Foxquilt vs Markel Insurance: How Do They Compare for Crime Insurance?

Foxquilt’s product page describes Crime Insurance as standalone or a BOP add-on. Markel’s reviewed Cyber 360 page lists eCrime in its fraud and unauthorized-use section and does not establish a standalone crime policy. 3,6

What Is Foxquilt?

Foxquilt offers several online-marketed small-business lines, but its public pages do not resolve which U.S. entity places each risk or which insurer issues each policy. Compare the specific product, state, terms and named entities before deciding whether the digital route fits your business. 1,2

Read the Foxquilt profile

Read the Foxquilt Crime Insurance page

Markel Insurance: Specialty Business and Products

Markel Insurance is Markel Group's specialty and small-business insurance business, with offerings across packages, workers' compensation, cyber, professional and management liability, property, marine, and surety. Products use different insurers and distribution routes, so compare the issuer and terms shown on the specific quote. 4,5

Read the Markel Insurance profile

Read the Markel Insurance Crime Insurance page

What Is Crime Insurance?

Crime insurance can help reimburse specified business losses from theft and fraud, including employee theft and forgery. Compare those protections separately and ask whether a payment sent after an impersonation scam is covered. 7,8,9,10,11

Read the full coverage guide

Key Differences in Crime Insurance

Foxquilt markets a Crime Insurance policy that may be bought alone or added to a business owners policy (BOP). Markel’s reviewed Cyber 360 page places eCrime within a cyber policy and does not establish a standalone commercial crime policy from that page. A contract requiring crime or fidelity coverage may therefore call for different documents than a cyber policy’s eCrime section. 3 6

Standalone or package placement

Foxquilt identifies two product structures: standalone crime and a BOP add-on. Markel identifies eCrime as one of Cyber 360’s listed coverages, alongside other professional and technology coverages; the source does not describe a separate crime form. Ask the broker or provider to map the proposed form to the exact requirement before treating the labels as interchangeable. 3 6

What the pages establish

Foxquilt’s product page also describes theft of money or securities, employee dishonesty, fraud and forgery. Markel’s cited Cyber 360 listing establishes where eCrime appears, but its listed section alone does not describe the coverage mechanics. Compare the actual insuring agreements and definitions supplied with each proposal. 3 6

What to Confirm in Crime Insurance Quotes

  • Ask Markel whether the quoted Cyber 360 eCrime section satisfies the requirement, and request its wording. 6
  • Ask Foxquilt for the proposed crime form, insurer, limits and employee-dishonesty terms. 3

Foxquilt and Markel Insurance Review Scores for 2026

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Foxquilt Review Score

8.9/ 10

Review Score

3 rated sources

Customers rate Foxquilt well on Google (4.9 out of 5 from 526 reviews at its Charlotte office) and 3.5 out of 5 on Trustpilot from only 8 reviews. Put together, the Review Score is 8.9 out of 10.[12][5][6]

Read Foxquilt reviews

Markel Insurance Review Score

7.5/ 10

Review Score

2 rated sources

There is little public customer feedback on Markel. Trustpilot shows 2.5 out of 5 from just 5 reviews, and BBB lists 12 complaints closed in the last three years.[4][3]

Read Markel Insurance reviews

Foxquilt vs Markel Insurance Crime Insurance Compared

Foxquilt vs Markel Insurance: Crime Insurance: documented features by provider

CriteriaFoxquilt Crime InsuranceMarkel Cyber 360 eCrime coverage
Role in This Line

Foxquilt markets Crime Insurance, either as a BOP add-on or as a standalone policy according to its product page. 3Company-reported. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents.

Markel lists eCrime within the fraud and unauthorized-use section of Cyber 360; the reviewed source does not establish a standalone commercial crime policy from this page. 6Company-reported. Cyber policy component only; not a fidelity bond.

Who It’s For

The page highlights small businesses that handle cash or have employees handling business funds; it does not specify underwriting eligibility. 3Company-reported. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents.

Markel describes these resources and coverages for Cyber 360 policyholders; the exact availability and terms require the quoted policy. 6Company-reported. Policyholder-specific access and policy wording apply.

Coverage Features

The page describes money and securities losses from inside or outside theft, including employee dishonesty, fraud and forgery. 3Company-reported. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents.

The page says eCrime may cover expenses from fraudulent activity such as unauthorized money transfers and fake payment instructions, subject to policy terms. 6Company-reported. Cyber 360 marketing description; does not establish a general crime-form grant.

Limits and Retentions

The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. 3Not publicly disclosed. Ask for the quote and specimen or issued policy forms before treating a listed feature as covered.

Confirm in your quote.

How to Apply

The cited Foxquilt product or program page provides a quote path for the described product or program; that route does not establish that a quote will be offered or bound. 3Company-reported. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents.

Confirm in your quote.

Related Pages for Foxquilt vs Markel Insurance Crime Insurance

Crime Insurance Pages for Foxquilt and Markel Insurance

Other Coverage Lines Compared for Foxquilt vs Markel Insurance

Other Crime Insurance Provider Comparisons

Sources for Foxquilt vs Markel Insurance Crime Insurance

Sources About Foxquilt

  1. Commercial General Liability. Foxquilt; “What does CGL cover?”; “Foxquilt’s CGL is built for…”; digital quote/buy and certificates; “Built for North American small business”; limits FAQ; CGL exclusions FAQ. Directly reopened 2026-09-29, lines 53–64, 67–104, 135–215, 244–319. Accessed 2026-09-29.
  2. Foxquilt Insurance Services | Terms & Conditions. Foxquilt; Sections 1.1–1.2 identify Foxquilt Insurance Services Inc. as service operator; no reviewed Inc.–LLC relationship statement. Accessed 2026-09-29.
  3. Smarter Crime Insurance. Foxquilt; Current product page calls the product Crime Insurance; lines 90–104 describe money/securities, inside/outside theft and examples; lines 113–121 say crime may be included as a BOP add-on or bought as an isolated policy. Directly inspected 2026-09-29. Marketing does not establish form/limits or fidelity/surety bond coverage. Accessed 2026-09-29.

Sources About Markel Insurance

  1. About us. Markel; Markel at a glance; description of Markel Insurance within Markel Group Inc. Accessed 2026-09-28.
  2. Markel Group Inc. 2025 Form 10-K. U.S. Securities and Exchange Commission; filed by Markel Group Inc.; Cover page; Part I, Item 1 Business—Markel Insurance, U.S. Wholesale and Specialty, Programs and Solutions; Part II, Item 7/8 for group and segment risks. Accessed 2026-09-28.
  3. Cyber Insurance Coverage. Markel; Cyber 360 coverage options: media liability; technology professional liability; eCrime; coverages listed within the cyber policy. Accessed 2026-09-29.

Sources for the Crime Insurance Guide

  1. Commercial Insurance Guide. California Department of Insurance; Crime. Accessed 2026-09-16.
  2. Crime Non-Financial Applications and Forms. Travelers; Opening paragraph; Sample Policy Forms. Accessed 2026-09-16.
  3. Crime Terms and Conditions. The Travelers Companies, Inc.; I.A–G, printed/PDF pages 1–4; III.RR, printed/PDF p.13; V.B.1–2, printed/PDF pp.18–20; Consideration, printed/PDF p.1; III.P p.8; V.A.3 pp.16–17; V.A.4 p.17; V.B.3 p.20; I.A.3 p.1; III.C p.7; III.S pp.8–9; III.II and III.KK p.12; III.QQ p.13; V.A.5 pp.17–18 (printed/PDF pages); IV.J–O, printed/PDF pages 14–15. Accessed 2026-09-16.
  4. Social Engineering Fraud Insurance. Chubb; Opening; coverage highlights. Accessed 2026-09-16.
  5. Commercial Crime Coverage Application. Travelers Casualty and Surety Company of America; I–III pages 1–2; IX–XI pages 3–4; V–VII, printed/PDF pages 2–3. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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