Coverdash vs Marsh Fidelity Bonds

Coverdash arranges fidelity bonds as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. ^3,4Company-reported. General brokerage terms applied to the fidelity-bonds card on the surety-bond page; not specific to any one carrier or state.

Marsh does not sell fidelity coverage as a separate product line in the pages reviewed. It bundles fidelity with commercial crime insurance, and MMA lists "commercial crime/fidelity" together as one item in its executive and professional liability practice. ^10,9Company-reported. MMA executive and professional liability page and Marsh's commercial crime page.

The surety-bond page does not name the insurer that issues fidelity bonds. ⁴Not publicly disclosed. Reviewed surety-bond page as of 2026-09-23; the page describes coverage without naming a specific carrier.

The reviewed pages do not name a specific insurer for fidelity or crime/fidelity coverage. ^9,10Not publicly disclosed. Commercial crime insurance and MMA executive and professional liability pages as read on 2026-09-23.

The surety-bond page's eligibility description (contractors, licensed trades and businesses bidding on contracts) is written for surety bonds generally and does not separately describe who needs a fidelity bond specifically. ⁴Not found in reviewed sources. Page-level eligibility text is shared across all four bond types on the page; it was not written specifically for employee-dishonesty coverage.

Not described in the reviewed sources.

Coverdash's surety-bond page describes fidelity bonds in a single line as protecting clients against loss from employee dishonesty; it does not have a dedicated fidelity-bond product page. ⁴Company-reported. One catalog card on the surety-bond page, not a full product description. Fidelity bonds are a distinct crime-type coverage rather than a three-party surety guarantee, even though Coverdash lists them on the same page as its surety bonds.

Marsh describes employee white-collar fraud, meaning fidelity losses caused by trusted employees who exploit systems for personal gain, as one of the risks a commercial crime policy addresses; it says these losses make up about half of the crime-policy notifications in its data. ⁹Company-reported. Commercial crime insurance page; a fidelity-specific policy form was not identified as a distinct product from crime coverage.

The surety-bond page does not publish specific limit or bond-amount figures for fidelity bonds. ⁴Not publicly disclosed. Reviewed surety-bond page as of 2026-09-23; figures are quote-specific and not shown on the public page.

Not described in the reviewed sources.

Coverdash describes a fully digital quote-to-purchase process on its surety-bond page, which includes the fidelity-bond option among its four bond types. ⁴Company-reported. Product-page company information and cross-sell section.

You would engage a Marsh or MMA crime and fidelity specialist directly, since fidelity is placed together with commercial crime rather than through a separate application path in the reviewed pages. ^9,10Company-reported. Commercial crime insurance and MMA executive and professional liability pages.