HUB International vs Newfront Surety Bonds

HUB brokers surety bonds, acting as an intermediary between the contractor buying the bond (principal), the party requiring it (obligee) and the insurance company guaranteeing performance (surety), rather than acting as the surety itself. ⁴Company-reported. Surety bonds product page as read 2026-09-23.

Newfront runs a dedicated Surety practice, led by Bryan Martin, that arranges contract and commercial bonds; Newfront brokers surety bonds and does not itself act as the surety. ⁹Company-reported. Surety page leadership bio and Our Approach section.

The surety bonds page does not name a specific surety company; HUB places bonds with sureties that vary by client and bond type. ⁴Not found in reviewed sources. Checked the surety bonds page on 2026-09-23; no surety company is disclosed there.

Newfront says it has "access to all the major Commercial Surety markets" but the reviewed page does not name a specific surety carrier or panel; as a broker, the issuing surety would vary by placement. ⁹Not publicly disclosed. Surety page's Subject Matter Expertise section.

HUB underwrites bond eligibility around what it calls the three C's: character (credit record and business integrity), capacity (skills, experience, equipment and facilities), and capital (financial strength for project costs), and says a surety specialist guides applicants through the required documentation. ⁴Company-reported. Product-page underwriting-criteria description; the surety, not HUB, makes the final bonding decision.

Newfront markets contract surety to construction contractors and commercial surety to businesses needing compliance and financial-guarantee bonds; the reviewed page frames eligibility by need for capacity and indemnity structure rather than a stated minimum company size. ⁹Company-reported. Surety page's Contract Bonds and Commercial Bonds sections.

HUB describes contract surety bonds it arranges as including bid bonds that secure a bid submission, performance bonds that guarantee a project is completed per contract, and payment bonds that guarantee subcontractors, laborers and suppliers are paid, plus other bond types such as wage, warranty, maintenance and lien-release bonds. ⁴Company-reported. Product-page bond-type descriptions; the issued bond and its terms control an actual claim.

HUB also arranges commercial surety bonds, which it says are primarily required by government entities, financial institutions and private corporations to guard against fraud, theft or illegal conduct. ⁴Company-reported. Product-page commercial-surety description.

Newfront lists contract surety, commercial surety, subdivision/developer bonds, subcontractor default insurance and project loss insurance as the bond types it offers, plus non-insurance solutions to replace cash retentions and avoid letter-of-credit drawdowns. ⁹Company-reported. Surety page's Key Bond Types list; bond types are distinct instruments with their own indemnity terms, which come from the issued bond.

Not described in the reviewed sources.

Newfront says it works to secure "increased Surety capacity" and "better pricing and reduced bond costs" through program analysis, but the reviewed page does not publish specific bond capacity limits, rates or premium figures. ⁹Not publicly disclosed. Surety page's Contract Bonds and Commercial Bonds sections; capacity and pricing are account-specific.

Not described in the reviewed sources.

Newfront says it uses AI for contract reviews and project risk assessments, monitors regulatory compliance across jurisdictions, and offers technology including electronic bond execution and filing, instant bond issuance programs, electronic bidding, and real-time bond lists and reports. ⁹Company-reported. Surety page's Contract Analysis, Keeping You Compliant and Industry-Leading Technology sections.

HUB says a surety specialist works with applicants on the documentation and underwriting process needed to obtain a bond, positioning the broker relationship as central to getting bonded. ⁴Company-reported. Product-page application description as read 2026-09-23.

You engage Newfront's Surety practice by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant bond quote; Newfront separately describes electronic bidding and instant bond issuance programs as part of its technology stack. ^10,9Company-reported. General consultation intake plus the Surety page's technology claims about instant issuance programs; not an observed bond-issuance transaction.