Corgi vs USI Insurance Services: How Do They Compare for Cyber Insurance?

Corgi shows illustrative limits up to $1 million per claim, third-party only; USI Insurance Services is a broker with PrivaSafe for middle-market firms, including up to $2 million in notification-cost coverage on top of the policy aggregate.

USI markets a manuscripted PrivaSafe form with up to $10 million of loss protection and $2 million of notification costs outside the aggregate. Corgi's standard form covers third-party claims only and shows $1 million per claim. ^4,¹

What Are the Key Differences Between Corgi and USI Insurance Services Cyber Insurance?

A Manuscript With Published Extras Versus a $1 Million Shell

USI is a broker that places cyber and layers on PrivaSafe, a custom-drafted form it negotiates with the market. It says PrivaSafe can prevent uninsured losses up to $10 million, includes up to $2 million of notification costs in addition to the aggregate, and $250,000 of defense costs outside the limit. Corgi's standard form covers third-party network and privacy claims only and illustrates $1 million per claim with a $10,000 retention, with defense inside the limit. Choose USI if those published extras matter to a middle-market response budget; choose Corgi if a small online form is enough. ⁴ ¹

USI says PrivaSafe can prevent uninsured or underinsured losses up to $10 million, includes up to $2 million in notification-cost coverage in addition to the policy's aggregate limit, and $250,000 in defense-cost coverage outside the limit (with additional limit available). ⁴Company-reported. Program page figures describe the PrivaSafe structure generally; a buyer's actual limits, sublimits and retentions are set on the policy declarations.

Who It Is For and What You Bring

USI markets PrivaSafe to middle-market firms it says often lack in-house security expertise, and to any business that gathers personal data, runs a network, or takes electronic payments. To start, bring current cyber policies, your largest cyber vulnerabilities, and recent audited financials. Corgi lets you request a quote online for a startup package or standalone policy. USI does not name the issuing insurer. ⁴ ¹

What Should You Confirm in Corgi and USI Insurance Services Cyber Insurance Quotes?

Ask USI whether the $10 million, $2 million notification, and $250,000 defense figures appear on your quote. ⁴
Ask Corgi which first-party endorsements are priced. ¹
Get the issuing insurer from USI; the pages do not name one. ⁴

Corgi vs USI Insurance Services Cyber Insurance Compared

Corgi vs USI Insurance Services: Cyber Insurance: documented features by provider

Criteria	Corgi Cyber Liability	USI PrivaSafe Cyber and Privacy Liability Program
Limits and Retentions	Corgi shows illustrative limits of up to $1 million per claim and $2 million in the aggregate, with a $10,000 self-insured retention per event. ¹Company-reported. Illustrative policy structure on the product page; actual limits and retentions appear on the declarations.	USI says PrivaSafe can prevent uninsured or underinsured losses up to $10 million, includes up to $2 million in notification-cost coverage in addition to the policy's aggregate limit, and $250,000 in defense-cost coverage outside the limit (with additional limit available). ⁴Company-reported. Program page figures describe the PrivaSafe structure generally; a buyer's actual limits, sublimits and retentions are set on the policy declarations.
How to Apply	You can request a cyber quote online through Corgi. ¹Company-reported. Product page quote call to action.	To review cyber exposure with USI, the program page says a buyer should be ready to provide current cyber policies (if any), an assessment of its largest financial and operational cyber vulnerabilities, and its most recent audited financials. ⁴Company-reported. PrivaSafe program page intake description.
Coverage Features	The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. ¹Company-reported. Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting. Regulatory investigations, fines and penalties are excluded from the standard policy. Corgi says regulatory coverage may be added by endorsement where legally insurable. ¹Company-reported. Scenario notes for form CORG-CY-0100. The policy is claims-made, with defense costs inside the limit, so legal spending reduces the amount left for settlements. ¹Company-reported. Scenario notes for form CORG-CY-0100.	USI describes PrivaSafe as covering three areas: liability costs (including inability to protect information and related tort liability), compliance and corrective costs (data breach and forensic costs, privacy regulatory costs, payment-card standards), and direct costs (network interruption, data reconstruction, cyber extortion, bricking, voluntary shutdown, reputational harm business interruption, and cyber crime). ⁴Company-reported. PrivaSafe program page; actual insuring agreements and exclusions are set by the issued policy form.
Role in This Line	Corgi sells cyber liability as a standalone policy and inside its startup packages, starting with the pre-seed and seed package. ^2,¹Company-reported. Homepage package contents and the cyber liability product page.	USI is a broker, not an insurer, for cyber coverage. It places cyber and privacy liability policies for clients and layers on its own manuscripted program, PrivaSafe, rather than underwriting the risk itself. ^4,⁵Company-reported. PrivaSafe program page and USI's property & casualty and technology practice pages.