HUB International vs 
Newfront: How Do They Compare for Fiduciary Liability Insurance?
HUB International focuses on employers with retirement or health-care plans and offers a broker-contact route; Newfront brokers fiduciary liability for private firms across funding stages and provides 24/7 program access.
HUB serves employers with health and retirement plans and lists DOL and PBGC claims; Newfront’s Executive Risk practice serves seed-stage through public companies and names excessive-fee allegations. 1,2
What Are the Key Differences Between HUB International and Newfront Fiduciary Liability Insurance?
Employer Benefit Plans Versus Venture-to-Public Book
HUB targets employers offering health-care or retirement plans who may face participant, Department of Labor or PBGC litigation. Newfront says its Executive Risk practice serves companies from seed through every funding series and has worked with more than 500 public companies, without a fiduciary-specific eligibility threshold. 1 2
Scenario List Versus Excessive-Fee Language
HUB lists administration errors, conflicts, benefits denials, insufficient funding, poor investments and incorrect termination, among other scenarios, and states the exposure is not covered by D&O. Newfront lists Fiduciary among key coverages and says it safeguards fiduciaries against breach of duty, mismanagement claims and excessive fee allegations. 1 2
Prevention Content Versus Dashboard and Claims Negotiation
HUB publishes a prevention video and directs buyers to contact a HUB broker. Newfront starts with a consultation request, says clients get 24/7 dashboard access, uses automated pre-populated renewal data, and describes integrated claims and coverage negotiation across Executive Risk lines. 1 2 HUB and Newfront name neither the issuing insurer nor a fiduciary limit as a policy term. HUB’s $1 million figure is a claim-cost statistic. 1 2
What Should You Confirm in HUB International and Newfront Fiduciary Liability Insurance Quotes?
- Ask Newfront whether excessive-fee suits are on the form. 2
- Ask HUB whether fiduciary is scheduled apart from D&O as its page states. 1
- Confirm whether your stage (seed, later private, or public) matches how Newfront describes the Executive Risk book. 2
- Compare post-bind access: Newfront’s dashboard versus HUB’s broker contact. 1 2
HUB International vs Newfront Fiduciary Liability Insurance Compared
HUB International vs Newfront: Fiduciary Liability Insurance: documented features by provider
| Criteria | HUB International Fiduciary Liability Insurance Brokerage | Newfront Fiduciary Liability Insurance |
|---|---|---|
| Who It’s For | HUB targets fiduciary liability brokerage at employers offering health-care or retirement benefit plans who face potential litigation from plan participants, the Department of Labor or the Pension Benefit Guaranty Corporation. 1Company-reported. Product-page target-audience description; not a published underwriting appetite. | Newfront says it services private companies from seed round through every series of funding and has worked with over 500 publicly traded companies, without a fiduciary-specific eligibility threshold. 2Company-reported. Here for the Long Run section; figures describe the executive-risk practice broadly, not fiduciary liability specifically. |
| How to Apply | HUB directs fiduciary liability prospects to "Connect With a Broker" or "Contact a HUB broker" rather than an online quote or bind flow. 1Company-reported. Product-page calls to action. | You start a fiduciary liability placement by requesting a consultation through Newfront's Executive Risk page. 2Company-reported. Executive Risk page call-to-action; no online quoting or binding described. |
| Coverage Features | HUB lists fiduciary liability claim scenarios it covers as including a plan's insurer, mutual fund or third-party administrator making bad choices, plan administration errors or conflicts of interest, benefits denial, changes or reductions, bad advice or improper counsel, insufficient plan funding, poor investment selection and incorrect plan termination. 1Company-reported. Product-page list of covered claim scenarios; the issued policy's insuring agreement and exclusions control an actual claim. HUB states that fiduciary liability exposure "is not covered by director's and officers' liability policies," positioning fiduciary liability as a separate line from D&O rather than a bundled coverage. 1Company-reported. Product-page statement distinguishing fiduciary liability from D&O. | Newfront lists Fiduciary among its Executive Risk Key Coverages, and says its work includes "safeguarding fiduciaries against breach of duty, mismanagement claims, and excessive fee allegations" for benefit-plan decision makers. 2Company-reported. Key Coverages list and Committed to Client Advocacy section. |
| Role in This Line | HUB brokers fiduciary liability insurance for employers that sponsor health-care and retirement benefit plans, rather than underwriting the coverage itself. 1Company-reported. Fiduciary liability product page, read 2026-09-23. The page does not name an issuing insurer. | Newfront's Executive Risk practice brokers fiduciary liability coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees the D&O, employment-practices and fiduciary book of business. 2Company-reported. Executive Risk offering page and Leadership section. |
| Risk Services | HUB publishes a video on preventing fiduciary liability claims and administrative-error best practices on the product page, but the page does not describe a formal fiduciary risk-management or plan-review service. 1Company-reported. Product-page educational video reference. | Newfront says clients get 24/7 access to their insurance program through its connected dashboard, and that renewal submissions use automated, pre-populated historical data. 2Company-reported. Industry-Leading Technology section; described across Executive Risk lines, not fiduciary-specific. |
