What Is Counterpart Insurance?
Counterpart describes a broker-focused platform for small businesses and lists management and professional liability programs. Buyers should compare the named profession, carrier, state, policy wording and any package component on the actual quote. 1,2
Read the Counterpart Employment Practices Liability Insurance page
What Is Coverdash Insurance?
Coverdash suits small businesses that want online shopping or an embedded partner purchase with one account for policies and billing; firms needing specialized complex-risk advice should compare broker-led programs. 5,6,7
Read the Coverdash Employment Practices Liability Insurance page
What Is Employment Practices Liability Insurance?
EPLI can help pay covered defense costs and losses when applicants or workers allege discrimination, harassment, wrongful termination or other workplace wrongdoing. If you employ people, check the claim definition, defense costs and prior acts. 9,10,11
Key Differences in Employment Practices Liability Insurance
First Hires
Coverdash says EPLI becomes relevant as soon as a business hires and describes wrongful termination, discrimination, harassment, retaliation, and failure-to-promote claims. Counterpart publishes a dedicated EPL page and identifies employment-related allegations more generally. A first-time employer can use Coverdash’s hiring milestone as a prompt, then compare the actual covered-person definitions and claim wording. 3 8
Standalone and Bundled Options
Coverdash says EPL may be bought standalone or packaged with D&O and fiduciary coverage. Counterpart’s reviewed claims do not specify whether the proposed structure shares an aggregate, and its published limits are illustrative. Ask for the policy schedule and whether one claim under another management-liability line reduces EPLI’s remaining limit. 3 8
What to Confirm in Employment Practices Liability Insurance Quotes
Review Scores
These averages can combine ratings for different products, locations, and customer groups, including approximate BBB grade conversions. Read each review for the sources, scope, and calculation.
Counterpart
Review Score
No reviews found
We found no independent customer rating of Counterpart, so it has no Review Score. Its Trustpilot page shows no reviews, and BBB has no matching business.[7][10]
Read Counterpart reviewsCoverdash
Review Score
2 rated sources
Coverdash offers convenient quote comparison, but public customer feedback is sparse. A BBB unanswered-complaint record makes responsiveness worth checking before purchase.[1][4][6]
Read Coverdash reviewsOffering Details
Counterpart vs Coverdash: Employment Practices Liability Insurance: documented features by provider
| Criteria | Counterpart Employment Practices Liability | Coverdash Employment Practices Liability Insurance |
|---|---|---|
| Role in This Line | Counterpart says insurance is offered through its producer and surplus-lines broker and describes wholesale-broker distribution. 1,4Company-reported. This does not identify the carrier for an EPL placement. | Coverdash arranges employment practices liability (EPLI) quotes from its panel of insurers rather than underwriting the policy itself; you request a quote on its EPLI page and it places coverage on your behalf. 8Company-reported. Coverdash's EPLI product page, read together with the provider record's brokerage role. Does not identify which insurer would actually issue a given quote. |
| Issuing Insurer | Confirm in your quote. | The EPLI page does not name an issuing insurer for the policy. Coverdash markets a panel of carriers generally, but not which one underwrites a particular EPLI quote. 8Not publicly disclosed. Checked the EPLI product page on 2026-09-23; no insurer is disclosed there. |
| Who It’s For | Counterpart publishes a dedicated Employment Practices Liability product page within its business-insurance catalogue. 3Company-reported. The source summary does not establish a size, industry, state or applicant acceptance rule. | Coverdash markets EPLI to any business with employees, saying the coverage becomes relevant as soon as a business starts hiring. 8Company-reported. Who it's for section; a general target-market statement, not a jurisdiction- or industry-specific eligibility rule. |
| Coverage Features | Counterpart’s EPL page lists employment-related allegations as examples of the exposure its product addresses. 3Company-reported. The retained page description does not supply the policy’s complete covered-claim definition or exclusions. | Coverdash describes the EPLI policy as covering wrongful-termination, discrimination and harassment claims, plus retaliation and failure-to-promote claims and the cost of legal defense. 8Company-reported. Types of Coverage cards on the product page; exclusions, defense-cost structure and per-claim conditions are not described and would appear on the issued policy. Coverdash says EPLI is often bundled into a management liability policy alongside D&O and fiduciary coverage, but it can also be bought on its own. 8Company-reported. EPLI FAQ answer to 'Is EPLI part of management liability?'. |
| Limits and Retentions | Counterpart labels its published EPL limit and retention figures as illustrative examples. 3Company-reported. Examples are not guaranteed or quoted terms; the assigned source record does not preserve a universal numeric offer. | The EPLI page does not publish limit, retention or deductible amounts for the policy. 8Not publicly disclosed. Checked the EPLI product page on 2026-09-23; limits and retentions are not shown there and would appear on a quote. |
| How to Apply | Confirm in your quote. | You request an EPLI quote through a 'Get a quote' flow on the product page; the page does not describe any additional line-specific application steps beyond Coverdash's general online quoting process. 8Company-reported. EPLI product page calls to action, read together with the provider record's general application facts. |
Full Comparison
More Counterpart vs Coverdash Comparisons
Other Employment Practices Liability Insurance Comparisons
Sources
Counterpart
- Counterpart | Agentic Insurance™. Counterpart, Inc.; Current homepage: Quote Online CTA; brokers/small-business audiences; product list; performance claims; legal/footer qualifications, rendered lines 2–52, 55–70, 98–100, 282–287. Accessed 2026-09-29.
- About Counterpart. Counterpart, Inc.; Carrier disclosure and Our Story; underwriters named at line 13; company focus lines 22–36. Financial-strength note says ratings are as of 2024-02-26. Accessed 2026-09-29.
- Employment Practices Liability Insurance. Counterpart, Inc.; Retained provider source: product page lists eligibility, employment allegations and illustrative limits/retentions; prior access 2026-09-28. Direct reopen timed out in this session. Accessed 2026-09-28.
- How can I get insurance through Counterpart? Counterpart Knowledge Center; Retained source: article describes wholesale-broker referral route; prior access 2026-09-28. Accessed 2026-09-28.
Coverdash
- Frequently Asked Questions. Coverdash; Getting a quote & buying coverage; Claims & certificates; Billing & managing your policy; About Coverdash. Accessed 2026-09-15.
- About Us. Coverdash; How Coverdash Works: direct and embedded channels; Our Investors. Accessed 2026-09-15.
- Terms And Conditions. Coverdash; Sections 1–2 (entities, broker-of-record and exclusivity), 10 (policy controls coverage), 12–13 (producer role and payment before binding), 15–17 (no underwriting; certificates; summaries), 32 (automatic payments). Accessed 2026-09-15.
- Employment Practices Liability Insurance. Coverdash; Hero description; Types of Coverage: Wrongful termination, Discrimination, Harassment, Retaliation and more; Who it's for; FAQ: What does EPLI cover?, Do small businesses need EPLI?, Is EPLI part of management liability? Accessed 2026-09-23.
Employment Practices Liability Insurance Guide
- Employment Practices Liability Insurance. Insurance Information Institute; Opening; What EPLI covers; Steps to limit employment liability risk. Accessed 2026-09-16.
- Employment Practices Liability Coverage. Travelers; I.A/II.A p.1; III.A.4–6 p.7; II.F Employment Claim, PDF p.2; I.B p.1; II.U–V p.5; II.L p.3; III.A.9 and A.13, pp.7–8; III.B.2 p.8; IV.A Settlement, PDF pp.8–9. Accessed 2026-09-16.
- Liability Coverage Terms and Conditions. Travelers; III.F–H p.6; III.O pp.8–9; III.F p.6; III.B–D, PDF pp.3–5; III.E–F, PDF pp.5–6. Accessed 2026-09-16.
