Corgi vs Newfront: How Do They Compare for Tech E&O Insurance?

Newfront is a broker, so you request a consultation and its Tech E&O and Cyber team negotiates wording alongside cyber. Corgi sells stand-alone Tech E&O that can be quoted and bound online instantly.

Corgi lets startups buy a standard Tech E&O policy online instantly, with illustrative $1 million/$2 million limits, but contract, IP and AI claims are excluded unless you add endorsements. Newfront is a broker whose tech team negotiates custom wording alongside your cyber cover and models the right limit. ^2,^1,³

What Are the Key Differences Between Corgi and Newfront Tech E&O Insurance?

Standard Instant Policy vs Negotiated Wording

Corgi sells Tech E&O as an instant-quote product and in startup packages, with a published list of base-form exclusions covering contract, IP and AI claims unless endorsed. Newfront doesn't write policies; its Tech E&O and Cyber team places Tech E&O through its Cyber Risk practice and negotiates bespoke language alongside your cyber wording. Choose Corgi if you're an early-stage startup that needs cover today and your contracts don't demand custom terms; choose Newfront if enterprise customers require specific wording or you want E&O and cyber designed together. ² ¹ ³

Limits

Corgi shows illustrative limits of up to $1 million per claim and $2 million aggregate with a $10,000 retention, and defense costs reduce the limit. Newfront uses its own modeling data to recommend limits that match your exposure, but publishes no ranges. ¹ ³

Claims Help

Corgi doesn't describe risk-management or claims services for Tech E&O beyond glossary and FAQ content. Newfront consults hands-on before and after a breach or claim, and you start with a consultation rather than an instant purchase. ¹ ³ ⁴

What Should You Confirm in Corgi and Newfront Tech E&O Insurance Quotes?

Ask Newfront which insurer will issue your policy. ³
Ask Corgi which endorsements reverse the contract, AI and IP exclusions, and whether you're with its risk retention group (a member-owned insurer) or a rated partner insurer. ¹
Compare Newfront's negotiated wording with Corgi's standard definitions of covered errors. ³ ¹
Compare Newfront's recommended limit with Corgi's $1 million/$2 million illustration. ³ ¹

Corgi vs Newfront Tech E&O Insurance Compared

Corgi vs Newfront: Tech E&O Insurance: documented features by provider

Criteria	Corgi Tech E&O	Newfront Cyber Risk Technology Errors & Omissions
How to Apply	Tech & AI Liability is one of the homepage's "Instant quote" policies, meaning it can be quoted and bound online without the 1-14 day turnaround Corgi assigns to its specialty coverages. ²Company-reported. Homepage policy-card labeling as of 2026-09-23.	You engage Newfront's Cyber Risk practice for technology E&O placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. ⁴Company-reported. General consultation intake, not a technology-E&O-specific application path.
Coverage Features	The policy responds to claims-made "wrongful acts": negligent errors in technology services (e.g., a bad calculation costing a client money), negligent acts such as an outage from a code update, and negligent systems integration or data migration work. ¹Company-reported. Illustrative scenario notes on the Tech E&O product page; the issued policy and declarations control the actual trigger. The standard policy excludes claims arising solely from breach of contract or SLA failure, intellectual property infringement, data breach liability, and AI-related claims; add-on endorsements can extend coverage to AI/algorithmic liability, copyright and trademark infringement, a contract/SLA carveback, and subcontracted technology services. ¹Company-reported. Tech E&O policy notes and Available Add-ons section; endorsement availability varies by jurisdiction and underwriting.	Newfront names its "Tech E&O and Cyber team" specifically and says that team "negotiates bespoke language to ensure the broadest terms available in the marketplace," indicating technology E&O is negotiated alongside cyber wording rather than sold as an off-the-shelf form; the reviewed page does not describe specific tech E&O exclusions or professional-services scope. ³Company-reported. Cyber Risk page's Subject Matter Expertise section.
Role in This Line	Corgi sells Tech E&O as a standalone instant-quote policy and bundles it into every startup package, starting with the pre-seed and seed tier. ^1,²Company-reported. Tech E&O product page and homepage package contents; package composition may change.	Newfront lists Technology Errors and Omissions (E&O) as one of the named coverages its Cyber Risk practice places, alongside cyber liability, data breach, business interruption, network security liability and cyber extortion coverage. Newfront brokers this coverage; it does not underwrite it. ³Company-reported. Cyber Risk page's Key Coverages list.

Criteria

Corgi Tech E&O

Newfront Cyber Risk Technology Errors & Omissions

How to Apply

Tech & AI Liability is one of the homepage's "Instant quote" policies, meaning it can be quoted and bound online without the 1-14 day turnaround Corgi assigns to its specialty coverages. ²Company-reported. Homepage policy-card labeling as of 2026-09-23.

You engage Newfront's Cyber Risk practice for technology E&O placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. ⁴Company-reported. General consultation intake, not a technology-E&O-specific application path.

Coverage Features

The policy responds to claims-made "wrongful acts": negligent errors in technology services (e.g., a bad calculation costing a client money), negligent acts such as an outage from a code update, and negligent systems integration or data migration work. ¹Company-reported. Illustrative scenario notes on the Tech E&O product page; the issued policy and declarations control the actual trigger.

The standard policy excludes claims arising solely from breach of contract or SLA failure, intellectual property infringement, data breach liability, and AI-related claims; add-on endorsements can extend coverage to AI/algorithmic liability, copyright and trademark infringement, a contract/SLA carveback, and subcontracted technology services. ¹Company-reported. Tech E&O policy notes and Available Add-ons section; endorsement availability varies by jurisdiction and underwriting.

Newfront names its "Tech E&O and Cyber team" specifically and says that team "negotiates bespoke language to ensure the broadest terms available in the marketplace," indicating technology E&O is negotiated alongside cyber wording rather than sold as an off-the-shelf form; the reviewed page does not describe specific tech E&O exclusions or professional-services scope. ³Company-reported. Cyber Risk page's Subject Matter Expertise section.

Role in This Line

Corgi sells Tech E&O as a standalone instant-quote policy and bundles it into every startup package, starting with the pre-seed and seed tier. ^1,²Company-reported. Tech E&O product page and homepage package contents; package composition may change.

Newfront lists Technology Errors and Omissions (E&O) as one of the named coverages its Cyber Risk practice places, alongside cyber liability, data breach, business interruption, network security liability and cyber extortion coverage. Newfront brokers this coverage; it does not underwrite it. ³Company-reported. Cyber Risk page's Key Coverages list.