather than underwriting it, and its crime page does not name an issuing insurer. Travelers underwrites fidelity and crime through multiple insuring agreements sold under Management & Professional Liability rather than as a single fixed policy. Travelers’ product-page video disclosure names Travelers Casualty and Surety Company of America and property casualty affiliates; the specific issuing entity can vary. 1 2
Vendor Theft Versus Endorsements and Resources
HUB lists employee theft, vendor theft, forgery, asset misappropriation, computer fraud and funds-transfer fraud. Travelers says the coverage addresses loss from forgery or alteration, loss of money and securities, and reimbursement for claim expenses, and lists employee dishonesty and theft, funds-transfer fraud, computer fraud, employee fraud and social-engineering fraud. Travelers offers a social-engineering fraud endorsement and publishes Coverage 101 and social-engineering protection resources. 1 2
How You Buy and Who Is Named
HUB says crime coverage is available for private, public and not-for-profit organizations and directs prospects to a business-insurance contact page. Travelers markets fidelity and crime to nonprofit organizations, private companies and public companies, and the coverage is bought through a Travelers independent agent. Neither reviewed page publishes limits or deductibles. 1 2
What Should You Confirm in HUB International and Travelers Crime Insurance Quotes?
- Ask which Travelers entity would issue the policy versus which carrier HUB would place. 2 1
- Ask Travelers which agreements are bound and whether the social-engineering endorsement is included. 2
- Ask HUB whether vendor theft is on the form. 1
- Confirm dollar limits; neither page publishes standard figures. 2 1
HUB International vs Travelers Crime Insurance Compared
HUB International vs Travelers: Crime Insurance: documented features by provider
| Criteria | HUB International Crime Insurance Brokerage | Travelers Fidelity & Crime Insurance |
|---|---|---|
| Who It’s For | HUB says crime coverage is available for private, public and not-for-profit organizations. 1Company-reported. Product-page organization-type list; not a published underwriting appetite by size or industry. | Travelers markets fidelity and crime coverage to nonprofit organizations, private companies and public companies. 2Company-reported. Product page "Who is fidelity and crime coverage right for?" section. |
| How to Apply | HUB directs prospects to connect with a broker through its business-insurance contact page; no online quote flow is described. 1Company-reported. Product-page call to action as read 2026-09-23. | Fidelity and crime coverage is bought through a Travelers independent agent. 2Company-reported. Product page "Find an insurance agent" call to action. |
| Coverage Features | HUB lists crime coverage types it arranges as employee theft, vendor theft, forgery, asset misappropriation, computer fraud and funds transfer fraud. 1Company-reported. Product-page coverage list; the issued policy and its exclusions control an actual claim. HUB cites industry statistics that organizations lose about 5% of revenue to fraud each year, that fraud often takes about 18 months to detect, and that more than 23% of fraud cases result in losses of $1 million or more, to frame the need for crime coverage. 1Company-reported. Product-page statistics are company-cited figures, not independently verified by us, and are general fraud statistics rather than HUB-specific claims data. | Travelers says the coverage addresses loss from forgery or alteration, loss of money and securities, and reimbursement for claim expenses, protecting against threats such as employee dishonesty and theft, funds transfer fraud, computer fraud, employee fraud and social engineering fraud. 2Company-reported. Product page "What is fidelity and crime coverage?" and "Types of fidelity and crime claims" sections; exact terms and exclusions are set by the issued policy. |
| Role in This Line | HUB brokers commercial crime insurance rather than underwriting the coverage itself. 1Company-reported. Crime insurance product page as read 2026-09-23; the page does not name an issuing insurer. | Travelers underwrites fidelity and crime coverage through multiple insuring agreements sold under the Management & Professional Liability line, rather than as a single fixed policy. 2Company-reported. Product page "What is fidelity and crime coverage?" section. |
