Coverdash vs HUB International General Liability Insurance

Coverdash arranges general liability coverage as a broker rather than an insurer. Its terms say it does not provide underwriting services and require customers to designate it as broker or agent of record before it places coverage with a carrier. ^3,4Company-reported. General brokerage terms applied to the general liability product page; not specific to any one carrier or state.

HUB brokers commercial general liability coverage rather than underwriting it itself, placing the policy with an insurer on the client's behalf. ⁹Company-reported. General liability product page as read on 2026-09-23; the page does not name an issuing insurer.

The general liability page does not name the insurer that issues the policy. Coverdash's terms say the insurance company, not Coverdash, decides whether to offer or renew coverage. ^4,3Not publicly disclosed. Reviewed general liability page and terms as of 2026-09-23; the checked pages describe a broker-carrier structure without naming a specific carrier for this line.

The general liability product page does not name an issuing insurer; HUB places general liability business with insurers that vary by client and placement. ⁹Not found in reviewed sources. Checked the general liability product page on 2026-09-23; no carrier is disclosed there.

Coverdash markets general liability to small businesses, startups and e-commerce merchants across more than 2,500 industries, citing construction, restaurants, real estate agencies and professional services as examples. ⁴Company-reported. Product-page eligibility description; actual acceptance depends on underwriting.

Not described in the reviewed sources.

Coverdash describes four insuring agreements for general liability: bodily injury to a customer or visitor, property damage to a client's or landlord's property, personal and advertising injury such as a copied-marketing claim, and product liability for products the business sells. ⁴Company-reported. Product-page coverage cards; the issued policy and declarations control actual wording, limits and exclusions.

Coverdash says general liability does not cover damage to the business's own location or property, and points customers toward a business owner's policy for that protection instead. ⁴Company-reported. Product-page exclusion note.

HUB says general liability policies it arranges typically respond to bodily injury to customers, employees, vendors or visitors on the client's premises, personal injury from an employee's negligence or actions, property damage caused by employees, and advertising injury such as slander or false advertising claims. ⁹Company-reported. Product-page description of typical coverage scenarios; the issued policy and its exclusions control what a specific claim triggers.

The general liability page does not publish specific limit, retention or deductible amounts. ⁴Not publicly disclosed. Reviewed general liability page as of 2026-09-23; figures are quote-specific and not shown on the public product page.

Published per-occurrence or aggregate limits, deductibles or retentions for HUB-placed general liability policies were not found on the product page. ⁹Not publicly disclosed. Checked the general liability product page on 2026-09-23; limits are set on the quote and declarations, not the marketing page.

Not described in the reviewed sources.

The general liability product page does not describe line-specific risk-control or safety services; it only lists related products such as business interruption, D&O, EPL and workers' compensation insurance. ⁹Not found in reviewed sources. Checked the general liability product page on 2026-09-23.

Coverdash describes a fully digital quote-to-purchase process for general liability, with a certificate of insurance issued once a policy is purchased. ⁴Company-reported. Product-page company information and FAQ on proof of coverage.

HUB says the amount of general liability coverage a business needs depends on factors such as the type of business and its location, and directs prospects to contact a HUB broker to get started. ⁹Company-reported. Product-page copy; no online quote or bind flow is described.