HUB International vs Newfront Umbrella and Excess Liability Insurance

HUB brokers umbrella and excess liability insurance through its casualty practice rather than underwriting the coverage itself. ⁴Company-reported. Casualty insurance product page as read 2026-09-23; the page does not name an issuing insurer.

Newfront places umbrella and excess liability coverage through its Casualty practice rather than underwriting it; the practice negotiates placement structure and terms with carriers on the client's behalf. ⁹Company-reported. Casualty page Our Approach and Key Coverages sections.

The casualty insurance page does not name an issuing insurer for umbrella or excess coverage; HUB places this coverage with insurers that vary by client and program. ⁴Not found in reviewed sources. Checked the casualty insurance page on 2026-09-23; no carrier is disclosed there.

The reviewed Casualty page does not name an insurer for umbrella or excess placements; it describes 'strong carrier relationships' generally without naming a carrier. ⁹Not publicly disclosed. Casualty page as read on 2026-09-23; carrier depends on the specific placement.

HUB says its casualty expertise, which includes umbrella and excess liability, spans transportation, construction, healthcare, hospitality, manufacturing/distribution and real estate industries. ⁴Company-reported. Product-page industry list for the broader casualty practice; not umbrella-specific eligibility criteria.

Newfront says its Casualty team protects companies of every size and scope, and lists industry verticals it serves, including construction, manufacturing, technology, and life science, without a stated minimum size or premium threshold for umbrella/excess placements specifically. ⁹Company-reported. Casualty page intro and Areas of Expertise list.

HUB describes umbrella and excess liability coverage as protection against potentially catastrophic liability claim settlements and judgments that exceed the limits of a client's underlying general liability, auto or employers'-liability policies. ⁴Company-reported. Product-page coverage description; the issued policy and its exclusions control an actual claim.

Umbrella/Excess Liability is listed as one of the Key Coverages within Newfront's Casualty practice, alongside general liability, product liability, auto liability, and workers' compensation, but the page does not describe specific attachment points or underlying-policy requirements. ⁹Company-reported. Casualty page Key Coverages list; no policy form reviewed.

Published umbrella or excess limit amounts, attachment points or premium information were not found on the casualty insurance page. ⁴Not publicly disclosed. Checked the casualty insurance page on 2026-09-23; limits are set on the quote and declarations.

Newfront's Casualty page does not publish umbrella or excess limit options; it describes program structuring (guaranteed cost, large deductible, self-insurance, captive) as a service rather than stating specific limit tiers. ⁹Not publicly disclosed. Placement Expertise section; no limits schedule available.

HUB describes a "Global Reach, Local Touch" approach built on extensive carrier relationships and says it applies risk-services, claims, litigation and analytics expertise across its casualty programs, which include umbrella and excess placements. ⁴Company-reported. Product-page service description; a company-reported capability describing the broader casualty practice, not umbrella-specific service detail.

Newfront says its Casualty team provides predictive analytics and benchmarking, claims advocacy, and integrated risk control to reduce claim frequency and total cost of risk, which the page frames as relevant across the casualty coverages it places, including umbrella/excess. ⁹Company-reported. Our Approach and The Newfront Difference sections.

Not described in the reviewed sources.

You engage Newfront for umbrella/excess placement by requesting a consultation through the Casualty page, led by Frannie Epps, Head of the Casualty Practice; the page does not describe an online quote or bind flow. ⁹Company-reported. Casualty page call-to-action and Leadership section.