--- title: "Counterpart vs USI Insurance Services: Medical Malpractice Insurance" description: "USI's Healthcare practice places medical professional liability for settings from physician groups to hospitals; Counterpart names allied-health classes and sample terms." canonical: "https://spot.insure/compare/counterpart-vs-usi/medical-malpractice" page-type: "line-comparison" updated-at: "2026-10-01" comparison-pair: "counterpart-vs-usi" provider-a: "counterpart" provider-b: "usi" coverage-line: "medical-malpractice" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/counterpart-vs-usi/medical-malpractice) ## Agent Guide **What this page is:** Focused comparison of Counterpart and USI Insurance Services for Medical Malpractice Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Medical Malpractice Insurance questions about Counterpart versus USI Insurance Services. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Counterpart vs USI Insurance Services for Medical Malpractice Insurance: how do they differ? - Which is better for Medical Malpractice Insurance, Counterpart or USI Insurance Services? - What does Counterpart or USI Insurance Services publish about Medical Malpractice Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Medical Malpractice Insurance from Counterpart or USI Insurance Services? **Key facts:** - Line: Medical Malpractice Insurance. Providers: Counterpart and USI Insurance Services. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy. **Related pages:** - [Counterpart vs USI Insurance Services](https://spot.insure/compare/counterpart-vs-usi) — parent: all coverage lines for this pair - [Medical Malpractice Insurance guide](https://spot.insure/coverage/medical-malpractice) — coverage explainer for this line - [Counterpart profile](https://spot.insure/insurance-providers/counterpart) — provider profile (evidence) - [USI Insurance Services profile](https://spot.insure/insurance-providers/usi) — provider profile (evidence) - [Counterpart vs USI Insurance Services Crime Insurance](https://spot.insure/compare/counterpart-vs-usi/crime) — sibling comparison (other line, or other pair for this line) - [Counterpart vs USI Insurance Services D&O Insurance](https://spot.insure/compare/counterpart-vs-usi/directors-officers) — sibling comparison (other line, or other pair for this line) - [Counterpart vs USI Insurance Services Employment Practices Liability Insurance](https://spot.insure/compare/counterpart-vs-usi/employment-practices) — sibling comparison (other line, or other pair for this line) - [Counterpart vs USI Insurance Services Fiduciary Liability Insurance](https://spot.insure/compare/counterpart-vs-usi/fiduciary) — sibling comparison (other line, or other pair for this line) - [Counterpart vs USI Insurance Services Professional Liability (E&O) Insurance](https://spot.insure/compare/counterpart-vs-usi/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Beazley vs Counterpart Medical Malpractice Insurance](https://spot.insure/compare/beazley-vs-counterpart/medical-malpractice) — sibling comparison (other line, or other pair for this line) - [Beazley vs USI Insurance Services Medical Malpractice Insurance](https://spot.insure/compare/beazley-vs-usi/medical-malpractice) — sibling comparison (other line, or other pair for this line) - [CNA vs Counterpart Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-counterpart/medical-malpractice) — sibling comparison (other line, or other pair for this line) - [CNA vs USI Insurance Services Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-usi/medical-malpractice) — sibling comparison (other line, or other pair for this line) - [Corgi vs Counterpart Medical Malpractice Insurance](https://spot.insure/compare/corgi-vs-counterpart/medical-malpractice) — sibling comparison (other line, or other pair for this line) - [Corgi vs USI Insurance Services Medical Malpractice Insurance](https://spot.insure/compare/corgi-vs-usi/medical-malpractice) — sibling comparison (other line, or other pair for this line) # Counterpart vs USI Insurance Services: How Do They Compare for Medical Malpractice Insurance? USI's Healthcare practice places medical professional liability for settings from physician groups to hospitals; Counterpart names allied-health classes and sample terms. ## How to Use the Counterpart vs USI Insurance Services Medical Malpractice Insurance Comparison Use this comparison to evaluate Counterpart and USI Insurance Services for Medical Malpractice Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Counterpart vs USI Insurance Services Medical Malpractice Insurance Summary USI's Healthcare practice places medical professional liability for settings from physician groups to hospitals; Counterpart names allied-health classes and sample terms. [8](https://www.usi.com/property-casualty/healthcare/ "Healthcare") [3](https://yourcounterpart.com/products/allied-healthcare "Allied Medical & Healthcare Liability") ## What Is Counterpart Insurance? Counterpart describes a broker-focused platform for small businesses and lists management and professional liability programs. Buyers should compare the named profession, carrier, state, policy wording and any package component on the actual quote. [1](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") [2](https://yourcounterpart.com/about "About Counterpart") [Counterpart profile](https://spot.insure/insurance-providers/counterpart) ## What Is USI Insurance Services? USI suits software and hardware companies from seed stage through IPO seeking consultative broker support; buyers wanting a self-serve quote should compare digital agencies. Insurer commissions are typical and contingent compensation may also apply. [5](https://www.usi.com/about-usi "The Power of ONE") [6](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [7](https://www.usi.com/commissions-fees/ "Commissions and Fees") [USI Insurance Services profile](https://spot.insure/insurance-providers/usi) ## What Is Medical Malpractice Insurance? Medical malpractice insurance can pay defense costs and covered damages when a patient claims a clinician’s care caused harm. If you provide health care, match the quote to your practice, clinicians, specialties and procedures, then check who is insured. [9](https://content.naic.org/insurance-topics/medical-malpractice-insurance "Medical Malpractice Insurance") [10](https://www.tdi.texas.gov/commercial/pcmedmal.html "Medical Liability Insurance shopping guide") [11](https://go.curi.com/hubfs/Curi%20Physicians%20Medical%20Professional%20Liability%20Specimen%20Policy.pdf?hsLang=en "Physicians Medical Professional Liability — Specimen Policy") [12](https://resource.medpro.com/documents/10502/10752/MP-HPL-PHL-00-02%2BPhysician%2BApplication%2B(02-15)(rev%2B06.17.21).pdf "Physician Application") ## What Are the Key Differences Between Counterpart and USI Insurance Services Medical Malpractice Insurance? ### Program Fit and Limits Counterpart lists specific allied-health classes and publishes selected example limits and retentions. USI Insurance Services describes medical professional liability for settings from individual physician groups to hospitals, surgery centers, dialysis clinics and senior-care facilities. That breadth can matter for organizations with several care sites or service lines; an individual allied provider should still check whether Counterpart's class list fits the work and entity structure. [3](https://yourcounterpart.com/products/allied-healthcare "Allied Medical & Healthcare Liability") [8](https://www.usi.com/property-casualty/healthcare/ "Healthcare") ### How the Broker Frames the Placement USI Insurance Services lists medical professional liability alongside other healthcare specialty coverages and describes access to captives, risk-retention groups and risk-purchasing groups. Counterpart describes combined liability protection and enhancements for named allied-health classes. Ask USI what coverages and risk-financing structure are proposed, and ask Counterpart which enhancements appear in the quote. [8](https://www.usi.com/property-casualty/healthcare/ "Healthcare") [3](https://yourcounterpart.com/products/allied-healthcare "Allied Medical & Healthcare Liability") ## What Should You Confirm in Counterpart and USI Insurance Services Medical Malpractice Insurance Quotes? - Counterpart: confirm the allied-health class, quote-specific limits and included enhancements. USI Insurance Services: identify the insurer and whether the proposal uses a traditional policy, captive or risk-retention/purchasing group structure. [3](https://yourcounterpart.com/products/allied-healthcare "Allied Medical & Healthcare Liability") [8](https://www.usi.com/property-casualty/healthcare/ "Healthcare") ## Counterpart vs USI Insurance Services Medical Malpractice Compared | Criteria | Allied Medical & Healthcare Liability | USI Healthcare Practice — Medical Professional (Malpractice) Liability | | --- | --- | --- | | Role in This Line | Counterpart describes its business insurance as offered by its producer and surplus-lines broker through wholesale brokers. [1](https://yourcounterpart.com/ "Counterpart | Agentic Insurance™") [4](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart "How can I get insurance through Counterpart?") (Evidence: Company-reported; scope: The channel does not identify which insurer issues a healthcare placement..) | USI is a broker for medical malpractice coverage. Its Healthcare practice advises clients on risk and places medical professional liability coverage rather than underwriting it. [8](https://www.usi.com/property-casualty/healthcare/ "Healthcare") (Evidence: Company-reported; scope: Healthcare practice page..) | | Issuing Insurer | Confirm in your quote. | The Healthcare practice page does not name a specific medical malpractice insurer; it says USI has access to both traditional and nontraditional risk-transfer structures, including captives, risk retention groups and risk purchasing groups, without naming a carrier for any of them. [8](https://www.usi.com/property-casualty/healthcare/ "Healthcare") (Evidence: Not publicly disclosed; scope: Page as read on 2026-09-23..) | | Who It’s For | Counterpart’s Allied Medical & Healthcare page names specific allied-health classes for its product. [3](https://yourcounterpart.com/products/allied-healthcare "Allied Medical & Healthcare Liability") (Evidence: Company-reported; scope: The product is scoped to the classes named on that page and does not establish universal coverage for physicians, hospitals or all clinical practice..) | USI's Healthcare practice says it serves hospitals, physicians, surgery centers, dialysis clinics, senior care and assisted-living facilities, residential treatment facilities, permanent and locum tenens staffing companies, urgent care centers and managed care organizations, ranging from regional health systems to individual doctor groups and clinics. [8](https://www.usi.com/property-casualty/healthcare/ "Healthcare") (Evidence: Company-reported; scope: Company description of client base, not a guaranteed underwriting appetite..) | | Coverage Features | Counterpart markets combined liability protection and coverage enhancements for the named allied-health classes. [3](https://yourcounterpart.com/products/allied-healthcare "Allied Medical & Healthcare Liability") (Evidence: Company-reported; scope: The summary does not establish a standalone conventional malpractice policy or a particular professional’s entitlement..) | USI lists Medical Professional (Malpractice) Liability alongside related healthcare specialty coverages it places, including healthcare general liability, D&O, healthcare facility property, workers' compensation, employment practices liability, cyber liability and HIPAA privacy, medical billing and governmental regulatory claims coverage, and required bonding. [8](https://www.usi.com/property-casualty/healthcare/ "Healthcare") (Evidence: Company-reported; scope: Catalogue of practice offerings; specific insuring agreements, exclusions and limits are set by the issued policy..) | | Limits and Retentions | The page displays example limit and retention figures for selected healthcare scenarios. [3](https://yourcounterpart.com/products/allied-healthcare "Allied Medical & Healthcare Liability") (Evidence: Company-reported; scope: Examples are not a quote, guarantee or universal limit..) | Confirm in your quote. | | Risk Services | Confirm in your quote. | USI cites a case study where its Healthcare team reviewed 26 years of a 220-physician group's malpractice loss history, found the client was overpriced with an outdated limit structure, and says the analysis produced about $350,000 in negotiated savings plus a retention-funding change projected to cut premium by close to $1,000,000 in a year. [8](https://www.usi.com/property-casualty/healthcare/ "Healthcare") (Evidence: Company-reported; scope: Single named case study; company-reported outcome, not independently verified, and not necessarily representative of every account..) | | How to Apply | Confirm in your quote. | USI directs healthcare organizations to email pcinquiries@usi.com or contact a local USI office to engage its Healthcare practice. [8](https://www.usi.com/property-casualty/healthcare/ "Healthcare") (Evidence: Company-reported; scope: Contact instructions on the Healthcare practice page..) | ## Related Pages for Counterpart vs USI Insurance Services - [Counterpart vs USI Insurance Services](https://spot.insure/compare/counterpart-vs-usi): all coverage lines, business roles, service and claims. - [What Is Medical Malpractice Insurance?](https://spot.insure/coverage/medical-malpractice): Medical malpractice insurance can pay defense costs and covered damages from claims about patient care; match the policy to clinicians, procedures and claims-made timing. - [Counterpart vs USI Insurance Services Crime Insurance](https://spot.insure/compare/counterpart-vs-usi/crime) - [Counterpart vs USI Insurance Services D&O Insurance](https://spot.insure/compare/counterpart-vs-usi/directors-officers) - [Counterpart vs USI Insurance Services Employment Practices Liability Insurance](https://spot.insure/compare/counterpart-vs-usi/employment-practices) - [Counterpart vs USI Insurance Services Fiduciary Liability Insurance](https://spot.insure/compare/counterpart-vs-usi/fiduciary) - [Counterpart vs USI Insurance Services Professional Liability (E&O) Insurance](https://spot.insure/compare/counterpart-vs-usi/professional-errors-omissions) - [Beazley vs Counterpart Medical Malpractice Insurance](https://spot.insure/compare/beazley-vs-counterpart/medical-malpractice) - [Beazley vs USI Insurance Services Medical Malpractice Insurance](https://spot.insure/compare/beazley-vs-usi/medical-malpractice) - [CNA vs Counterpart Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-counterpart/medical-malpractice) - [CNA vs USI Insurance Services Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-usi/medical-malpractice) - [Corgi vs Counterpart Medical Malpractice Insurance](https://spot.insure/compare/corgi-vs-counterpart/medical-malpractice) - [Corgi vs USI Insurance Services Medical Malpractice Insurance](https://spot.insure/compare/corgi-vs-usi/medical-malpractice) ## Sources for Counterpart vs USI Insurance Services ### Sources About Counterpart 1. [Counterpart | Agentic Insurance™](https://yourcounterpart.com/). Counterpart, Inc.; Current homepage: Quote Online CTA; brokers/small-business audiences; product list; performance claims; legal/footer qualifications, rendered lines 2–52, 55–70, 98–100, 282–287.. Accessed 2026-09-29. 2. [About Counterpart](https://yourcounterpart.com/about). Counterpart, Inc.; Carrier disclosure and Our Story; underwriters named at line 13; company focus lines 22–36. Financial-strength note says ratings are as of 2024-02-26.. Accessed 2026-09-29. 3. [Allied Medical & Healthcare Liability](https://yourcounterpart.com/products/allied-healthcare). Counterpart, Inc.; Retained provider source: names allied healthcare classes, combined coverage/enhancements and illustrative limits/examples; does not establish conventional malpractice for every medical profession or standalone general liability. Prior access 2026-09-28; direct reopen failed in this session.. Accessed 2026-09-28. 4. [How can I get insurance through Counterpart?](https://knowledge.yourcounterpart.com/en/articles/4438791-how-can-i-get-insurance-through-counterpart). Counterpart Knowledge Center; Retained source: article describes wholesale-broker referral route; prior access 2026-09-28.. Accessed 2026-09-28. ### Sources About USI Insurance Services 5. [The Power of ONE](https://www.usi.com/about-usi). USI Insurance Services; History, client-count, nationwide office, and P&C / benefits / personal risk / retirement description. Accessed 2026-09-16. 6. [Technology Insurance](https://www.usi.com/property-casualty/technology/). USI Insurance Services; Technology practice client types, seed-to-IPO range, and listed insurance placement lines including PrivaSafe. Accessed 2026-09-16. 7. [Commissions and Fees](https://www.usi.com/commissions-fees/). USI Insurance Services; Licensed-producer authority, insurer-paid commission default, contingent compensation, and client request right. Accessed 2026-09-16. 8. [Healthcare](https://www.usi.com/property-casualty/healthcare/). USI Insurance Services; USI's Healthcare Practice addresses risk exposures...for organizations associated with the healthcare industry...; serves hospitals, physicians, surgery centers, dialysis clinics, senior care/assisted living facilities...; offers specialty coverages...including: Medical Professional (Malpractice) Liability...; captives, risk retention groups and risk purchasing groups; ACO Shield...CHC Shield...; CASE STUDY: USI's Healthcare Review of Loss History Records. Accessed 2026-09-23. ### Sources for the Medical Malpractice Insurance Guide 9. [Medical Malpractice Insurance](https://content.naic.org/insurance-topics/medical-malpractice-insurance). National Association of Insurance Commissioners; Background: Issue; Overview; two basic types. Accessed 2026-09-16. 10. [Medical Liability Insurance shopping guide](https://www.tdi.texas.gov/commercial/pcmedmal.html). Texas Department of Insurance; What is medical liability insurance?; Claims-made versus occurrence; changing carriers; renewal tips. Accessed 2026-09-16. 11. [Physicians Medical Professional Liability — Specimen Policy](https://go.curi.com/hubfs/Curi%20Physicians%20Medical%20Professional%20Liability%20Specimen%20Policy.pdf?hsLang=en). Curi underwriting companies identified on specimen cover; Base I–III printed pp.1–3/PDF pp.2–4; V–VI pp.3–6; VIII p.7; XII pp.11–13. Accessed 2026-09-16. 12. [Physician Application](https://resource.medpro.com/documents/10502/10752/MP-HPL-PHL-00-02%2BPhysician%2BApplication%2B(02-15)(rev%2B06.17.21).pdf). MedPro Group / issuing companies identified on application; I–II p.1; III pp.2–4; IV pp.4–5; V pp.5–6; VI p.6. Accessed 2026-09-16. Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Counterpart Review Scores for 2026 Review Score: not enough ratings. We found no independent customer rating of Counterpart, so it has no Review Score. Its Trustpilot page shows no reviews, and BBB has no matching business. Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/counterpart/reviews). ## USI Insurance Services Review Scores for 2026 Review Score: 6.4 / 10 from 1 rated source, equally weighted. USI’s public feedback is too sparse and office-specific for a firmwide verdict. Check the local team’s responsiveness and experience with your type of business. - BBB: BBB complaint count 4. BBB business-profile grade is distinct from customer-review stars; branch/parent scope matters. Period: three years preceding access 2026-09-25. Checked 2026-09-25. [BBB result for USI Insurance Services](https://www.bbb.org/us/ny/valhalla/profile/insurance-agency/usi-insurance-services-0121-97856/complaints) - Google reviews via Birdeye: Birdeye office listing rating from Google reviews 3.2 (5 stars); 9 reviews. One Louisville office listing, not firmwide. Birdeye shows Google-origin reviews (9) and 0 Birdeye-native reviews; this duplicates a Google source stream and is not independent of Google. Period: accessed 2026-09-25. Checked 2026-09-25. [USI office, Louisville, KY — Birdeye listing of Google reviews](https://reviews.birdeye.com/usi-insurance-145632496752867) Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/usi/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/counterpart-vs-usi/medical-malpractice.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)