HUB International vs Marsh: How Do They Compare for Employment Practices Liability Insurance?

HUB International brokers EPL through its ProEx team, offers legal-risk claims support and flags 2026 pay-transparency laws. Marsh places EPL for employers of all sizes and identifies Global Leader and Workplace Harassment Liability policy add-ons.

Marsh negotiates enhanced EPL terms for employers with 250 to 4,000 staff (Leaders Preferred) and more than 4,000 (Global Leaders), and publishes the claim types covered. HUB places EPL through ProEx, where in-house attorneys support you from policy wording through claim recovery. ^2,¹

What Are the Key Differences Between HUB International and Marsh Employment Practices Liability Insurance?

Headcount-Based Endorsements vs Attorney-Backed Placement

Marsh says employers of all sizes face EPL risk, but its named endorsements are sized: Leaders Preferred for 250 to 4,000 employees and Global Leaders for more than 4,000. HUB lists EPL inside ProEx Executive Liability, alongside D&O, fiduciary and E&O for large organizations, without a headcount band. Neither names the insurers it uses. Choose Marsh if you have 250 or more employees and want its negotiated endorsements; choose HUB if you want attorneys involved in your policy wording and any claim. ² ¹

What the Coverage Includes

Marsh says EPLI can respond to discrimination, harassment, wrongful termination, retaliation, failure to employ or promote, negligent evaluation and civil-rights violations, including third-party claims. HUB doesn't publish its EPL terms, but flags 2026 pay-transparency laws as a new EPL exposure. ² ¹

Claims Support After a Charge

HUB says attorneys in its Claims & Legal Risks Group support ProEx coverages, including EPL, from pre-claim wording review through recovery. Marsh doesn't describe an attorney-staffed EPL claims group. ¹ ²

What Should You Confirm in HUB International and Marsh Employment Practices Liability Insurance Quotes?

Ask Marsh which endorsement applies at your headcount and which insurer issues it. ²
If you have fewer than 250 employees, ask Marsh what EPLI it places without Leaders Preferred. ² ¹
Ask HUB how pay-transparency and third-party claims are treated on your actual form. ¹ ²
Get each firm's claims contact in writing. ² ¹

HUB International vs Marsh Employment Practices Liability Compared

HUB International vs Marsh: Employment Practices Liability Insurance: documented features by provider

Criteria	HUB International Employment Practices Liability Insurance Brokerage	Marsh Employment Practices Liability (EPLI) Insurance
Coverage Features	HUB flags pay-transparency laws taking effect in 2026 as a development relevant to EPL coverage, in an article title on the ProEx page, but the page does not describe EPL insuring agreements, exclusions or endorsements in its own text. ¹Company-reported. ProEx page article listing; the article itself was not opened, so its content beyond the title is not part of this claim.	Marsh says EPLI can respond to allegations including discrimination, harassment, wrongful termination, retaliation, failure to employ or promote, negligent evaluation, and violation of an employee's civil rights, brought by past, present or prospective employees or third parties. ²Company-reported. Marsh EPL page; illustrative policy description, not a specific policy form. Marsh names two proprietary EPL endorsements: the Global Leaders Endorsement, built for large and multinational companies with more than 4,000 employees, and the Leaders Preferred Endorsement, for midsize companies with 250 to 4,000 employees. ²Company-reported. Marsh EPL page, Marsh's EPL services section.
Role in This Line	HUB brokers employment practices liability insurance as one of the Executive Liability coverages inside its ProEx Professional & Executive Risk practice, rather than underwriting it. ¹Company-reported. ProEx page coverage list, read 2026-09-23. The page does not name an issuing insurer for EPL.	Marsh's financial and professional liability practice places employment practices liability insurance (EPLI); MMA also places EPL coverage within its executive and professional liability practice for middle-market clients. ^2,³Company-reported. Marsh EPL page and MMA executive and professional liability page.

Criteria

HUB International Employment Practices Liability Insurance Brokerage

Marsh Employment Practices Liability (EPLI) Insurance

Coverage Features

HUB flags pay-transparency laws taking effect in 2026 as a development relevant to EPL coverage, in an article title on the ProEx page, but the page does not describe EPL insuring agreements, exclusions or endorsements in its own text. ¹Company-reported. ProEx page article listing; the article itself was not opened, so its content beyond the title is not part of this claim.

Marsh says EPLI can respond to allegations including discrimination, harassment, wrongful termination, retaliation, failure to employ or promote, negligent evaluation, and violation of an employee's civil rights, brought by past, present or prospective employees or third parties. ²Company-reported. Marsh EPL page; illustrative policy description, not a specific policy form.

Marsh names two proprietary EPL endorsements: the Global Leaders Endorsement, built for large and multinational companies with more than 4,000 employees, and the Leaders Preferred Endorsement, for midsize companies with 250 to 4,000 employees. ²Company-reported. Marsh EPL page, Marsh's EPL services section.

Role in This Line

HUB brokers employment practices liability insurance as one of the Executive Liability coverages inside its ProEx Professional & Executive Risk practice, rather than underwriting it. ¹Company-reported. ProEx page coverage list, read 2026-09-23. The page does not name an issuing insurer for EPL.

Marsh's financial and professional liability practice places employment practices liability insurance (EPLI); MMA also places EPL coverage within its executive and professional liability practice for middle-market clients. ^2,³Company-reported. Marsh EPL page and MMA executive and professional liability page.