HUB International vs Marsh Crime Insurance

HUB brokers commercial crime insurance rather than underwriting the coverage itself. ⁴Company-reported. Crime insurance product page as read 2026-09-23; the page does not name an issuing insurer.

Marsh's financial and professional liability practice places commercial crime insurance; Marsh McLennan Agency (MMA), the middle-market subsidiary, also places crime coverage bundled with fidelity as part of its executive and professional liability practice. ^9,10Company-reported. Marsh corporate commercial crime page and MMA executive and professional liability page.

The crime insurance page does not name an issuing insurer; HUB places crime coverage with carriers that vary by client and placement. ⁴Not found in reviewed sources. Checked the crime insurance product page on 2026-09-23; no carrier is disclosed there.

The reviewed pages do not name a specific crime insurer. Marsh says definitions and extensions for crime coverage differ across insurers and that it works to secure coverage aligned with a client's risks, implying the carrier varies by placement. ⁹Not publicly disclosed. Commercial crime insurance page as read on 2026-09-23.

HUB says crime coverage is available for private, public and not-for-profit organizations. ⁴Company-reported. Product-page organization-type list; not a published underwriting appetite by size or industry.

Not described in the reviewed sources.

HUB lists crime coverage types it arranges as employee theft, vendor theft, forgery, asset misappropriation, computer fraud and funds transfer fraud. ⁴Company-reported. Product-page coverage list; the issued policy and its exclusions control an actual claim.

HUB cites industry statistics that organizations lose about 5% of revenue to fraud each year, that fraud often takes about 18 months to detect, and that more than 23% of fraud cases result in losses of $1 million or more, to frame the need for crime coverage. ⁴Company-reported. Product-page statistics are company-cited figures, not independently verified by Spot, and are general fraud statistics rather than HUB-specific claims data.

Marsh lists employee white-collar fraud (including fidelity losses from trusted employees), third-party fraud, collusion, hacking or computer-related crime, social engineering fraud, and tangible asset theft as risks a commercial crime policy can address. It notes that crime policies usually exclude ransomware, though most cover direct financial losses from funds stolen by hackers. ⁹Company-reported. Commercial crime insurance page; the page is Marsh's global/UK financial-professional-liability practice content and cites a UK-based crime leader, so figures and coverage descriptions may not reflect a US-specific program.

Published policy limits, deductibles or premium information for HUB-placed crime coverage were not found on the product page. ⁴Not publicly disclosed. Checked the crime insurance product page on 2026-09-23; limits are set on the quote and declarations.

Marsh says its team has experience handling complex crime placements ranging from about $10 million to $110 million (also stated in GBP as £10 million to £100 million elsewhere on the page), but does not publish standard limits, retentions or premiums for a specific placement. ⁹Company-reported. Commercial crime insurance page; a description of Marsh's placement experience range, not a quoted limit for any individual buyer.

Not described in the reviewed sources.

Marsh says it provides insights on emerging crime risks, claim examples, market conditions and product education throughout renewal and placement, and offers infill and top-up social engineering cover in excess of a client's existing program. ⁹Company-reported. Commercial crime insurance page, Why Marsh section.

HUB directs prospects to connect with a broker through its business-insurance contact page; no online quote flow is described. ⁴Company-reported. Product-page call to action as read 2026-09-23.

You engage Marsh's crime specialists (Marsh corporate or MMA) directly to identify crime exposure and place coverage; the reviewed pages describe advisor-led placement rather than an online quote tool. ^9,10Company-reported. Commercial crime insurance and MMA executive and professional liability pages.