HUB International vs
Newfront Representations and Warranties Insurance
HUB sells R&W as escrow-reducing seller-guarantee cover; Newfront embeds it in a PE deal-team with due-diligence analytics.
What Is HUB International?
HUB International is a North American insurance brokerage that arranges business insurance, employee benefits and related risk services through local offices and specialist practices. Smaller commercial accounts may be sent to Insureon for an online quote; other programs are handled by HUB advisors, with policy terms set by the insurers they use. 1,2,3
What Is Newfront?
Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. 5,6,7,8
What Is Representations and Warranties Insurance?
Representations and warranties insurance addresses financial loss from inaccuracies in the representations or warranties made in a stock or asset purchase agreement. It doesn't cover issues already known before signing, disputes over the purchase price, or every statement made during diligence. 11,12
Key Differences in Representations and Warranties Insurance
Product Story Versus Deal-Team Role
HUB and Newfront both broker R&W. HUB’s M&A page explains the product as covering seller guarantees in a sale agreement and says that cover can reduce or eliminate escrow. Newfront describes R&W as protecting clients across unknown risks arising from a transaction, and places it through a group that it says operates as an extension of your deal team. 4 9
Companion Lines
HUB lists litigation buyout for pending seller litigation and tax indemnification for the tax treatment of a historical, pending or future transaction. Newfront distinguishes R&W from tax insurance and contingent-liability insurance the same team places for hard-to-place transaction risks; it does not use the “litigation buyout” label on the reviewed page. 4 9
How You Start and What Diligence Looks Like
HUB directs you to a broker who negotiates deal-specific coverage rather than a self-serve quote, and does not publish deal-size or industry eligibility. Newfront’s due-diligence professionals, it says, identify key risk exposures, mitigation solutions and cost-savings on deal-time, supported by technology and data analytics; you request a consultation that collects industry, company details and the service needed. Neither page names the R&W carrier. 4 9 10
What to Confirm in Representations and Warranties Insurance Quotes
- Ask HUB how escrow reduction is documented in the policy and whether tax indemnification is included. 4
- Ask Newfront which transaction-liability insurers it will approach and how deal-time diligence feeds the submission. 9
- Confirm whether Newfront’s contingent-liability product and HUB’s litigation buyout are addressing the same known suit. 4 9
- Get limits, retentions and the named insurer from both. 4 9
Offering Details
HUB International vs Newfront Representations and Warranties Insurance: documented features by provider
| Criteria | HUB International Representations and Warranties Insurance | Newfront Representations & Warranties Insurance |
|---|---|---|
| Role in This Line | HUB brokers representations and warranties insurance as part of its mergers and acquisitions (transactional risk) practice, rather than underwriting the policy itself. 4Company-reported. M&A insurance product page as read 2026-09-23; the page does not name an issuing insurer. | Newfront places representations and warranties (R&W) insurance through its Private Equity & Transaction Advisory Group, which it describes as operating as "an extension of your deal-team" during M&A transactions. Newfront brokers R&W coverage; it does not underwrite it. 9Company-reported. Mergers & Acquisitions page's Transaction liability paragraph. |
| Issuing Insurer | The M&A insurance page does not name an issuing insurer; HUB places representations and warranties coverage with insurers that vary by transaction. 4Not found in reviewed sources. Checked the M&A insurance page on 2026-09-23; no carrier is disclosed there. | Newfront says it has relationships with transaction liability insurers but does not name an R&W carrier. As a broker, the insurer varies by deal. 9Not publicly disclosed. Mergers & Acquisitions page's Subject matter expertise section. |
| Who It’s For | The M&A insurance page frames this coverage around buyers and sellers in a business sale but does not publish deal-size thresholds, industries served, or other eligibility criteria. 4Not found in reviewed sources. Checked the M&A insurance page on 2026-09-23. | Newfront markets R&W insurance to clients executing mergers and acquisitions, working alongside private-equity deal teams; the reviewed page does not set a minimum deal size or industry restriction. 9Company-reported. Mergers & Acquisitions page; a practice-wide description, not a stated R&W-specific eligibility threshold. |
| Coverage Features | HUB describes representations and warranties insurance as covering the contractual guarantees a seller makes in a sale agreement, protecting a buyer against the guarantees turning out to be untrue, and says it can reduce or eliminate escrow requirements and support more competitive bidding. 4Company-reported. Product-page description of representations and warranties coverage; the issued policy and its exclusions control an actual claim. HUB's M&A practice also offers litigation buyout (contingent risk) insurance for pending litigation a seller faces, and tax indemnification insurance for the tax treatment of a historical, pending or future transaction, alongside representations and warranties coverage. 4Company-reported. Product-page description of related transactional risk products. | Newfront describes R&W insurance as protecting clients "across unknown risks" arising from a transaction, distinguishing it from the tax insurance and contingent-liability insurance the same team also places for "hard-to-place transaction risks." The reviewed page does not describe R&W policy exclusions, retention structure or claims-made terms. 9Company-reported. Mergers & Acquisitions page's Transaction liability paragraph; general description, not a policy form summary. |
| Limits and Retentions | Not described in the reviewed sources. | Published limits, retentions or premium rates for R&W coverage were not found on the reviewed page. 9Not publicly disclosed. Mergers & Acquisitions page as read on 2026-09-23; limits and pricing are deal-specific for broker placements. |
| Risk Services | Not described in the reviewed sources. | Newfront says its due-diligence professionals "operate on deal-time identifying key risk exposures, mitigation solutions, and cost-savings opportunities," and that its technology and data-analytics capabilities support the M&A insurance team's work, including transaction-liability placement. 9Company-reported. Mergers & Acquisitions page's Due diligence and Technology & data-driven results sections; describes the M&A practice generally, not R&W-exclusive services. |
| How to Apply | HUB directs you to a broker; the page describes negotiating deal-specific coverage rather than a self-serve quote. 4Company-reported. Product-page call to action as read 2026-09-23. | You engage Newfront's Private Equity & Transaction Advisory Group for R&W placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. 10Company-reported. General consultation intake, not an R&W-specific application path. |
Full Comparison
More HUB International vs Newfront Comparisons
Other Representations and Warranties Insurance Comparisons
Sources
HUB International
- About Us. HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
- Contact Us. HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
- Insurance for Technology Companies. HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
- Mergers & Acquisitions (M&A) Insurance Broker. HUB International; M&A/Transactional Risk Insurance overview; Representations & Warranties Insurance section; Litigation Buyout Insurance section; Tax Indemnification Insurance section; Connect With a Broker. Accessed 2026-09-23.
Newfront
- Business Insurance. Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
- Employee Benefits. Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
- WTW Completes Acquisition Of Newfront. WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
- Mergers & Acquisitions. Newfront; Transaction liability: "Our deep expertise across R&W insurance, Tax insurance, and Contingent Liability insurance provides significant protection for clients across unknown risks"; Due diligence; Subject matter expertise; Leadership: Ted Dobos. Accessed 2026-09-23.
- Get Started Today. Newfront; Consultation form: schedule a consultation to see how Newfront can reduce your risk. Accessed 2026-09-23.
Representations and Warranties Insurance Guide
- Transaction liability insurance | Representation and indemnities insurance. CFC; What are representations and warranties?; Who should buy representation and warranty insurance?; Available to buyers & sellers; Limited seller security; Is transaction liability insurance available to sellers. Accessed 2026-09-16.
- Mergers & Acquisitions. Beazley; Product overview: buyer and seller protection for inaccuracies in representations or warranties. Accessed 2026-09-16.



