Coverdash vs Gallagher: How Do They Compare for Tech E&O Insurance?

Gallagher is a broker placing tech E&O with cyber in one policy through a 250-plus person practice that serves startups to global enterprises. Coverdash is a broker offering a fully digital quote-to-purchase flow for Tech E&O.

Coverdash lets SaaS companies, dev shops and IT consultants quote and buy Tech E&O online and add cyber or general liability; Gallagher is a broker whose technology practice of more than 250 specialists places one combined E&O and cyber policy for over 7,500 tech clients. ^1,⁴

What Are the Key Differences Between Coverdash and Gallagher Tech E&O Insurance?

Buy Online vs a 250-Person Technology Practice

Both broker Tech E&O and neither names the insurer. Coverdash runs a fully digital quote-to-purchase process for SaaS companies, dev shops, IT providers and consultants, with optional general liability or cyber. Gallagher’s technology practice places a single policy combining professional E&O with cyber for data breaches, ransomware and privacy violations, and says it has more than 250 dedicated staff, 7,500-plus tech and telecom clients and over $1 billion in annual premium placed. Choose Coverdash if you are a small SaaS company or consultancy that wants to buy online now; choose Gallagher if you are a growing or large tech company that wants specialists to build a combined program. ² ¹ ⁴

One Combined Policy vs Separate Add-Ons

Gallagher puts E&O and cyber on one policy, which avoids gaps between two insurers when a software failure also exposes data. Coverdash lists Tech E&O separately from general professional liability and lets you add cyber, so check whether the two policies fit together. ⁴ ³ ¹

Client Portal Tools vs Simple Checkout

Gallagher offers a digital suite for technology clients: Drive analytics, Go, STEP, Submit and Verify. Coverdash’s advantage is a straight online checkout. Neither publishes limits. ⁴ ¹

What Should You Confirm in Coverdash and Gallagher Tech E&O Insurance Quotes?

Ask both which insurer issues the policy. ¹ ⁴
Ask Gallagher whether cyber and professional errors share one limit on its combined form. ⁴
Ask Coverdash whether client-data claims fall under Tech E&O or need the cyber add-on. ¹
Get limits and retentions in writing from both. ¹ ⁴

Coverdash vs Gallagher Tech E&O Insurance Compared

Coverdash vs Gallagher: Tech E&O Insurance: documented features by provider

Criteria	Coverdash Tech E&O Insurance	Gallagher Technology Errors and Omissions (Tech E&O) Insurance
Who It’s For	Coverdash markets Tech E&O to businesses that build, sell or service technology, naming SaaS companies, dev shops, IT providers and consultants as examples. ¹Company-reported. Product-page eligibility description; actual acceptance depends on underwriting.	Gallagher says its Technology insurance practice serves technology and telecommunications clients ranging from startups to middle-market businesses to global enterprises, and reports more than 7,500 such clients and over $1 billion in annual premium placed. ⁴Company-reported. Group-level technology industry practice page; company-reported client and premium figures, not independently verified.
Coverage Features	Coverdash describes Tech E&O as covering claims that a company's software didn't perform as promised, a project was late or didn't meet the agreed spec, or client data was mishandled or exposed through a security failure, and pays legal defense costs even for a groundless claim. ¹Company-reported. Product-page coverage cards; the issued policy and declarations control actual wording, limits, exclusions and whether the policy is claims-made. Coverdash's coverage hub lists Tech E&O separately from its general professional liability product, targeting it specifically at technology businesses rather than professional-service firms generally. ³Company-reported. Coverage hub category structure; does not establish which product a given underwriter would actually issue for a mixed-model business.	Gallagher markets technology E&O as a single policy combining coverage for errors and omissions from rendering or failing to render professional services with cyber liability coverage for perils such as data breaches, ransomware attacks and privacy violations. ⁴Company-reported. Group-level technology industry practice page; a service description, not a specific policy's insuring agreement or exclusions.
Role in This Line	Coverdash arranges Tech E&O coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. ^2,¹Company-reported. General brokerage terms applied to the Tech E&O page; not specific to any one carrier or state.	Gallagher's Technology insurance practice places technology E&O coverage with outside carriers for tech-sector clients; it does not underwrite the policy. ⁴Company-reported. Group-level technology industry practice page.

Criteria

Coverdash Tech E&O Insurance

Gallagher Technology Errors and Omissions (Tech E&O) Insurance

Who It’s For

Coverdash markets Tech E&O to businesses that build, sell or service technology, naming SaaS companies, dev shops, IT providers and consultants as examples. ¹Company-reported. Product-page eligibility description; actual acceptance depends on underwriting.

Gallagher says its Technology insurance practice serves technology and telecommunications clients ranging from startups to middle-market businesses to global enterprises, and reports more than 7,500 such clients and over $1 billion in annual premium placed. ⁴Company-reported. Group-level technology industry practice page; company-reported client and premium figures, not independently verified.

Coverage Features

Coverdash describes Tech E&O as covering claims that a company's software didn't perform as promised, a project was late or didn't meet the agreed spec, or client data was mishandled or exposed through a security failure, and pays legal defense costs even for a groundless claim. ¹Company-reported. Product-page coverage cards; the issued policy and declarations control actual wording, limits, exclusions and whether the policy is claims-made.

Coverdash's coverage hub lists Tech E&O separately from its general professional liability product, targeting it specifically at technology businesses rather than professional-service firms generally. ³Company-reported. Coverage hub category structure; does not establish which product a given underwriter would actually issue for a mixed-model business.

Gallagher markets technology E&O as a single policy combining coverage for errors and omissions from rendering or failing to render professional services with cyber liability coverage for perils such as data breaches, ransomware attacks and privacy violations. ⁴Company-reported. Group-level technology industry practice page; a service description, not a specific policy's insuring agreement or exclusions.

Role in This Line

Coverdash arranges Tech E&O coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. ^2,¹Company-reported. General brokerage terms applied to the Tech E&O page; not specific to any one carrier or state.

Gallagher's Technology insurance practice places technology E&O coverage with outside carriers for tech-sector clients; it does not underwrite the policy. ⁴Company-reported. Group-level technology industry practice page.