What Is Counterpart Insurance?
Counterpart describes a broker-focused platform for small businesses and lists management and professional liability programs. Buyers should compare the named profession, carrier, state, policy wording and any package component on the actual quote. 1,2
What Is USI Insurance Services?
USI suits software and hardware companies from seed stage through IPO seeking consultative broker support; buyers wanting a self-serve quote should compare digital agencies. Insurer commissions are typical and contingent compensation may also apply. 5,6,7
Read the USI Insurance Services profile
Read the USI Insurance Services Medical Malpractice Insurance page
What Is Medical Malpractice Insurance?
Medical malpractice insurance can pay defense costs and covered damages when a patient claims a clinician’s care caused harm. If you provide health care, match the quote to your practice, clinicians, specialties and procedures, then check who is insured. 9,10,11,12
Key Differences in Medical Malpractice Insurance
Program Fit and Limits
Counterpart lists specific allied-health classes and publishes selected example limits and retentions. USI Insurance Services describes medical professional liability for settings from individual physician groups to hospitals, surgery centers, dialysis clinics and senior-care facilities. That breadth can matter for organizations with several care sites or service lines; an individual allied provider should still check whether Counterpart's class list fits the work and entity structure. 3 8
How the Broker Frames the Placement
USI Insurance Services lists medical professional liability alongside other healthcare specialty coverages and describes access to captives, risk-retention groups and risk-purchasing groups. Counterpart describes combined liability protection and enhancements for named allied-health classes. Ask USI what coverages and risk-financing structure are proposed, and ask Counterpart which enhancements appear in the quote. 8 3
What to Confirm in Medical Malpractice Insurance Quotes
Counterpart and USI Insurance Services Review Scores for 2026
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
Counterpart Review Score
Review Score
No reviews found
We found no independent customer rating of Counterpart, so it has no Review Score. Its Trustpilot page shows no reviews, and BBB has no matching business.[7][10]
Read Counterpart reviewsUSI Insurance Services Review Score
Review Score
1 rated source
USI’s public feedback is too sparse and office-specific for a firmwide verdict. Check the local team’s responsiveness and experience with your type of business.[4][6][8]
Read USI Insurance Services reviewsCounterpart vs USI Insurance Services Medical Malpractice Compared
Counterpart vs USI Insurance Services: Medical Malpractice Insurance: documented features by provider
| Criteria | Allied Medical & Healthcare Liability | USI Healthcare Practice — Medical Professional (Malpractice) Liability |
|---|---|---|
| Role in This Line | Counterpart describes its business insurance as offered by its producer and surplus-lines broker through wholesale brokers. 1,4Company-reported. The channel does not identify which insurer issues a healthcare placement. | USI is a broker for medical malpractice coverage. Its Healthcare practice advises clients on risk and places medical professional liability coverage rather than underwriting it. 8Company-reported. Healthcare practice page. |
| Issuing Insurer | Confirm in your quote. | The Healthcare practice page does not name a specific medical malpractice insurer; it says USI has access to both traditional and nontraditional risk-transfer structures, including captives, risk retention groups and risk purchasing groups, without naming a carrier for any of them. 8Not publicly disclosed. Page as read on 2026-09-23. |
| Who It’s For | Counterpart’s Allied Medical & Healthcare page names specific allied-health classes for its product. 3Company-reported. The product is scoped to the classes named on that page and does not establish universal coverage for physicians, hospitals or all clinical practice. | USI's Healthcare practice says it serves hospitals, physicians, surgery centers, dialysis clinics, senior care and assisted-living facilities, residential treatment facilities, permanent and locum tenens staffing companies, urgent care centers and managed care organizations, ranging from regional health systems to individual doctor groups and clinics. 8Company-reported. Company description of client base, not a guaranteed underwriting appetite. |
| Coverage Features | Counterpart markets combined liability protection and coverage enhancements for the named allied-health classes. 3Company-reported. The summary does not establish a standalone conventional malpractice policy or a particular professional’s entitlement. | USI lists Medical Professional (Malpractice) Liability alongside related healthcare specialty coverages it places, including healthcare general liability, D&O, healthcare facility property, workers' compensation, employment practices liability, cyber liability and HIPAA privacy, medical billing and governmental regulatory claims coverage, and required bonding. 8Company-reported. Catalogue of practice offerings; specific insuring agreements, exclusions and limits are set by the issued policy. |
| Limits and Retentions | The page displays example limit and retention figures for selected healthcare scenarios. 3Company-reported. Examples are not a quote, guarantee or universal limit. | Confirm in your quote. |
| Risk Services | Confirm in your quote. | USI cites a case study where its Healthcare team reviewed 26 years of a 220-physician group's malpractice loss history, found the client was overpriced with an outdated limit structure, and says the analysis produced about $350,000 in negotiated savings plus a retention-funding change projected to cut premium by close to $1,000,000 in a year. 8Company-reported. Single named case study; company-reported outcome, not independently verified, and not necessarily representative of every account. |
| How to Apply | Confirm in your quote. | USI directs healthcare organizations to email pcinquiries@usi.com or contact a local USI office to engage its Healthcare practice. 8Company-reported. Contact instructions on the Healthcare practice page. |
Related Pages for Counterpart vs USI Insurance Services
Medical Malpractice Pages for Counterpart and USI Insurance Services
Other Coverage Lines Compared for Counterpart vs USI Insurance Services
Other Medical Malpractice Insurance Provider Comparisons
Sources for Counterpart vs USI Insurance Services
Sources About Counterpart
- Counterpart | Agentic Insurance™. Counterpart, Inc.; Current homepage: Quote Online CTA; brokers/small-business audiences; product list; performance claims; legal/footer qualifications, rendered lines 2–52, 55–70, 98–100, 282–287. Accessed 2026-09-29.
- About Counterpart. Counterpart, Inc.; Carrier disclosure and Our Story; underwriters named at line 13; company focus lines 22–36. Financial-strength note says ratings are as of 2024-02-26. Accessed 2026-09-29.
- Allied Medical & Healthcare Liability. Counterpart, Inc.; Retained provider source: names allied healthcare classes, combined coverage/enhancements and illustrative limits/examples; does not establish conventional malpractice for every medical profession or standalone general liability. Prior access 2026-09-28; direct reopen failed in this session. Accessed 2026-09-28.
- How can I get insurance through Counterpart? Counterpart Knowledge Center; Retained source: article describes wholesale-broker referral route; prior access 2026-09-28. Accessed 2026-09-28.
Sources About USI Insurance Services
- The Power of ONE. USI Insurance Services; History, client-count, nationwide office, and P&C / benefits / personal risk / retirement description. Accessed 2026-09-16.
- Technology Insurance. USI Insurance Services; Technology practice client types, seed-to-IPO range, and listed insurance placement lines including PrivaSafe. Accessed 2026-09-16.
- Commissions and Fees. USI Insurance Services; Licensed-producer authority, insurer-paid commission default, contingent compensation, and client request right. Accessed 2026-09-16.
- Healthcare. USI Insurance Services; USI's Healthcare Practice addresses risk exposures...for organizations associated with the healthcare industry...; serves hospitals, physicians, surgery centers, dialysis clinics, senior care/assisted living facilities...; offers specialty coverages...including: Medical Professional (Malpractice) Liability...; captives, risk retention groups and risk purchasing groups; ACO Shield...CHC Shield...; CASE STUDY: USI's Healthcare Review of Loss History Records. Accessed 2026-09-23.
Sources for the Medical Malpractice Insurance Guide
- Medical Malpractice Insurance. National Association of Insurance Commissioners; Background: Issue; Overview; two basic types. Accessed 2026-09-16.
- Medical Liability Insurance shopping guide. Texas Department of Insurance; What is medical liability insurance?; Claims-made versus occurrence; changing carriers; renewal tips. Accessed 2026-09-16.
- Physicians Medical Professional Liability — Specimen Policy. Curi underwriting companies identified on specimen cover; Base I–III printed pp.1–3/PDF pp.2–4; V–VI pp.3–6; VIII p.7; XII pp.11–13. Accessed 2026-09-16.
- Physician Application. MedPro Group / issuing companies identified on application; I–II p.1; III pp.2–4; IV pp.4–5; V pp.5–6; VI p.6. Accessed 2026-09-16.
