Gallagher vs 
Heffernan Insurance Brokers: How Do They Compare for Representations and Warranties Insurance?
Heffernan Insurance Brokers invites private equity and M&A clients to contact its practice directly; Gallagher places R&W with outside carriers and says several dedicated attorneys assist from start to finish.
Gallagher suits SPACs and complex deals: dedicated attorneys, custom policy forms, and R&W bundled with D&O through IPO and de-SPAC. Heffernan suits private-equity buyers who want R&W alongside environmental, tax and litigation-buyout cover, group purchasing and insurance planning after closing. 1,2
What Are the Key Differences Between Gallagher and Heffernan Insurance Brokers Representations and Warranties Insurance?
SPAC Bundles and Custom Forms vs a PE Deal Menu
Both broker R&W rather than underwrite it. Gallagher's Executive and Financial Risk practice markets R&W to SPACs, bundling it with D&O across IPO and de-SPAC, and describes custom policy forms, pre-transaction diligence and dedicated attorneys from start to finish, plus tax-mitigation cover. Heffernan's private-equity and M&A practice groups R&W with contingent, environmental, tax and litigation-buyout cover. Choose Gallagher if you're a SPAC or need a custom form; choose Heffernan if you're a PE firm buying a company with environmental or litigation exposure. 1 2
Attorney-Led Placement vs Group Purchasing and After-Close Planning
Heffernan describes pre-close diligence that benchmarks cover and searches for hidden liabilities, group purchasing across its PE clients, and insurance planning for the company after closing; you contact the practice rather than quote online. Gallagher's page focuses on attorney-led custom forms and SPAC work, not group purchasing or post-close program design. If you'll own the business for years, Heffernan documents help beyond the deal itself. 2 1
What Should You Confirm in Gallagher and Heffernan Insurance Brokers Representations and Warranties Insurance Quotes?
- Ask both which insurer they'd place with; neither page names one. 1 2
- If you're a SPAC, ask Gallagher how R&W sits with D&O; Heffernan doesn't describe that bundle. 1
- Ask whether you need Heffernan's environmental or litigation-buyout cover, or Gallagher's tax-mitigation layer. 2 1
- Compare form wording, group-purchasing access, post-close planning, limit and retention. 2 1
Gallagher vs Heffernan Insurance Brokers Representations and Warranties Compared
Gallagher vs Heffernan Insurance Brokers: Representations and Warranties Insurance: documented features by provider
| Criteria | Gallagher M&A Transactional Insurance (Representations and Warranties) | Heffernan Private Equity and M&A Practice — Representation & Warranty Insurance |
|---|---|---|
| Who It’s For | Gallagher also markets R&W insurance specifically to special-purpose acquisition companies (SPACs), bundling it with D&O coverage across the IPO and de-SPAC process for the business combination. 1Company-reported. Group-level executive-and-financial-risk practice page, SPAC subsection. | Heffernan markets this practice to private equity firms and strategic investors doing mergers and acquisitions, covering both enterprise-level and transactional liability needs. 2Company-reported. Private Equity and M&A page as read on 2026-09-23. |
| Coverage Features | Gallagher describes providing analysis, custom policy forms and pre-transaction diligence to select markets and deliver R&W and tax-mitigation coverage for both buyers and sellers in M&A deals. 1Company-reported. Group-level executive-and-financial-risk practice page; a service description, not a specific policy's insuring agreement or exclusions. | Heffernan says RWI safeguards a buyer and seller's agreed understanding of a deal, and groups it under 'Transactional Risk Mitigation' alongside contingent liability, environmental liability, tax liability, and litigation-buyout coverage. 2Company-reported. Private Equity and M&A page as read on 2026-09-23; the page does not describe RWI's specific insuring agreement, exclusions, retention structure, or limits. |
| Role in This Line | Gallagher's Executive and Financial Risk practice places representations and warranties (R&W) insurance for mergers and acquisitions with outside carriers; it does not underwrite the policy. 1Company-reported. Group-level executive-and-financial-risk practice page. | Heffernan's Private Equity and M&A (HIB) Practice arranges representation and warranty (RWI) insurance for deal buyers and sellers as part of a broader transactional-risk brokerage, rather than underwriting the coverage itself. 2Company-reported. Private Equity and M&A page as read on 2026-09-23. |
| Risk Services | Gallagher says it has several dedicated attorneys who assist with M&A transactional insurance placements, including R&W, from start to finish. 1Company-reported. Group-level executive-and-financial-risk practice page. | Heffernan describes pre-close due diligence (a detailed review, benchmarking and a search for hidden liabilities), group purchasing across its private-equity clients, and insurance planning for the company after closing. 2Company-reported. Private Equity and M&A page as read on 2026-09-23. |
