Founder Shield vs HUB International: How Do They Compare for Representations and Warranties Insurance?

Founder Shield accepts requests through its website or an insurance advisor and places only with carriers rated at least A-; HUB International directs you to a broker to negotiate deal-specific coverage.

Founder Shield places R&W only with insurers rated A- or better and spells out what it covers, such as misstated financials and undisclosed tax or contracts; HUB's M&A brokers use R&W to reduce or eliminate escrow and strengthen your bid, and can add litigation buyout and tax indemnification. ^2,^1,⁴

What Are the Key Differences Between Founder Shield and HUB International Representations and Warranties Insurance?

Stated Insurer Standard vs Deal-by-Deal Negotiation

Both are brokers. Founder Shield takes R&W requests on its website or through an advisor and places only with insurers rated A- or better by AM Best. It names private equity and other sponsors, strategic buyers, corporate sellers of a business unit, and family-owned businesses, and says premiums are typically a percentage of the limit you negotiate. HUB's M&A practice negotiates cover deal by deal, doesn't name insurers or a rating floor, and publishes no deal-size or industry criteria. Choose Founder Shield if you want a known insurer-quality floor and clear pricing basis; choose HUB if escrow and bid terms matter most or you also need tax or litigation cover. ³ ² ¹ ⁴

Named Breach Types vs Escrow and Companion Products

Founder Shield lists the seller misrepresentations R&W covers, mostly for buyers: misstated financial statements, undisclosed tax, legal or regulatory non-compliance, and undisclosed contracts or leases. HUB says R&W protects a buyer if the seller's guarantees prove untrue, can reduce or eliminate escrow, and helps you bid more competitively. HUB also sells litigation buyout insurance for pending suits against the seller and tax indemnification for past, pending or future transactions; Founder Shield doesn't list either. ¹ ⁴

What Should You Confirm in Founder Shield and HUB International Representations and Warranties Insurance Quotes?

Ask both which insurer would issue the policy. ³ ⁴
Ask both how the policy changes escrow and holdbacks, and which misrepresentation types are covered. ⁴ ¹
Ask HUB whether litigation buyout or tax indemnification is on the same placement. ⁴
Compare premium as a percentage of limit, and the retention. ¹ ⁴

Founder Shield vs HUB International Representations and Warranties Compared

Founder Shield vs HUB International: Representations and Warranties Insurance: documented features by provider

Criteria	Founder Shield Representations and Warranties Insurance	HUB International Representations and Warranties Insurance
How to Apply	You request Founder Shield Representations and Warranties Insurance through Founder Shield's website or an insurance advisor rather than binding coverage directly; Founder Shield says its placement team then approaches carriers on the client's behalf. ^2,³Company-reported. About-us and carrier-selection pages describe the general placement process, not a line-specific application form.	HUB directs you to a broker; the page describes negotiating deal-specific coverage rather than a self-serve quote. ⁴Company-reported. Product-page call to action as read 2026-09-23.
Coverage Features	Founder Shield lists financial-statement misstatements, undisclosed tax liabilities, legal or regulatory non-compliance, and undisclosed contracts or leases as the kinds of seller misrepresentations the policy can cover, mostly on the buyer side. ¹Company-reported. Product page; the issued policy and declarations control actual coverage.	HUB describes representations and warranties insurance as covering the contractual guarantees a seller makes in a sale agreement, protecting a buyer against the guarantees turning out to be untrue, and says it can reduce or eliminate escrow requirements and support more competitive bidding. ⁴Company-reported. Product-page description of representations and warranties coverage; the issued policy and its exclusions control an actual claim. HUB's M&A practice also offers litigation buyout (contingent risk) insurance for pending litigation a seller faces, and tax indemnification insurance for the tax treatment of a historical, pending or future transaction, alongside representations and warranties coverage. ⁴Company-reported. Product-page description of related transactional risk products.
Role in This Line	Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Representations and Warranties Insurance with third-party carriers rather than underwriting the policy itself. ²Company-reported. About-us page; applies to Founder Shield's brokerage model generally, restated here for this line.	HUB brokers representations and warranties insurance as part of its mergers and acquisitions (transactional risk) practice, rather than underwriting the policy itself. ⁴Company-reported. M&A insurance product page as read 2026-09-23; the page does not name an issuing insurer.

Criteria

Founder Shield Representations and Warranties Insurance

HUB International Representations and Warranties Insurance

How to Apply

You request Founder Shield Representations and Warranties Insurance through Founder Shield's website or an insurance advisor rather than binding coverage directly; Founder Shield says its placement team then approaches carriers on the client's behalf. ^2,³Company-reported. About-us and carrier-selection pages describe the general placement process, not a line-specific application form.

HUB directs you to a broker; the page describes negotiating deal-specific coverage rather than a self-serve quote. ⁴Company-reported. Product-page call to action as read 2026-09-23.

Coverage Features

Founder Shield lists financial-statement misstatements, undisclosed tax liabilities, legal or regulatory non-compliance, and undisclosed contracts or leases as the kinds of seller misrepresentations the policy can cover, mostly on the buyer side. ¹Company-reported. Product page; the issued policy and declarations control actual coverage.

HUB describes representations and warranties insurance as covering the contractual guarantees a seller makes in a sale agreement, protecting a buyer against the guarantees turning out to be untrue, and says it can reduce or eliminate escrow requirements and support more competitive bidding. ⁴Company-reported. Product-page description of representations and warranties coverage; the issued policy and its exclusions control an actual claim.

HUB's M&A practice also offers litigation buyout (contingent risk) insurance for pending litigation a seller faces, and tax indemnification insurance for the tax treatment of a historical, pending or future transaction, alongside representations and warranties coverage. ⁴Company-reported. Product-page description of related transactional risk products.

Role in This Line

Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Representations and Warranties Insurance with third-party carriers rather than underwriting the policy itself. ²Company-reported. About-us page; applies to Founder Shield's brokerage model generally, restated here for this line.

HUB brokers representations and warranties insurance as part of its mergers and acquisitions (transactional risk) practice, rather than underwriting the policy itself. ⁴Company-reported. M&A insurance product page as read 2026-09-23; the page does not name an issuing insurer.