---
title: "HUB International vs Travelers: Crime Insurance"
description: "HUB serves private, public and nonprofit organizations and lists vendor theft and funds-transfer fraud; Travelers offers multiple crime agreements and an optional social-engineering endorsement through independent agents."
canonical: "https://spot.insure/compare/hub-international-vs-travelers/crime"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "hub-international-vs-travelers"
provider-a: "hub-international"
provider-b: "travelers"
coverage-line: "crime"
---

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[Human-readable page](https://spot.insure/compare/hub-international-vs-travelers/crime)

## Agent Guide

**What this page is:** Focused comparison of HUB International and Travelers for Crime Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Crime Insurance questions about HUB International versus Travelers. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- HUB International vs Travelers for Crime Insurance: how do they differ?
- Which is better for Crime Insurance, HUB International or Travelers?
- What does HUB International or Travelers publish about Crime Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Crime Insurance. Providers: HUB International and Travelers.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [HUB International vs Travelers](https://spot.insure/compare/hub-international-vs-travelers) — all coverage lines for this pair
- [Crime Insurance guide](https://spot.insure/coverage/crime) — how this coverage works
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile
- [Travelers profile](https://spot.insure/insurance-providers/travelers) — provider profile

# HUB International vs Travelers: How Do They Compare for Crime Insurance?

HUB International is a broker arranging crime for private, public and nonprofit organizations; Travelers underwrites fidelity and crime itself through multiple insuring agreements, sold by independent agents.

HUB brokers crime for private, public and nonprofit organizations and lists vendor theft; Travelers offers multiple fidelity and crime agreements through agents, including optional social-engineering cover.

## HUB International vs Travelers Crime Insurance Summary

HUB serves private, public and nonprofit organizations and lists vendor theft and funds-transfer fraud; Travelers offers multiple crime agreements and an optional social-engineering endorsement through independent agents. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") [2](https://www.travelers.com/business-insurance/professional-liability-insurance/fidelity-crime "Fidelity & Crime Insurance")

## What Are the Key Differences Between HUB International and Travelers Crime Insurance?

Travelers lists separate agreements for employee dishonesty, funds-transfer fraud, computer fraud and social-engineering fraud, plus a dedicated social-engineering endorsement. HUB names vendor theft and asset misappropriation, but does not publish limits. [2](https://www.travelers.com/business-insurance/professional-liability-insurance/fidelity-crime "Fidelity & Crime Insurance") [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers")

### Placement Versus Travelers as Underwriter

HUB brokers commercial crime insurance rather than underwriting it, and its crime page does not name an issuing insurer. Travelers underwrites fidelity and crime through multiple insuring agreements sold under Management & Professional Liability rather than as a single fixed policy. Travelers’ product-page video disclosure names Travelers Casualty and Surety Company of America and property casualty affiliates; the specific issuing entity can vary. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") [2](https://www.travelers.com/business-insurance/professional-liability-insurance/fidelity-crime "Fidelity & Crime Insurance")

### Vendor Theft Versus Endorsements and Resources

HUB lists employee theft, vendor theft, forgery, asset misappropriation, computer fraud and funds-transfer fraud. Travelers says the coverage addresses loss from forgery or alteration, loss of money and securities, and reimbursement for claim expenses, and lists employee dishonesty and theft, funds-transfer fraud, computer fraud, employee fraud and social-engineering fraud. Travelers offers a social-engineering fraud endorsement and publishes Coverage 101 and social-engineering protection resources. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") [2](https://www.travelers.com/business-insurance/professional-liability-insurance/fidelity-crime "Fidelity & Crime Insurance")

### How You Buy and Who Is Named

HUB says crime coverage is available for private, public and not-for-profit organizations and directs prospects to a business-insurance contact page. Travelers markets fidelity and crime to nonprofit organizations, private companies and public companies, and the coverage is bought through a Travelers independent agent. Neither reviewed page publishes limits or deductibles. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") [2](https://www.travelers.com/business-insurance/professional-liability-insurance/fidelity-crime "Fidelity & Crime Insurance")

## What Should You Confirm in HUB International and Travelers Crime Insurance Quotes?

- Ask which Travelers entity would issue the policy versus which carrier HUB would place. [2](https://www.travelers.com/business-insurance/professional-liability-insurance/fidelity-crime "Fidelity & Crime Insurance") [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers")
- Ask Travelers which agreements are bound and whether the social-engineering endorsement is included. [2](https://www.travelers.com/business-insurance/professional-liability-insurance/fidelity-crime "Fidelity & Crime Insurance")
- Ask HUB whether vendor theft is on the form. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers")
- Confirm dollar limits; neither page publishes standard figures. [2](https://www.travelers.com/business-insurance/professional-liability-insurance/fidelity-crime "Fidelity & Crime Insurance") [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers")

## HUB International vs Travelers Crime Insurance Compared

| Criteria | HUB International Crime Insurance Brokerage | Travelers Fidelity & Crime Insurance |
| --- | --- | --- |
| Who It’s For | HUB says crime coverage is available for private, public and not-for-profit organizations. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Company-reported; scope: Product-page organization-type list; not a published underwriting appetite by size or industry..) | Travelers markets fidelity and crime coverage to nonprofit organizations, private companies and public companies. [2](https://www.travelers.com/business-insurance/professional-liability-insurance/fidelity-crime "Fidelity & Crime Insurance") (Evidence: Company-reported; scope: Product page "Who is fidelity and crime coverage right for?" section..) |
| How to Apply | HUB directs prospects to connect with a broker through its business-insurance contact page; no online quote flow is described. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Company-reported; scope: Product-page call to action as read 2026-09-23..) | Fidelity and crime coverage is bought through a Travelers independent agent. [2](https://www.travelers.com/business-insurance/professional-liability-insurance/fidelity-crime "Fidelity & Crime Insurance") (Evidence: Company-reported; scope: Product page "Find an insurance agent" call to action..) |
| Coverage Features | HUB lists crime coverage types it arranges as employee theft, vendor theft, forgery, asset misappropriation, computer fraud and funds transfer fraud. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Company-reported; scope: Product-page coverage list; the issued policy and its exclusions control an actual claim..)<br><br>HUB cites industry statistics that organizations lose about 5% of revenue to fraud each year, that fraud often takes about 18 months to detect, and that more than 23% of fraud cases result in losses of $1 million or more, to frame the need for crime coverage. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Company-reported; scope: Product-page statistics are company-cited figures, not independently verified by us, and are general fraud statistics rather than HUB-specific claims data..) | Travelers says the coverage addresses loss from forgery or alteration, loss of money and securities, and reimbursement for claim expenses, protecting against threats such as employee dishonesty and theft, funds transfer fraud, computer fraud, employee fraud and social engineering fraud. [2](https://www.travelers.com/business-insurance/professional-liability-insurance/fidelity-crime "Fidelity & Crime Insurance") (Evidence: Company-reported; scope: Product page "What is fidelity and crime coverage?" and "Types of fidelity and crime claims" sections; exact terms and exclusions are set by the issued policy..) |
| Role in This Line | HUB brokers commercial crime insurance rather than underwriting the coverage itself. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Company-reported; scope: Crime insurance product page as read 2026-09-23; the page does not name an issuing insurer..) | Travelers underwrites fidelity and crime coverage through multiple insuring agreements sold under the Management & Professional Liability line, rather than as a single fixed policy. [2](https://www.travelers.com/business-insurance/professional-liability-insurance/fidelity-crime "Fidelity & Crime Insurance") (Evidence: Company-reported; scope: Product page "What is fidelity and crime coverage?" section..) |

## About HUB International and Travelers and Crime Insurance

- [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews)
- [Travelers company profile](https://spot.insure/insurance-providers/travelers) · [Travelers customer reviews](https://spot.insure/insurance-providers/travelers/reviews)
- [What Is Crime Insurance?](https://spot.insure/coverage/crime)

## Related Pages for HUB International vs Travelers Crime Insurance

- [HUB International vs Travelers](https://spot.insure/compare/hub-international-vs-travelers): all coverage lines, business roles, service and claims.
- [What Is Crime Insurance?](https://spot.insure/coverage/crime): Crime insurance addresses specified theft and fraud losses; employee theft, forgery, funds-transfer fraud and impersonation payments can have separate terms.
- [HUB International Crime Insurance](https://spot.insure/insurance-providers/hub-international/crime)
- [Travelers Crime Insurance](https://spot.insure/insurance-providers/travelers/crime)

## Sources for HUB International vs Travelers Crime Insurance

### Sources About HUB International

1. [Crime Insurance Brokers](https://www.hubinternational.com/products/business-insurance/crime-insurance/). HUB International; Fraud-loss statistics; coverage types: employee theft, vendor theft, forgery, asset misappropriation, computer fraud, funds transfer fraud; organization types: private, public, not-for-profit; Connect With a Broker. Accessed 2026-09-23.

### Sources About Travelers

2. [Fidelity & Crime Insurance](https://www.travelers.com/business-insurance/professional-liability-insurance/fidelity-crime). Travelers; What is fidelity and crime coverage?; Who is fidelity and crime coverage right for?; Types of fidelity and crime claims; video legal footer naming Travelers Casualty and Surety Company of America. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/hub-international-vs-travelers/crime.md)
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- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)