Founder Shield vs HUB International: How Do They Compare for Crime Insurance?

Founder Shield, a retail brokerage and the innovation arm of The Baldwin Group, places only with carriers rated A- or higher; HUB International brokers crime for private, public and not-for-profit organizations and describes no online quote flow.

Founder Shield targets healthcare, finance, nonprofits and manufacturing, with carriers screened for an AM Best A- or better financial-strength rating; HUB serves private, public and nonprofit organizations and lists vendor theft and asset misappropriation. ^3,^1,⁴

What Are the Key Differences Between Founder Shield and HUB International Crime Insurance?

If your concern is vendor theft or asset misappropriation, HUB names those coverage types; Founder Shield instead publishes a four-part coverage list and sector priorities. Neither reviewed page publishes a limit, so request the proposed amount. ⁴ ¹

Carrier Screen Versus Unnamed Markets

Founder Shield says it places crime only with carriers rated A- or better by AM Best, chosen for the client’s industry. HUB brokers commercial crime without naming an issuing insurer on its crime page; carriers vary by client and placement. ³ ⁴

Industry Priorities Versus Organization Types

Founder Shield calls crime a priority for healthcare, financial services, non-profit and manufacturing/retail companies. HUB says crime coverage is available for private, public and not-for-profit organizations, without publishing a size or industry appetite. ¹ ⁴

Peril Cards and Statistics

Founder Shield lists employee dishonesty by an identified employee, forgery or alteration, computer fraud, and funds-transfer fraud from social engineering. HUB lists employee theft, vendor theft, forgery, asset misappropriation, computer fraud and funds-transfer fraud, and cites figures that organizations lose about 5% of revenue to fraud each year and that more than 23% of fraud cases result in losses of $1 million or more. You request Founder Shield coverage through its site or an advisor. HUB directs prospects to connect with a broker. Neither page publishes limits. ¹ ² ⁴

What Should You Confirm in Founder Shield and HUB International Crime Insurance Quotes?

Ask Founder Shield which A- or better carrier is on the quote. ³
Ask HUB whether vendor theft and asset misappropriation are included. ⁴
Get HUB’s issuing carrier name; the product page does not disclose it. ⁴
Compare “identified employee” dishonesty wording with HUB’s employee-theft agreement. ¹ ⁴

Founder Shield vs HUB International Crime Insurance Compared

Founder Shield vs HUB International: Crime Insurance: documented features by provider

Criteria	Founder Shield Crime Insurance	HUB International Crime Insurance Brokerage
Who It’s For	Founder Shield calls this coverage a priority for healthcare, financial services, non-profit and manufacturing/retail companies because of their exposure to internal or external theft. ¹Company-reported. Crime Insurance product page.	HUB says crime coverage is available for private, public and not-for-profit organizations. ⁴Company-reported. Product-page organization-type list; not a published underwriting appetite by size or industry.
How to Apply	You request Founder Shield Crime Insurance through Founder Shield's website or an insurance advisor rather than binding coverage directly; Founder Shield says its placement team then approaches carriers on the client's behalf. ^2,³Company-reported. About-us and carrier-selection pages describe the general placement process, not a line-specific application form.	HUB directs prospects to connect with a broker through its business-insurance contact page; no online quote flow is described. ⁴Company-reported. Product-page call to action as read 2026-09-23.
Coverage Features	Founder Shield lists employee dishonesty (theft or embezzlement by an identified employee), forgery or alteration of financial instruments, computer fraud, and funds-transfer fraud from social engineering as the branches of crime coverage it places. ¹Company-reported. Product page; the issued policy and declarations control actual coverage.	HUB lists crime coverage types it arranges as employee theft, vendor theft, forgery, asset misappropriation, computer fraud and funds transfer fraud. ⁴Company-reported. Product-page coverage list; the issued policy and its exclusions control an actual claim. HUB cites industry statistics that organizations lose about 5% of revenue to fraud each year, that fraud often takes about 18 months to detect, and that more than 23% of fraud cases result in losses of $1 million or more, to frame the need for crime coverage. ⁴Company-reported. Product-page statistics are company-cited figures, not independently verified by us, and are general fraud statistics rather than HUB-specific claims data.
Role in This Line	Founder Shield is a retail insurance brokerage, described on its site as “the innovation arm of The Baldwin Group,” and places Founder Shield Crime Insurance with third-party carriers rather than underwriting the policy itself. ²Company-reported. About-us page; applies to Founder Shield's brokerage model generally, restated here for this line.	HUB brokers commercial crime insurance rather than underwriting the coverage itself. ⁴Company-reported. Crime insurance product page as read 2026-09-23; the page does not name an issuing insurer.