Corgi vs 
Vouch Cyber Insurance
Vouch's cyber insurer is unsettled between conflicting disclosures; Corgi's reviewed cyber sources do not name an insurer for its third-party-only base policy.
What Is Corgi Insurance?
Corgi Insurance sells commercial coverage to technology startups through stage-based packages (pre-seed and seed, Series A, and growth stage) that combine general liability, directors and officers, technology E&O, cyber, and related lines, alongside a growing small-business product line for other industries. Coverage may be issued by Corgi’s own risk retention group, an affiliated admitted carrier, or a partner insurer, so the issuing entity and available protections depend on the specific product and state. 1,2,3,4,5
What Is Vouch Insurance?
Vouch is a business insurance broker and risk advisor for startups and growing companies. Buyers can apply online and work with advisors to arrange coverage, review contract requirements and manage insurance across carriers. 7,8,9,10
What Is Cyber Insurance?
Cyber insurance can help a business respond to cyber incidents and address covered liability claims arising from them. 15
Key Differences in Cyber Insurance
Naming the Insurer
Corix's disclosures name State National Insurance Company or United Specialty Insurance Company for its proprietary products, while a separate acquisition announcement describes Hiscox acquiring Corix Insurance Services from Vouch, Inc. The reviewed records therefore do not establish which entity issues a given Vouch cyber policy. 13 14
Corgi's page names only its policy form, CORG-CY-0100, and says it uses affiliated and partner insurers without identifying any of them. 1
What the Base Policy Covers
Corgi's standard form pays third-party claims only, with breach response, ransomware and business interruption sold as endorsements:
The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. 6Company-reported. Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting.
Vouch's program partner Corix describes cyber coverage in one bundled pass — incident response, forensic investigation, legal defense, regulatory fines and notification costs together with business interruption — without separating a base layer from add-ons. 12
Who Each Targets
Vouch markets cyber liability to technology companies across AI, SaaS, eCommerce, fintech, hardware and crypto, saying it's trusted by more than 6,000 companies in that segment. 11 Corgi targets earlier-stage companies specifically, selling cyber standalone or bundled into startup packages beginning at the pre-seed and seed tier. 2
What to Confirm in Cyber Insurance Quotes
- Ask Vouch directly which entity — State National or United Specialty — is on your policy's declarations, since the two disclosed sources don't agree on Corix's current ownership. 13 14
- Ask Corgi which affiliated or partner insurer is backing the specific policy being quoted. 1
- Ask Corgi for endorsement pricing to add breach response, ransomware and business interruption to its third-party-only base. 6
- Compare limits: neither Vouch's nor Corix's pages publish cyber limits or retentions, while Corgi shows illustrative figures of $1 million per claim and $2 million aggregate. 11 6
Offering Details
Corgi vs Vouch Cyber Insurance: documented features by provider
| Criteria | Corgi Cyber Liability | Vouch Cyber Liability Insurance |
|---|---|---|
| Role in This Line | Corgi sells cyber liability as a standalone policy and inside its startup packages, starting with the pre-seed and seed package. 2,6Company-reported. Homepage package contents and the cyber liability product page. | Vouch is a broker, not an insurer, for cyber liability. It lists Cyber Liability among the core coverages it places for technology clients, and one of its named program partners for cyber is Corix, an insurance program administrator. 11,12Company-reported. Vouch's Technology practice page and Corix's cyber product page. |
| Issuing Insurer | Corgi uses affiliated and partner insurers. The cyber product page names its policy form, CORG-CY-0100, but not the issuing insurer; your policy names it. 6,1Company-reported. Cyber product page and Corgi disclaimers. | Corix's current legal disclosures say its proprietary products are issued by State National Insurance Company or United Specialty Insurance Company. Corix's disclosures still describe it as "a wholly-owned member of the Vouch Group," but Hiscox's August 2025 press release states Hiscox acquired Corix Insurance Services, LLC from Vouch, Inc., with Vouch remaining an independent broker under a multi-year distribution agreement — so the ownership language on Corix's disclosures page appears outdated. Either way, these named insurers apply to Corix-branded products specifically, not to every Vouch cyber placement. 13,14Conflicting sources. Corix disclosures page (dated effective January 1, 2025) and the Hiscox press release; no single insurer is established for all Vouch cyber business. |
| Who It’s For | Not described in the reviewed sources. | Vouch markets cyber liability to technology companies across AI, SaaS, eCommerce, fintech, hardware and crypto, saying it is trusted by more than 6,000 companies in that segment. 11Company-reported. Vouch's Technology practice page; not an underwriting appetite guarantee for any specific applicant. |
| Coverage Features | The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. 6Company-reported. Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting. Regulatory investigations, fines and penalties are excluded from the standard policy. Corgi says regulatory coverage may be added by endorsement where legally insurable. 6Company-reported. Scenario notes for form CORG-CY-0100. The policy is claims-made, with defense costs inside the limit, so legal spending reduces the amount left for settlements. 6Company-reported. Scenario notes for form CORG-CY-0100. | Corix describes its cyber coverage as typically including incident response, forensic investigations, legal defense, regulatory fines and notification costs, plus business interruption and reputational-harm coverage. 12Company-reported. Corix's cyber and errors & omissions product page; the description is general, and the buyer's actual policy form and exclusions govern the placement. |
| Limits and Retentions | Corgi shows illustrative limits of up to $1 million per claim and $2 million in the aggregate, with a $10,000 self-insured retention per event. 6Company-reported. Illustrative policy structure on the product page; actual limits and retentions appear on the declarations. | Neither the Vouch nor the Corix pages publish cyber policy limits, sublimits or retentions. 11,12Not publicly disclosed. Pages checked on 2026-09-23. |
| Risk Services | The reviewed cyber page does not describe security monitoring or other risk-management services for policyholders. 6Not found in reviewed sources. Cyber product page as read on 2026-09-23. | Vouch says it benchmarks a technology client's cyber exposures and aligns coverage with enterprise security demands from customers and investors, citing that only about 25% of companies under $250 million in revenue carry cyber insurance. 11Company-reported. Vouch's Technology practice page; benchmarking methodology and the cited statistic are company-reported. |
| How to Apply | You can request a cyber quote online through Corgi. 6Company-reported. Product page quote call to action. | Corix's cyber and E&O product page offers a downloadable application and directs brokers to start an appointment process; Vouch's own site routes prospective buyers to its online "Get Started" application flow. 12,11Company-reported. Corix product page and Vouch homepage navigation. |
Full Comparison
More Corgi vs Vouch Comparisons
Other Cyber Insurance Comparisons
Sources
Corgi
- Disclaimers. Corgi Insurance; Insurer and producer disclosures. Accessed 2026-09-16.
- Corgi Insurance: Startup Insurance, Quoted in Minutes. Corgi Insurance; Coverage Designed Around Your Startup’s Journey: package contents. Accessed 2026-09-23.
- Corgi Insurance Launches Admitted Insurance Carrier. PR Newswire (Corgi press release); Announcement of Corgi Insurance Company, Inc.; planned small-business product classes; guaranty-association eligibility statement. Accessed 2026-09-15.
- NAIC Listing of Companies. National Association of Insurance Commissioners; June 2026 listing, numerical entry 17763 P 1 AZ TECHNOLOGY RRG INC. Accessed 2026-09-15.
- Insurance Topics: Risk Retention Groups. National Association of Insurance Commissioners; Topic page last updated 13 October 2025: member-owned liability insurers formed under state and federal law; may be formed under a state's captive or traditional insurance laws; domiciled in one state and registered in others; treated as multi-state companies subject to modified NAIC accreditation standards. Accessed 2026-09-15.
- Cyber Liability Insurance for Startups. Corgi Insurance; What’s Actually Inside Your Cyber Policy (form CORG-CY-0100); Scenario notes; Policy notes; Available Add-ons. Accessed 2026-09-23.
Vouch
- Vouch Homepage. Vouch; Hero identifying Vouch as an insurance broker; Industries; Services; footer identifying Vouch Specialty and qualifying product availability. Accessed 2026-09-15.
- Start a Vouch Application. Vouch; Public first screen: legal business name, website/no-website option, address and location type, applicant role and contact fields, consent, and existing-customer sign-in. Accessed 2026-09-15.
- Carrier Options in One Place. Vouch; 26 November 2025: Choice Without the Chaos; Clarity That Builds Confidence; One Relationship, Many Solutions; final producer/underwriting disclosure. Accessed 2026-09-15.
- Contract Requirement Review. Vouch; Coverage that keeps your deals moving; Tailored to your contract; Effortless Experience (reviews and COIs). Accessed 2026-09-15.
- Insurance for Technology Companies. Vouch; Core coverages for Technology: Tech Errors & Omissions, Cyber Liability...; Data Breaches & Cyber Threats: "Bad actors move fast, but so do we. We benchmark your exposures and align coverage with enterprise security demands."; $10M+ average cost of a data breach in the U.S.; 25% Only 25% of companies under $250M in revenue have cyber insurance. Accessed 2026-09-23.
- Cyber and Errors & Omissions. Corix Insurance; Cyber insurance provided by Corix is designed to help protect financial losses and liabilities arising from data breaches, cyberattacks, and other cyber incidents. It typically includes coverage for incident response, forensic investigations, legal defense, regulatory fines, and notification costs, as well as business interruption and reputational harm. Accessed 2026-09-23.
- Legal Disclosures. Corix Insurance; EFFECTIVE January 1, 2025: Proprietary Products: Proprietary insurance products are offered by Corix Insurance Services, LLC..., a wholly-owned member of the Vouch Group of companies...Policies are issued by State National Insurance Company (NAIC# 12831) or United Specialty Insurance Company (NAIC#12537). Accessed 2026-09-23.
- Hiscox agrees to acquire US-based specialist insurtech. Hiscox Group; 6 August 2025: Hiscox is acquiring Corix Insurance Services, LLC and Vouch Insurance Company from Vouch, Inc....Vouch, Inc. remains an independent insurance broker...Hiscox and Vouch, Inc. have agreed to a multi-year distribution deal. Accessed 2026-09-23.
Cyber Insurance Guide
- Cyber Insurance. Federal Trade Commission; Opening; First-Party and Third-Party Coverage; First-Party Coverage; Third-Party Coverage; What Should Your Cyber Insurance Policy Cover. Accessed 2026-09-16.
