Founder Shield vs 
TechInsurance: How Do They Compare for Employment Practices Liability Insurance?
Founder Shield markets EPLI to startups hiring their first employees and says it can be packaged with D&O. TechInsurance arranges EPLI quotes for small businesses.
TechInsurance quotes EPLI online, usually issues a certificate the same day, and publishes a median price of $257 a month. Founder Shield is a broker whose advisors shop insurers rated A- or better for first-hire startups, high-turnover retail and hospitality, and nonprofits. 4,2,3
What Are the Key Differences Between Founder Shield and TechInsurance Employment Practices Liability Insurance?
Same-Day Online Quote vs an Advisor Who Shops Insurers
TechInsurance quotes EPLI online and says certificates are usually available the day you buy. Founder Shield starts with an advisor or website request, then its placement team approaches insurers rated A- or better. Choose TechInsurance if you're a small business that wants a price today; choose Founder Shield if you're a startup or high-turnover employer that wants a broker to match insurers to your industry. 4 2 3
Price You Can See and Who Each Targets
TechInsurance publishes a median of $257 a month and says most customers pay about $750 to more than $14,000 a year, depending on industry risk, limits, deductible, headcount, turnover and claims history. Founder Shield publishes no prices. TechInsurance aims at small businesses with sizable staff and no HR team; Founder Shield names first-hire startups, high-turnover retail and hospitality, professional services, tech and volunteer-run nonprofits. 4 1
What Should You Confirm in Founder Shield and TechInsurance Employment Practices Liability Insurance Quotes?
- Ask TechInsurance which insurer issues the policy, the deductible, and whether EPLI is standalone or bundled with D&O. 4
- Ask Founder Shield which insurer is quoting and how long placement takes. 3 4
- Ask Founder Shield whether benefits-handling, privacy and contract-breach claims are covered; TechInsurance lists them. 4 1
- Treat the $257 median as an average across TechInsurance customers, not your price. 4
Founder Shield vs TechInsurance Employment Practices Liability Compared
Founder Shield vs TechInsurance: Employment Practices Liability Insurance: documented features by provider
| Criteria | Founder Shield Employment Practices Liability Insurance | TechInsurance Employment Practices Liability Insurance (EPLI) |
|---|---|---|
| Who It’s For | Founder Shield markets EPLI to startups hiring their first employees, retail and hospitality businesses with high turnover, professional-services firms, technology companies, and non-profits with volunteers. 1Company-reported. EPLI product page. | TechInsurance targets EPLI at small businesses with a sizable workforce, and specifically notes that companies too small to have a dedicated HR team may face employment lawsuits more often since they often lack the resources to resolve disputes before they become legal claims. 4Company-reported. EPLI product page, Why do I need employment practices liability insurance? section. |
| How to Apply | You request Founder Shield Employment Practices Liability Insurance through Founder Shield's website or an insurance advisor rather than binding coverage directly; Founder Shield says its placement team then approaches carriers on the client's behalf. 2,3Company-reported. About-us and carrier-selection pages describe the general placement process, not a line-specific application form. | You request EPLI quotes online through a short application; TechInsurance says licensed agents are available to help, and a certificate of insurance is typically available the same day you buy coverage. 4Company-reported. EPLI product page. |
| Coverage Features | Founder Shield lists defense costs, settlements and judgments, and claims of wrongful termination, discrimination, harassment and retaliation as what EPLI responds to. 1Company-reported. Product page; the issued policy and declarations control actual coverage. | TechInsurance says EPLI covers claims of discrimination, sexual harassment, wrongful termination, negligent handling of employee benefits, breach of employment contract, and invasion of privacy, and is typically written as a claims-made policy. 4Company-reported. EPLI product page; general policy description, not a specific policy form. |
| Role in This Line | Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Employment Practices Liability Insurance with third-party carriers rather than underwriting the policy itself. 2Company-reported. About-us page; applies to Founder Shield's brokerage model generally, restated here for this line. Founder Shield says EPLI is often purchased standalone but is sometimes packaged with Directors & Officers coverage, since employee-related suits frequently name corporate officers personally. 1Company-reported. EPLI product page. | TechInsurance arranges employment practices liability insurance (EPLI) and says it can be purchased standalone or paired with directors and officers insurance in a management liability bundle. 4Company-reported. EPLI product page. |
