Corgi vs 
Vouch: How Do They Compare for Tech E&O Insurance?
Vouch is a broker, not an insurer, taking tech clients from first customer contract through IPO via an online application. Corgi sells stand-alone Tech E&O itself, quoted instantly, with illustrative limits up to $1 million.
Corgi gives you an instant quote with illustrative $1 million / $2 million limits, but its base form excludes contract/SLA, IP, data-breach and AI claims unless endorsed. Vouch is a broker you start online, placing Tech E&O for AI, SaaS, eCommerce, fintech, hardware and crypto companies through IPO. 1,3
What Are the Key Differences Between Corgi and Vouch Tech E&O Insurance?
Instant Startup Policy vs a Broker Through IPO
Corgi sells Tech E&O as an instant-quote policy and includes it in every startup package from pre-seed and seed. Vouch is a broker, not an insurer, placing Tech E&O for AI, SaaS, eCommerce, fintech, hardware and crypto companies from first customer contract through IPO, starting with an online Get Started flow. Choose Corgi if you're pre-seed or seed and want a price now; choose Vouch if you're in crypto or fintech, or want a broker who'll shop insurers as you grow. 2 1 3
Published Exclusions vs General Coverage Explainer
Corgi's standard form excludes claims based solely on contract or SLA breach, IP infringement, data-breach liability and AI-related claims unless you add endorsements. Vouch publishes only an educational article saying Tech E&O can cover service errors, negligence, missed deliverables, contract or warranty breach, accidental IP infringement and product-flaw data breaches; that article isn't Vouch's policy. If you ship AI or sign SLAs, Corgi's base form won't cover those claims without add-ons. 1 4
What Should You Confirm in Corgi and Vouch Tech E&O Insurance Quotes?
- Ask Vouch for the issuing insurer and limits; it publishes neither. 3
- Ask Corgi whether your policy is issued by Technology Risk Retention Group, its main insurer, or an A- rated partner, and which endorsements apply. 1
- Compare Vouch's actual contract and IP wording with Corgi's base exclusions. 4 1
- Ask Vouch whether its online flow produces a bindable quote for your sector, including crypto. 3
Corgi vs Vouch Tech E&O Insurance Compared
Corgi vs Vouch: Tech E&O Insurance: documented features by provider
| Criteria | Corgi Tech E&O | Vouch Technology Errors & Omissions Insurance |
|---|---|---|
| How to Apply | Tech & AI Liability is one of the homepage's "Instant quote" policies, meaning it can be quoted and bound online without the 1-14 day turnaround Corgi assigns to its specialty coverages. 2Company-reported. Homepage policy-card labeling as of 2026-09-23. | Vouch's site routes prospective buyers to its online "Get Started" application flow rather than a phone-only or paper process. 3Company-reported. Vouch Technology page navigation. |
| Coverage Features | The policy responds to claims-made "wrongful acts": negligent errors in technology services (e.g., a bad calculation costing a client money), negligent acts such as an outage from a code update, and negligent systems integration or data migration work. 1Company-reported. Illustrative scenario notes on the Tech E&O product page; the issued policy and declarations control the actual trigger. The standard policy excludes claims arising solely from breach of contract or SLA failure, intellectual property infringement, data breach liability, and AI-related claims; add-on endorsements can extend coverage to AI/algorithmic liability, copyright and trademark infringement, a contract/SLA carveback, and subcontracted technology services. 1Company-reported. Tech E&O policy notes and Available Add-ons section; endorsement availability varies by jurisdiction and underwriting. | Vouch's educational article says tech E&O covers claims arising from service errors or failures, professional negligence, missed deliverables or deadlines, breach of contract or warranty, accidental intellectual-property infringement, and third-party data-breach liability tied to a vulnerability in the company's product, plus legal defense, settlements and judgments. It excludes bodily injury or property damage (covered by general liability), intentional wrongdoing, criminal acts, employment claims and cyber incidents affecting the policyholder's own systems. 4Company-reported. Blog article dated October 20, 2025, describing tech E&O generally; the buyer's actual policy form and exclusions govern any specific placement. |
| Role in This Line | Corgi sells Tech E&O as a standalone instant-quote policy and bundles it into every startup package, starting with the pre-seed and seed tier. 1,2Company-reported. Tech E&O product page and homepage package contents; package composition may change. | Vouch is a broker, not an insurer, for tech E&O. It lists Tech Errors & Omissions among the core coverages it places for technology clients. 3Company-reported. Vouch's Technology practice page. |
