Counterpart vs TechInsurance: How Do They Compare for Employment Practices Liability Insurance?

Counterpart identifies employment allegations and illustrative limits. TechInsurance lists claim examples, a $257 monthly median, and an online application with agent support. 3,8

What Is Counterpart Insurance?

Counterpart describes a broker-focused platform for small businesses and lists management and professional liability programs. Buyers should compare the named profession, carrier, state, policy wording and any package component on the actual quote. 1,2

Read the Counterpart profile

Read the Counterpart Employment Practices Liability Insurance page

What Is TechInsurance?

TechInsurance fits freelancers and small software, SaaS and IT firms that want to compare several insurers' quotes from one application, with agent help and a tech E&O plus cyber bundle. Growth-stage companies needing a managed renewal program or firm quote deadlines should look at specialist brokers. 5,6,7

Read the TechInsurance profile

Read the TechInsurance Employment Practices Liability Insurance page

What Is Employment Practices Liability Insurance?

EPLI can help pay covered defense costs and losses when applicants or workers allege discrimination, harassment, wrongful termination or other workplace wrongdoing. If you employ people, check the claim definition, defense costs and prior acts. 9,10,11

Read the full coverage guide

Key Differences in Employment Practices Liability Insurance

Existing Program Review

TechInsurance names discrimination, sexual harassment, wrongful termination, negligent benefits handling, employment-contract breach, and privacy claims, and says EPLI is typically claims-made. Counterpart’s reviewed page describes employment allegations generally and labels limits illustrative. Compare policy definitions and reporting deadlines rather than assuming the summaries establish identical coverage. 3 8

Business-Service Sectors

TechInsurance reports a $257 monthly median and says pricing varies with profession, limits, deductible, employee count, turnover, and claims history; it offers an online application with licensed-agent support. Counterpart routes business through wholesale brokers and gives illustrative figures. Obtain matching written quotes because the median is not a price prediction for your company. 3 8

What to Confirm in Employment Practices Liability Insurance Quotes

  • Ask TechInsurance which limits, deductible, and workforce assumptions underlie its median and confirm the claims-made reporting terms. 3
  • Ask Counterpart for an actual quote with the same limit, retention, and employee assumptions. 8

Review Scores

These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.

Counterpart

-/ 10

Review Score

No reviews found

We found no independent customer rating of Counterpart, so it has no Review Score. Its Trustpilot page shows no reviews, and BBB has no matching business.[7][10]

Read Counterpart reviews

TechInsurance

9.1/ 10

Review Score

2 rated sources

TechInsurance’s available ratings are favorable, with praise for broker guidance. The feedback supports its shopping service more than any particular insurer’s claims handling.[4][5]

Read TechInsurance reviews

Offering Details

Counterpart vs TechInsurance: Employment Practices Liability Insurance: documented features by provider

CriteriaCounterpart Employment Practices LiabilityTechInsurance Employment Practices Liability Insurance (EPLI)
Role in This Line

Counterpart says insurance is offered through its producer and surplus-lines broker and describes wholesale-broker distribution. 1,4Company-reported. This does not identify the carrier for an EPL placement.

TechInsurance arranges employment practices liability insurance (EPLI) and says it can be purchased standalone or paired with directors and officers insurance in a management liability bundle. 8Company-reported. EPLI product page.

Issuing Insurer

Confirm in your quote.

The reviewed page does not name the issuing insurer for an EPLI policy. 8Not publicly disclosed. EPLI product page as read on 2026-09-23.

Who It’s For

Counterpart publishes a dedicated Employment Practices Liability product page within its business-insurance catalogue. 3Company-reported. The source summary does not establish a size, industry, state or applicant acceptance rule.

TechInsurance targets EPLI at small businesses with a sizable workforce, and specifically notes that companies too small to have a dedicated HR team may face employment lawsuits more often since they often lack the resources to resolve disputes before they become legal claims. 8Company-reported. EPLI product page, Why do I need employment practices liability insurance? section.

Coverage Features

Counterpart’s EPL page lists employment-related allegations as examples of the exposure its product addresses. 3Company-reported. The retained page description does not supply the policy’s complete covered-claim definition or exclusions.

TechInsurance says EPLI covers claims of discrimination, sexual harassment, wrongful termination, negligent handling of employee benefits, breach of employment contract, and invasion of privacy, and is typically written as a claims-made policy. 8Company-reported. EPLI product page; general policy description, not a specific policy form.

Limits and Retentions

Counterpart labels its published EPL limit and retention figures as illustrative examples. 3Company-reported. Examples are not guaranteed or quoted terms; the assigned source record does not preserve a universal numeric offer.

TechInsurance says EPLI policyholders pay a median of $257 per month, with most businesses paying between about $750 and more than $14,000 a year, depending on profession risk, policy limits and deductible, employee count, turnover rate, and claims history. 8Company-reported. EPLI product page cost section; a company-reported median and range from TechInsurance's own book of business, not a published rate table.

How to Apply

Confirm in your quote.

You request EPLI quotes online through a short application; TechInsurance says licensed agents are available to help, and a certificate of insurance is typically available the same day you buy coverage. 8Company-reported. EPLI product page.

Full Comparison

More Counterpart vs TechInsurance Comparisons

Other Employment Practices Liability Insurance Comparisons

Sources

Counterpart

  1. Counterpart | Agentic Insurance™. Counterpart, Inc.; Current homepage: Quote Online CTA; brokers/small-business audiences; product list; performance claims; legal/footer qualifications, rendered lines 2–52, 55–70, 98–100, 282–287. Accessed 2026-09-29.
  2. About Counterpart. Counterpart, Inc.; Carrier disclosure and Our Story; underwriters named at line 13; company focus lines 22–36. Financial-strength note says ratings are as of 2024-02-26. Accessed 2026-09-29.
  3. Employment Practices Liability Insurance. Counterpart, Inc.; Retained provider source: product page lists eligibility, employment allegations and illustrative limits/retentions; prior access 2026-09-28. Direct reopen timed out in this session. Accessed 2026-09-28.
  4. How can I get insurance through Counterpart? Counterpart Knowledge Center; Retained source: article describes wholesale-broker referral route; prior access 2026-09-28. Accessed 2026-09-28.

TechInsurance

  1. About TechInsurance. TechInsurance; Opening description; one-application process; History of TechInsurance, 2011 and 2022 entries. Accessed 2026-09-16.
  2. Technology Errors and Omissions – Tech E&O Insurance. TechInsurance; Tech E&O insurance includes two policies; quotation form; Technology professionals we insure. Accessed 2026-09-16.
  3. Contact Us. TechInsurance; FAQs: How does TechInsurance work? (agent assistance obtaining surety bonds); agent or broker role; application; finding quotes; updating address; certificates. Accessed 2026-09-16.
  4. Employment Practices Liability Insurance (EPLI). TechInsurance; What does employment practices liability insurance cover? (negligent benefits handling, sexual harassment, wrongful termination, discrimination, breach of contract, privacy invasion); How much does EPLI cost?; What do I need to know about EPLI deductibles, limits, and exclusions? Accessed 2026-09-23.

Employment Practices Liability Insurance Guide

  1. Employment Practices Liability Insurance. Insurance Information Institute; Opening; What EPLI covers; Steps to limit employment liability risk. Accessed 2026-09-16.
  2. Employment Practices Liability Coverage. Travelers; I.A/II.A p.1; III.A.4–6 p.7; II.F Employment Claim, PDF p.2; I.B p.1; II.U–V p.5; II.L p.3; III.A.9 and A.13, pp.7–8; III.B.2 p.8; IV.A Settlement, PDF pp.8–9. Accessed 2026-09-16.
  3. Liability Coverage Terms and Conditions. Travelers; III.F–H p.6; III.O pp.8–9; III.F p.6; III.B–D, PDF pp.3–5; III.E–F, PDF pp.5–6. Accessed 2026-09-16.

Updated . Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. Editorial policy. To suggest a correction, contact Spot with the page URL and supporting source.

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