---
title: "Corgi vs USI Insurance Services: Cyber Insurance"
description: "USI markets a manuscripted PrivaSafe form with up to $10 million of loss protection and $2 million of notification costs outside the aggregate. Corgi's standard form covers third-party claims only and shows $1 million per claim."
canonical: "https://spot.insure/compare/corgi-vs-usi/cyber"
page-type: "line-comparison"
updated-at: "2026-09-29"
comparison-pair: "corgi-vs-usi"
provider-a: "corgi"
provider-b: "usi"
coverage-line: "cyber"
---

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[Human-readable page](https://spot.insure/compare/corgi-vs-usi/cyber)

## Agent Guide

**What this page is:** Focused comparison of Corgi and USI Insurance Services for Cyber Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Cyber Insurance questions about Corgi versus USI Insurance Services. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Corgi vs USI Insurance Services for Cyber Insurance: how do they differ?
- Which is better for Cyber Insurance, Corgi or USI Insurance Services?
- What does Corgi or USI Insurance Services publish about Cyber Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Cyber Insurance. Providers: Corgi and USI Insurance Services.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29.

**Related pages:**
- [Corgi vs USI Insurance Services](https://spot.insure/compare/corgi-vs-usi) — all coverage lines for this pair
- [Cyber Insurance guide](https://spot.insure/coverage/cyber) — how this coverage works
- [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile
- [USI Insurance Services profile](https://spot.insure/insurance-providers/usi) — provider profile

# Corgi vs USI Insurance Services: How Do They Compare for Cyber Insurance?

Corgi shows illustrative limits up to $1 million per claim, third-party only; USI Insurance Services is a broker with PrivaSafe for middle-market firms, including up to $2 million in notification-cost coverage on top of the policy aggregate.

USI's PrivaSafe form publishes a $10 million loss figure and $2 million of notification costs outside the aggregate; Corgi illustrates $1 million per claim on a third-party-only form.

## Corgi vs USI Insurance Services Cyber Insurance Summary

USI markets a manuscripted PrivaSafe form with up to $10 million of loss protection and $2 million of notification costs outside the aggregate. Corgi's standard form covers third-party claims only and shows $1 million per claim. [4](https://ucontent.usi.com/solution-insights/privasafe/ "USI Exclusive PrivaSafe") [1](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups")

## What Are the Key Differences Between Corgi and USI Insurance Services Cyber Insurance?

### A Manuscript With Published Extras Versus a $1 Million Shell

USI is a broker that places cyber and layers on PrivaSafe, a custom-drafted form it negotiates with the market. It says PrivaSafe can prevent uninsured losses up to $10 million, includes up to $2 million of notification costs in addition to the aggregate, and $250,000 of defense costs outside the limit. Corgi's standard form covers third-party network and privacy claims only and illustrates $1 million per claim with a $10,000 retention, with defense inside the limit. Choose USI if those published extras matter to a middle-market response budget; choose Corgi if a small online form is enough. [4](https://ucontent.usi.com/solution-insights/privasafe/ "USI Exclusive PrivaSafe") [1](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups")

USI says PrivaSafe can prevent uninsured or underinsured losses up to $10 million, includes up to $2 million in notification-cost coverage in addition to the policy's aggregate limit, and $250,000 in defense-cost coverage outside the limit (with additional limit available). [4](https://ucontent.usi.com/solution-insights/privasafe/ "USI Exclusive PrivaSafe") (Evidence: Company-reported; scope: Program page figures describe the PrivaSafe structure generally; a buyer's actual limits, sublimits and retentions are set on the policy declarations..)

### Who It Is For and What You Bring

USI markets PrivaSafe to middle-market firms it says often lack in-house security expertise, and to any business that gathers personal data, runs a network, or takes electronic payments. To start, bring current cyber policies, your largest cyber vulnerabilities, and recent audited financials. Corgi lets you request a quote online for a startup package or standalone policy. USI does not name the issuing insurer. [4](https://ucontent.usi.com/solution-insights/privasafe/ "USI Exclusive PrivaSafe") [1](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups")

## What Should You Confirm in Corgi and USI Insurance Services Cyber Insurance Quotes?

- Ask USI whether the $10 million, $2 million notification, and $250,000 defense figures appear on your quote. [4](https://ucontent.usi.com/solution-insights/privasafe/ "USI Exclusive PrivaSafe")
- Ask Corgi which first-party endorsements are priced. [1](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups")
- Get the issuing insurer from USI; the pages do not name one. [4](https://ucontent.usi.com/solution-insights/privasafe/ "USI Exclusive PrivaSafe")

## Corgi vs USI Insurance Services Cyber Insurance Compared

| Criteria | Corgi Cyber Liability | USI PrivaSafe Cyber and Privacy Liability Program |
| --- | --- | --- |
| Limits and Retentions | Corgi shows illustrative limits of up to $1 million per claim and $2 million in the aggregate, with a $10,000 self-insured retention per event. [1](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups") (Evidence: Company-reported; scope: Illustrative policy structure on the product page; actual limits and retentions appear on the declarations..) | USI says PrivaSafe can prevent uninsured or underinsured losses up to $10 million, includes up to $2 million in notification-cost coverage in addition to the policy's aggregate limit, and $250,000 in defense-cost coverage outside the limit (with additional limit available). [4](https://ucontent.usi.com/solution-insights/privasafe/ "USI Exclusive PrivaSafe") (Evidence: Company-reported; scope: Program page figures describe the PrivaSafe structure generally; a buyer's actual limits, sublimits and retentions are set on the policy declarations..) |
| How to Apply | You can request a cyber quote online through Corgi. [1](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups") (Evidence: Company-reported; scope: Product page quote call to action..) | To review cyber exposure with USI, the program page says a buyer should be ready to provide current cyber policies (if any), an assessment of its largest financial and operational cyber vulnerabilities, and its most recent audited financials. [4](https://ucontent.usi.com/solution-insights/privasafe/ "USI Exclusive PrivaSafe") (Evidence: Company-reported; scope: PrivaSafe program page intake description..) |
| Coverage Features | The standard policy covers third-party network security and privacy liability claims only. Breach response, ransomware, business interruption and funds transfer fraud are available as endorsements. [1](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups") (Evidence: Company-reported; scope: Coverage summary for form CORG-CY-0100; endorsement availability varies by jurisdiction and underwriting..)<br><br>Regulatory investigations, fines and penalties are excluded from the standard policy. Corgi says regulatory coverage may be added by endorsement where legally insurable. [1](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups") (Evidence: Company-reported; scope: Scenario notes for form CORG-CY-0100..)<br><br>The policy is claims-made, with defense costs inside the limit, so legal spending reduces the amount left for settlements. [1](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups") (Evidence: Company-reported; scope: Scenario notes for form CORG-CY-0100..) | USI describes PrivaSafe as covering three areas: liability costs (including inability to protect information and related tort liability), compliance and corrective costs (data breach and forensic costs, privacy regulatory costs, payment-card standards), and direct costs (network interruption, data reconstruction, cyber extortion, bricking, voluntary shutdown, reputational harm business interruption, and cyber crime). [4](https://ucontent.usi.com/solution-insights/privasafe/ "USI Exclusive PrivaSafe") (Evidence: Company-reported; scope: PrivaSafe program page; actual insuring agreements and exclusions are set by the issued policy form..) |
| Role in This Line | Corgi sells cyber liability as a standalone policy and inside its startup packages, starting with the pre-seed and seed package. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [1](https://www.corgi.insure/cyber-liability "Cyber Liability Insurance for Startups") (Evidence: Company-reported; scope: Homepage package contents and the cyber liability product page..) | USI is a broker, not an insurer, for cyber coverage. It places cyber and privacy liability policies for clients and layers on its own manuscripted program, PrivaSafe, rather than underwriting the risk itself. [4](https://ucontent.usi.com/solution-insights/privasafe/ "USI Exclusive PrivaSafe") [5](https://www.usi.com/property-casualty/technology/ "Technology Insurance") (Evidence: Company-reported; scope: PrivaSafe program page and USI's property & casualty and technology practice pages..) |

## About Corgi and USI Insurance Services and Cyber Insurance

- [Corgi company profile](https://spot.insure/insurance-providers/corgi) · [Corgi customer reviews](https://spot.insure/insurance-providers/corgi/reviews)
- [USI Insurance Services company profile](https://spot.insure/insurance-providers/usi) · [USI Insurance Services customer reviews](https://spot.insure/insurance-providers/usi/reviews)
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber)

## Related Pages for Corgi vs USI Insurance Services Cyber Insurance

- [Corgi vs USI Insurance Services](https://spot.insure/compare/corgi-vs-usi): all coverage lines, business roles, service and claims.
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber): Cyber insurance can help pay covered breach response, data recovery, interruption and liability costs; vendor incidents and funds-transfer fraud need separate checks.
- [Corgi Cyber Insurance](https://spot.insure/insurance-providers/corgi/cyber)
- [USI Insurance Services Cyber Insurance](https://spot.insure/insurance-providers/usi/cyber)

## Sources for Corgi vs USI Insurance Services Cyber Insurance

### Sources About Corgi

1. [Cyber Liability Insurance for Startups](https://www.corgi.insure/cyber-liability). Corgi Insurance; What’s Actually Inside Your Cyber Policy (form CORG-CY-0100); Scenario notes; Policy notes; Available Add-ons. Accessed 2026-09-23.
2. [Corgi Insurance: Startup Insurance, Quoted in Minutes](https://www.corgi.insure). Corgi Insurance; Coverage Designed Around Your Startup’s Journey: package contents. Accessed 2026-09-23.
3. [Disclaimers](https://www.corgi.insure/disclaimers). Corgi Insurance; Insurer and producer disclosures. Accessed 2026-09-16.

### Sources About USI Insurance Services

4. [USI Exclusive PrivaSafe](https://ucontent.usi.com/solution-insights/privasafe/). USI Insurance Services; How can USI help our firm...; Comprehensive Cyber Coverage Through Three Distinct Offerings (Liability Costs, Compliance/Corrective Costs, Direct Costs); Up to $2 million in notification costs...; $250,000 in defense cost coverage outside the limit; Our current local/regional broker already secured a Cyber liability policy.... Accessed 2026-09-23.
5. [Technology Insurance](https://www.usi.com/property-casualty/technology/). USI Insurance Services; USI's Technology Practice provides risk management advisory and insurance placement for: ...Network Security/USI PrivaSafe.... Accessed 2026-09-23.
6. [P&C Insurance and Risk Consulting](https://www.usi.com/property-casualty). USI Insurance Services; risk management and insurance advice on broad risk exposures such as...Cyber Risk...; cyber specialists, claim advocates, risk control specialists. Accessed 2026-09-23.

Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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