What Is Counterpart Insurance?
Counterpart describes a broker-focused platform for small businesses and lists management and professional liability programs. Buyers should compare the named profession, carrier, state, policy wording and any package component on the actual quote. 1,2
Read the Counterpart Professional Liability (E&O) Insurance page
What Is Coverdash Insurance?
Coverdash suits small businesses that want online shopping or an embedded partner purchase with one account for policies and billing; firms needing specialized complex-risk advice should compare broker-led programs. 8,9,10
Read the Coverdash Professional Liability (E&O) Insurance page
What Is Professional Errors and Omissions (E&O) Insurance?
Professional liability can help pay defense costs and covered losses when a client says your advice or service caused financial harm. If customers rely on your work, list every service you provide and check the claims-made reporting and prior-work terms. 13,14,15,16
What Are the Key Differences Between Counterpart and Coverdash Professional Liability (E&O) Insurance?
Program Structure and Professional Fit
Counterpart lists programs for miscellaneous, architecture/engineering/contractor, allied-health and lawyer risks. Coverdash markets general professional liability to service businesses and lists that product separately from Tech E&O and Lawyers Professional Liability. A technology or legal firm should compare the named specialty product with the corresponding Counterpart class; a general service business should verify its services against Coverdash's form. 3 4 5 6 12 11
Quote Process and Coverage Scope
Coverdash describes digital quote-to-purchase for professional liability and optional general liability or cyber additions; Counterpart says placement is through wholesale brokers and publishes modular options for selected professions. The purchase routes differ, but neither route alone identifies your final terms. Ask what exclusions, limit structure and covered services appear on the proposed forms. 7 3 11
What Should You Confirm in Counterpart and Coverdash Professional Liability (E&O) Insurance Quotes?
Counterpart and Coverdash Review Scores for 2026
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
Counterpart Review Score
Review Score
No reviews found
We found no independent customer rating of Counterpart, so it has no Review Score. Its Trustpilot page shows no reviews, and BBB has no matching business.[7][10]
Read Counterpart reviewsCoverdash Review Score
Review Score
2 rated sources
Coverdash offers convenient quote comparison, but public customer feedback is sparse. A BBB unanswered-complaint record makes responsiveness worth checking before purchase.[1][4][6]
Read Coverdash reviewsCounterpart vs Coverdash Professional Liability (E&O) Compared
Counterpart vs Coverdash: Professional Liability (E&O) Insurance: documented features by provider
| Criteria | Counterpart Professional Liability | Coverdash Professional Liability (E&O) Insurance |
|---|---|---|
| Role in This Line | Counterpart describes its product distribution through Counterpart Insurance Services, Inc. and wholesale brokers. 1,7Company-reported. The cited marketing pages do not identify the insurer for a particular professional-liability risk or state. | Coverdash arranges professional liability (errors and omissions) coverage as a broker rather than an insurer, placing coverage with a carrier under its standard brokerage terms. 10,11Company-reported. General brokerage terms applied to the professional liability page; not specific to any one carrier or state. |
| Issuing Insurer | Confirm in your quote. | The professional liability page does not name the insurer that issues the policy. 11Not publicly disclosed. Reviewed professional liability page as of 2026-09-23; the page describes coverage without naming a specific carrier. |
| Who It’s For | Counterpart lists distinct professional-liability programs for miscellaneous professionals, architects/engineers/contractors, allied healthcare and lawyers. 3,4,5,6Company-reported. Each page has its own occupation scope; no single eligibility rule applies across all four products. | Coverdash markets professional liability to any small business, startup or e-commerce seller that gives advice, provides a service or delivers work for clients, citing examples including architects, dentists, doctors and real estate agencies. 11Company-reported. Product-page eligibility description; actual acceptance depends on underwriting and profession-specific appetite. |
| Coverage Features | The Lawyers Professional Liability page describes claims arising from lawyers’ professional services; the MPL page gives service-related negligence and financial-loss examples. 6,3Company-reported. These are distinct program summaries and do not establish identical policy triggers or coverages. | Coverdash describes professional liability as covering claims that a client's financial harm came from the business's negligent advice or service, mistakes made by the business or an employee, or a missed deadline or undelivered work, and pays legal defense costs even for a baseless claim. 11Company-reported. Product-page coverage cards; the issued policy and declarations control actual wording, limits, exclusions and whether the policy is claims-made. Coverdash's coverage hub lists this general professional liability product separately from Tech E&O (for technology companies) and Lawyers Professional Liability, so a technology or legal business would typically be pointed to the more specific product instead. 12Company-reported. Coverage hub category structure; does not establish which product a given underwriter would actually issue. |
| Limits and Retentions | Counterpart says its professional pages support modular limits and presents sample limits and retentions for selected professions. 3,6Company-reported. Published examples are illustrative, not terms available to a particular applicant. | The professional liability page does not publish specific limit, retention or deductible amounts. 11Not publicly disclosed. Reviewed professional liability page as of 2026-09-23; figures are quote-specific and not shown on the public product page. |
| How to Apply | Confirm in your quote. | Coverdash describes a fully digital quote-to-purchase process for professional liability, with the option to add coverages such as general liability or cyber alongside it. 11Company-reported. Product-page company information and cross-sell section. |
Related Pages for Counterpart vs Coverdash
Professional Liability (E&O) Pages for Counterpart and Coverdash
Other Coverage Lines Compared for Counterpart vs Coverdash
Other Professional Liability (E&O) Insurance Provider Comparisons
Sources for Counterpart vs Coverdash
Sources About Counterpart
- Counterpart | Agentic Insurance™. Counterpart, Inc.; Current homepage: Quote Online CTA; brokers/small-business audiences; product list; performance claims; legal/footer qualifications, rendered lines 2–52, 55–70, 98–100, 282–287. Accessed 2026-09-29.
- About Counterpart. Counterpart, Inc.; Carrier disclosure and Our Story; underwriters named at line 13; company focus lines 22–36. Financial-strength note says ratings are as of 2024-02-26. Accessed 2026-09-29.
- Professional & General Liability. Counterpart, Inc.; Reopened 2026-09-30: page lines 4–8 says MPL may be purchased alone or packaged with GL; lines 208–245 describe industries and coverage examples; lines 251–283 describe risk assessment, quoting channels and underwriter access. Marketing page, not binding terms. Accessed 2026-09-30.
- Architects, Engineers, & Contractors Liability. Counterpart, Inc.; Retained provider source: A&E/contractor class examples, services, enhancements and illustrative limits; prior access 2026-09-28. Accessed 2026-09-28.
- Allied Medical & Healthcare Liability. Counterpart, Inc.; Retained provider source: names allied healthcare classes, combined coverage/enhancements and illustrative limits/examples; does not establish conventional malpractice for every medical profession or standalone general liability. Prior access 2026-09-28; direct reopen failed in this session. Accessed 2026-09-28.
- Lawyers Professional Liability Insurance. Counterpart, Inc.; Reopened 2026-09-30: page lines 4–8 names lawyer-focused product; lines 236–272 company-stated geographic reach, modular liability limit examples, professional services, technology/media extensions and GL alongside professional cover. Product terms remain policy-specific. Accessed 2026-09-30.
- How can I get insurance through Counterpart? Counterpart Knowledge Center; Retained source: article describes wholesale-broker referral route; prior access 2026-09-28. Accessed 2026-09-28.
Sources About Coverdash
- Frequently Asked Questions. Coverdash; Getting a quote & buying coverage; Claims & certificates; Billing & managing your policy; About Coverdash. Accessed 2026-09-15.
- About Us. Coverdash; How Coverdash Works: direct and embedded channels; Our Investors. Accessed 2026-09-15.
- Terms And Conditions. Coverdash; "Coverdash does not provide any underwriting services"; broker/agent of record designation. Accessed 2026-09-23.
- Professional Liability Insurance. Coverdash; Product introduction; Types of Coverage cards for Negligence, Mistakes and errors, Missed deadlines, Legal defense; Who It's For industry list. Accessed 2026-09-23.
- Coverage Hub. Coverdash; Professional & Management category listing Professional Liability separately from Tech E&O and Lawyers Professional Liability. Accessed 2026-09-23.
Sources for the Professional Liability (E&O) Insurance Guide
- FAQ: Professional liability insurance. Texas Department of Insurance; What’s professional liability coverage?; What types of damages…; What’s general liability insurance?; Do I need professional liability… if I have general liability…?; Is professional liability insurance required?; Can a client require…?; What’s the difference between occurrence policies and claims-made policies. Accessed 2026-09-16.
- Professional liability insurance. Insurance Information Institute; Opening paragraphs (professional services/advice and E&O name); Claims not covered by general liability; What types of businesses need professional liability insurance?; What’s covered… and what’s not (claims-made versus occurrence, defense and judgments, non-financial/intentional limits, BOP/in-home exclusion). Accessed 2026-09-16.
- Get business insurance. U.S. Small Business Administration; Six common types of business insurance table. Accessed 2026-09-16.
- Professional Liability – US Direct Errors and Omissions Insurance. Hiscox Inc. specimen; About this Policy / Coverage for Claims Made Against You; I.A Insuring Agreement; I.B Defense; I.C Settlement; II.A Notice of Claims; II.C Optional Extended Reporting Period; III.A, III.K, III.M, III.R, III.S Exclusions; IV.A–B Limits and Deductible; VI.O Professional Services; VI.U Wrongful Act. Accessed 2026-09-16.
