HUB International vs Marsh: How Do They Compare for Surety Bonds?

Marsh describes contract, commercial, and international surety services through its middle-market agency; HUB International brokers bonds and guides applicants through underwriting.

HUB adds international surety, nationwide license bonds and letter-of-credit alternatives to contract and commercial bonds; Marsh MMA reports a 150-plus-person practice serving all 50 states. ^1,²

What Are the Key Differences Between HUB International and Marsh Surety Bonds?

International and Letter-of-Credit Needs

HUB lists bid, performance and payment bonds and commercial surety for fraud, theft or illegal-conduct exposures. Marsh MMA adds contract surety, nationwide license and permit bonds, letter-of-credit alternatives and international surety for operations facing foreign requirements. ¹ ² Choose HUB if you need a named contract bond or commercial surety; choose Marsh MMA if you need international placements or to explore replacing a letter of credit.

Three C's File Versus a Named National Bench

HUB describes character, capacity and capital, with a specialist guiding documentation. MMA reports more than 150 surety professionals in all 50 states, $353 million in premium for nearly 10,000 clients, and company-reported access to markets that write 95% of U.S. contract bonds. MMA also lists indemnity negotiation, joint-venture prequalification and continuity consulting. ¹ ²

How You Engage Each Practice

HUB positions the surety specialist as central to getting bonded. MMA names a Surety Department Supervisor and describes advisor-led placement rather than an online application. Neither page names the issuing surety. ¹ ²

What Should You Confirm in HUB International and Marsh Surety Bonds Quotes?

Ask HUB whether the need is contract or commercial and how the three C's file will be built. ¹
Ask MMA whether international surety or joint-venture prequalification applies. ²
Get the issuing surety from both. ¹ ²
Confirm penal sum, rate and indemnity; neither page publishes them. ¹ ²

HUB International vs Marsh Surety Bonds Compared

HUB International vs Marsh: Surety Bonds: documented features by provider

Criteria	HUB International Surety Bonds Brokerage	Marsh McLennan Agency Surety Bonds
How to Apply	HUB says a surety specialist works with applicants on the documentation and underwriting process needed to obtain a bond, positioning the broker relationship as central to getting bonded. ¹Company-reported. Product-page application description as read 2026-09-23.	You work with an MMA surety specialist directly; the page names a Surety Department Supervisor and describes advisor-led placement rather than an online bond application. ²Company-reported. MMA surety insurance page.
Coverage Features	HUB describes contract surety bonds it arranges as including bid bonds that secure a bid submission, performance bonds that guarantee a project is completed per contract, and payment bonds that guarantee subcontractors, laborers and suppliers are paid, plus other bond types such as wage, warranty, maintenance and lien-release bonds. ¹Company-reported. Product-page bond-type descriptions; the issued bond and its terms control an actual claim. HUB also arranges commercial surety bonds, which it says are primarily required by government entities, financial institutions and private corporations to guard against fraud, theft or illegal conduct. ¹Company-reported. Product-page commercial-surety description.	MMA offers Contract Surety for construction and similar projects, Commercial Surety issuing license and permit bonds nationwide (in lieu of or alongside letters of credit and other banking obligations), and International Surety for global operations facing varied regulatory requirements. ²Company-reported. MMA surety insurance page, Surety Coverage section.
Role in This Line	HUB brokers surety bonds, acting as an intermediary between the contractor buying the bond (principal), the party requiring it (obligee) and the insurance company guaranteeing performance (surety), rather than acting as the surety itself. ¹Company-reported. Surety bonds product page as read 2026-09-23.	Marsh McLennan Agency (MMA), Marsh's middle-market subsidiary, arranges surety bonds through a dedicated surety practice rather than underwriting them itself. ²Company-reported. MMA surety insurance page.

Criteria

HUB International Surety Bonds Brokerage

Marsh McLennan Agency Surety Bonds

How to Apply

HUB says a surety specialist works with applicants on the documentation and underwriting process needed to obtain a bond, positioning the broker relationship as central to getting bonded. ¹Company-reported. Product-page application description as read 2026-09-23.

You work with an MMA surety specialist directly; the page names a Surety Department Supervisor and describes advisor-led placement rather than an online bond application. ²Company-reported. MMA surety insurance page.

Coverage Features

HUB describes contract surety bonds it arranges as including bid bonds that secure a bid submission, performance bonds that guarantee a project is completed per contract, and payment bonds that guarantee subcontractors, laborers and suppliers are paid, plus other bond types such as wage, warranty, maintenance and lien-release bonds. ¹Company-reported. Product-page bond-type descriptions; the issued bond and its terms control an actual claim.

HUB also arranges commercial surety bonds, which it says are primarily required by government entities, financial institutions and private corporations to guard against fraud, theft or illegal conduct. ¹Company-reported. Product-page commercial-surety description.

MMA offers Contract Surety for construction and similar projects, Commercial Surety issuing license and permit bonds nationwide (in lieu of or alongside letters of credit and other banking obligations), and International Surety for global operations facing varied regulatory requirements. ²Company-reported. MMA surety insurance page, Surety Coverage section.

Role in This Line

HUB brokers surety bonds, acting as an intermediary between the contractor buying the bond (principal), the party requiring it (obligee) and the insurance company guaranteeing performance (surety), rather than acting as the surety itself. ¹Company-reported. Surety bonds product page as read 2026-09-23.

Marsh McLennan Agency (MMA), Marsh's middle-market subsidiary, arranges surety bonds through a dedicated surety practice rather than underwriting them itself. ²Company-reported. MMA surety insurance page.