Foxquilt vs 
Markel Insurance: How Do They Compare for Builders Risk Insurance?
What Is Foxquilt?
Foxquilt offers several online-marketed small-business lines, but its public pages do not resolve which U.S. entity places each risk or which insurer issues each policy. Compare the specific product, state, terms and named entities before deciding whether the digital route fits your business. 1,2
Markel Insurance: Specialty Business and Products
Markel Insurance is Markel Group's specialty and small-business insurance business, with offerings across packages, workers' compensation, cyber, professional and management liability, property, marine, and surety. Products use different insurers and distribution routes, so compare the issuer and terms shown on the specific quote. 4,5
What Is Builders Risk Insurance?
Builders risk protects the project you are building, including materials meant for it, against physical loss until construction ends. The gaps that cost owners money are materials in storage or transit, the existing building in a renovation, and coverage ending when you occupy early. 7,8,9,10
What Are the Key Differences Between Foxquilt and Markel Insurance Builders Risk Insurance?
Project complexity and duration
Markel Insurance’s large builders-risk page gives examples from four-wall construction through civil-engineering projects such as bridges, dams, tunnels and power facilities. Foxquilt frames its product for businesses undertaking construction, while its selected claim does not set project-class criteria. Firms planning complex civil work should ask Markel Insurance about the precise project appetite and ask Foxquilt whether it will consider that construction type. 6 3
Participation and capacity
Markel Insurance states a coverage period may extend to 60 months and it may write the full amount or participate as a subscriber, with project capacity needing confirmation. Foxquilt’s selected claim does not set a maximum project term or capacity; request project-specific figures before comparing with Markel Insurance’s stated program capability. For long schedules or large values, Markel Insurance’s stated ceiling is a useful starting question, not a quote; request each provider’s proposed limit, participation share and extension provisions in writing. 6 3
What Should You Confirm in Foxquilt and Markel Insurance Builders Risk Insurance Quotes?
Foxquilt and Markel Insurance Review Scores for 2026
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
Foxquilt Review Score
Review Score
3 rated sources
Customers rate Foxquilt well on Google (4.9 out of 5 from 526 reviews at its Charlotte office) and 3.5 out of 5 on Trustpilot from only 8 reviews. Put together, the Review Score is 8.9 out of 10.[12][5][6]
Read Foxquilt reviewsMarkel Insurance Review Score
Review Score
2 rated sources
There is little public customer feedback on Markel. Trustpilot shows 2.5 out of 5 from just 5 reviews, and BBB lists 12 complaints closed in the last three years.[4][3]
Read Markel Insurance reviewsFoxquilt vs Markel Insurance Builders Risk Insurance Compared
Foxquilt vs Markel Insurance: Builders Risk Insurance: documented features by provider
| Criteria | Foxquilt Builder’s Risk | Markel builders risk |
|---|---|---|
| Role in This Line | Foxquilt lists a Builder’s Risk product for businesses with construction projects. 3Company-reported. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents. | Markel offers builders-risk coverage for construction projects from basic four-wall risks to complex infrastructure and power projects. 6Company-reported. Large builders-risk page; specific project underwriting applies. |
| Who It’s For | The page frames the product around businesses undertaking construction projects; it does not establish which project types Foxquilt will quote. 3Company-reported. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents. | Targeted exposures include civil engineering, mechanical engineering and completed civil engineering projects, including bridges, dams, tunnels and power facilities. 6Company-reported. Published target examples; no eligibility guarantee. |
| Coverage Features | Its public overview describes protection for property during construction and gives examples of construction-stage loss causes. 3Company-reported. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents. | Confirm in your quote. |
| Limits and Retentions | The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. 3Not publicly disclosed. Ask for the quote and specimen or issued policy forms before treating a listed feature as covered. | Markel states coverage periods may extend up to 60 months and that it may write 100% or participate as a subscriber; project-specific capacity must be confirmed. 6Company-reported. Program capability, not a commitment for an individual risk. |
| How to Apply | The cited Foxquilt product or program page provides a quote path for the described product or program; that route does not establish that a quote will be offered or bound. 3Company-reported. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents. | Confirm in your quote. |
Related Pages for Foxquilt vs Markel Insurance Builders Risk Insurance
Builders Risk Insurance Pages for Foxquilt and Markel Insurance
Other Coverage Lines Compared for Foxquilt vs Markel Insurance
Other Builders Risk Insurance Provider Comparisons
Sources for Foxquilt vs Markel Insurance Builders Risk Insurance
Sources About Foxquilt
- Commercial General Liability. Foxquilt; “What does CGL cover?”; “Foxquilt’s CGL is built for…”; digital quote/buy and certificates; “Built for North American small business”; limits FAQ; CGL exclusions FAQ. Directly reopened 2026-09-29, lines 53–64, 67–104, 135–215, 244–319. Accessed 2026-09-29.
- Foxquilt Insurance Services | Terms & Conditions. Foxquilt; Sections 1.1–1.2 identify Foxquilt Insurance Services Inc. as service operator; no reviewed Inc.–LLC relationship statement. Accessed 2026-09-29.
- Builder’s Risk Insurance. Foxquilt; Construction-stage description and example causes; intended buyers; project-specific price factors. Reopened 2026-09-29, lines 98–127. Accessed 2026-09-29.
Sources About Markel Insurance
- About us. Markel; Markel at a glance; description of Markel Insurance within Markel Group Inc. Accessed 2026-09-28.
- Markel Group Inc. 2025 Form 10-K. U.S. Securities and Exchange Commission; filed by Markel Group Inc.; Cover page; Part I, Item 1 Business—Markel Insurance, U.S. Wholesale and Specialty, Programs and Solutions; Part II, Item 7/8 for group and segment risks. Accessed 2026-09-28.
- Builders Risk Insurance. Markel; Coverage features; construction projects and builders-risk scope. Accessed 2026-09-29.
Sources for the Builders Risk Insurance Guide
- Glossary of Insurance Terms. National Association of Insurance Commissioners; Builders’ Risk Policies; Ocean Marine; Auto Physical Damage; All-Risk. Accessed 2026-09-16.
- Commercial Insurance Guide. California Department of Insurance; Commercial Property; Inland Marine; What Should I Expect from a Broker-Agent. Accessed 2026-09-16.
- Builders Risk Coverage Form. Insurance Services Office, Inc.; hosted by Touchpoint Markets; A.1–3 p.1; B.3.c p.11; C,D,E p.12. Accessed 2026-09-16.
- Builders Risk Application Tip Sheet. US Assure; General policy application tips p.1; Remodeling tips p.2. Accessed 2026-09-16.
