Founder Shield vs 
The Hartford: How Do They Compare for Crime Insurance?
Founder Shield, a retail brokerage, approaches carriers rated A- or higher on your behalf; The Hartford offers crime as one of five options in its Private Choice Premier package for nonprofit, public and private companies.
Founder Shield targets healthcare, financial services, nonprofits and manufacturing or retail with listed crime agreements; The Hartford names public, private and nonprofit companies and offers a separate financial-institutions track. 3,1,4
What Are the Key Differences Between Founder Shield and The Hartford Crime Insurance?
The Hartford explicitly names public companies and nonprofits for its Private Choice Premier crime option; financial institutions have a separate bond and commercial-crime track. Founder Shield’s page instead emphasizes sector fit and four coverage branches. 4 1
Brokered Placement Versus Package Option
Founder Shield places crime with third-party carriers rated A- or better by AM Best, chosen for the client’s industry, and does not underwrite. The Hartford’s crime insurance is one of five options in Private Choice Premier and is also offered as bond and commercial crime (fidelity) in a financial-institutions product track. 3 2 4
How Each Describes Covered Acts
Founder Shield lists employee dishonesty by an identified employee, forgery or alteration, computer fraud, and funds-transfer fraud from social engineering. The Hartford says crime helps cover business-related crimes like employee theft, forgery or robbery, with a cash-register theft example. 1 4
What Should You Confirm in Founder Shield and The Hartford Crime Insurance Quotes?
- Ask The Hartford whether crime is inside Private Choice Premier or the financial-institutions fidelity track. 4
- Ask Founder Shield which A-rated carrier is issuing. 3
- Compare social-engineering funds-transfer on Founder Shield’s list with The Hartford bound policy. 1 4
- Confirm whether robbery (Hartford’s example) and identified-employee dishonesty (Founder Shield) appear on each policy. 4 1
- Ask whether Founder Shield’s healthcare, financial services, non-profit and manufacturing/retail priority, or The Hartford’s nonprofit, public and private lineup, is the book on your quote. 1 4
Founder Shield vs The Hartford Crime Insurance Compared
Founder Shield vs The Hartford: Crime Insurance: documented features by provider
| Criteria | Founder Shield Crime Insurance | The Hartford Crime Insurance |
|---|---|---|
| Who It’s For | Founder Shield calls this coverage a priority for healthcare, financial services, non-profit and manufacturing/retail companies because of their exposure to internal or external theft. 1Company-reported. Crime Insurance product page. | The Hartford's crime coverage is available to nonprofit organizations, publicly traded companies and privately-held companies as part of its management-liability lineup. 4Company-reported. Management liability product page as read 2026-09-23. |
| Coverage Features | Founder Shield lists employee dishonesty (theft or embezzlement by an identified employee), forgery or alteration of financial instruments, computer fraud, and funds-transfer fraud from social engineering as the branches of crime coverage it places. 1Company-reported. Product page; the issued policy and declarations control actual coverage. | The Hartford says crime insurance helps cover business-related crimes like employee theft, forgery or robbery, giving as an example an employee stealing money from a cash register. 4Company-reported. Management liability product page as read 2026-09-23. General coverage description; the issued policy controls. |
| Role in This Line | Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Crime Insurance with third-party carriers rather than underwriting the policy itself. 2Company-reported. About-us page; applies to Founder Shield's brokerage model generally, restated here for this line. | The Hartford's crime insurance is one of five options in its Private Choice Premier management-liability package, and is offered separately as bond and commercial crime (fidelity) coverage within its financial-institutions product track. 4Company-reported. Management liability product page as read 2026-09-23. |
