--- title: "Corgi vs Newfront: Tech E&O Insurance" description: "Corgi lets startups buy a standard Tech E&O policy online instantly, with illustrative $1 million/$2 million limits, but contract, IP and AI claims are excluded unless you add endorsements. Newfront is a broker whose tech team negotiates custom wording alongside your cyber cover and models the right limit." canonical: "https://spot.insure/compare/corgi-vs-newfront/technology-errors-omissions" page-type: "line-comparison" updated-at: "2026-09-29" comparison-pair: "corgi-vs-newfront" provider-a: "corgi" provider-b: "newfront" coverage-line: "technology-errors-omissions" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/corgi-vs-newfront/technology-errors-omissions) ## Agent Guide **What this page is:** Focused comparison of Corgi and Newfront for Tech E&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Tech E&O Insurance questions about Corgi versus Newfront. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Corgi vs Newfront for Tech E&O Insurance: how do they differ? - Which is better for Tech E&O Insurance, Corgi or Newfront? - What does Corgi or Newfront publish about Tech E&O Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Tech E&O Insurance. Providers: Corgi and Newfront. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-29. **Related pages:** - [Corgi vs Newfront](https://spot.insure/compare/corgi-vs-newfront) — all coverage lines for this pair - [Tech E&O Insurance guide](https://spot.insure/coverage/technology-errors-omissions) — how this coverage works - [Corgi profile](https://spot.insure/insurance-providers/corgi) — provider profile - [Newfront profile](https://spot.insure/insurance-providers/newfront) — provider profile # Corgi vs Newfront: How Do They Compare for Tech E&O Insurance? Newfront is a broker, so you request a consultation and its Tech E&O and Cyber team negotiates wording alongside cyber. Corgi sells stand-alone Tech E&O that can be quoted and bound online instantly. Corgi sells a standard Tech E&O policy online instantly with $1 million/$2 million illustrative limits but excludes contract, IP and AI claims unless endorsed; Newfront is a broker that negotiates custom wording and helps with claims. ## Corgi vs Newfront Tech E&O Insurance Summary Corgi lets startups buy a standard Tech E&O policy online instantly, with illustrative $1 million/$2 million limits, but contract, IP and AI claims are excluded unless you add endorsements. Newfront is a broker whose tech team negotiates custom wording alongside your cyber cover and models the right limit. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [3](https://www.newfront.com/cyber-insurance "Cyber Risk") ## What Are the Key Differences Between Corgi and Newfront Tech E&O Insurance? ### Standard Instant Policy vs Negotiated Wording Corgi sells Tech E&O as an instant-quote product and in startup packages, with a published list of base-form exclusions covering contract, IP and AI claims unless endorsed. Newfront doesn't write policies; its Tech E&O and Cyber team places Tech E&O through its Cyber Risk practice and negotiates bespoke language alongside your cyber wording. Choose Corgi if you're an early-stage startup that needs cover today and your contracts don't demand custom terms; choose Newfront if enterprise customers require specific wording or you want E&O and cyber designed together. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [3](https://www.newfront.com/cyber-insurance "Cyber Risk") ### Limits Corgi shows illustrative limits of up to $1 million per claim and $2 million aggregate with a $10,000 retention, and defense costs reduce the limit. Newfront uses its own modeling data to recommend limits that match your exposure, but publishes no ranges. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [3](https://www.newfront.com/cyber-insurance "Cyber Risk") ### Claims Help Corgi doesn't describe risk-management or claims services for Tech E&O beyond glossary and FAQ content. Newfront consults hands-on before and after a breach or claim, and you start with a consultation rather than an instant purchase. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [3](https://www.newfront.com/cyber-insurance "Cyber Risk") [4](https://www.newfront.com/talk-to-an-expert "Get Started Today") ## What Should You Confirm in Corgi and Newfront Tech E&O Insurance Quotes? - Ask Newfront which insurer will issue your policy. [3](https://www.newfront.com/cyber-insurance "Cyber Risk") - Ask Corgi which endorsements reverse the contract, AI and IP exclusions, and whether you're with its risk retention group (a member-owned insurer) or a rated partner insurer. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") - Compare Newfront's negotiated wording with Corgi's standard definitions of covered errors. [3](https://www.newfront.com/cyber-insurance "Cyber Risk") [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") - Compare Newfront's recommended limit with Corgi's $1 million/$2 million illustration. [3](https://www.newfront.com/cyber-insurance "Cyber Risk") [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") ## Corgi vs Newfront Tech E&O Insurance Compared | Criteria | Corgi Tech E&O | Newfront Cyber Risk Technology Errors & Omissions | | --- | --- | --- | | How to Apply | Tech & AI Liability is one of the homepage's "Instant quote" policies, meaning it can be quoted and bound online without the 1-14 day turnaround Corgi assigns to its specialty coverages. [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") (Evidence: Company-reported; scope: Homepage policy-card labeling as of 2026-09-23..) | You engage Newfront's Cyber Risk practice for technology E&O placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. [4](https://www.newfront.com/talk-to-an-expert "Get Started Today") (Evidence: Company-reported; scope: General consultation intake, not a technology-E&O-specific application path..) | | Coverage Features | The policy responds to claims-made "wrongful acts": negligent errors in technology services (e.g., a bad calculation costing a client money), negligent acts such as an outage from a code update, and negligent systems integration or data migration work. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") (Evidence: Company-reported; scope: Illustrative scenario notes on the Tech E&O product page; the issued policy and declarations control the actual trigger..)

The standard policy excludes claims arising solely from breach of contract or SLA failure, intellectual property infringement, data breach liability, and AI-related claims; add-on endorsements can extend coverage to AI/algorithmic liability, copyright and trademark infringement, a contract/SLA carveback, and subcontracted technology services. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") (Evidence: Company-reported; scope: Tech E&O policy notes and Available Add-ons section; endorsement availability varies by jurisdiction and underwriting..) | Newfront names its "Tech E&O and Cyber team" specifically and says that team "negotiates bespoke language to ensure the broadest terms available in the marketplace," indicating technology E&O is negotiated alongside cyber wording rather than sold as an off-the-shelf form; the reviewed page does not describe specific tech E&O exclusions or professional-services scope. [3](https://www.newfront.com/cyber-insurance "Cyber Risk") (Evidence: Company-reported; scope: Cyber Risk page's Subject Matter Expertise section..) | | Role in This Line | Corgi sells Tech E&O as a standalone instant-quote policy and bundles it into every startup package, starting with the pre-seed and seed tier. [1](https://www.corgi.insure/tech-eo "Tech E&O Insurance for Startups | Corgi Insurance") [2](https://www.corgi.insure "Corgi Insurance: Startup Insurance, Quoted in Minutes") (Evidence: Company-reported; scope: Tech E&O product page and homepage package contents; package composition may change..) | Newfront lists Technology Errors and Omissions (E&O) as one of the named coverages its Cyber Risk practice places, alongside cyber liability, data breach, business interruption, network security liability and cyber extortion coverage. Newfront brokers this coverage; it does not underwrite it. [3](https://www.newfront.com/cyber-insurance "Cyber Risk") (Evidence: Company-reported; scope: Cyber Risk page's Key Coverages list..) | ## About Corgi and Newfront and Tech E&O Insurance - [Corgi company profile](https://spot.insure/insurance-providers/corgi) · [Corgi customer reviews](https://spot.insure/insurance-providers/corgi/reviews) - [Newfront company profile](https://spot.insure/insurance-providers/newfront) · [Newfront customer reviews](https://spot.insure/insurance-providers/newfront/reviews) - [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions) ## Related Pages for Corgi vs Newfront Tech E&O Insurance - [Corgi vs Newfront](https://spot.insure/compare/corgi-vs-newfront): all coverage lines, business roles, service and claims. - [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology errors and omissions can help pay when a customer claims your software, hosting, installation or tech advice caused financial loss; cyber incidents need separate review. - [Corgi Tech E&O Insurance](https://spot.insure/insurance-providers/corgi/technology-errors-omissions) - [Newfront Tech E&O Insurance](https://spot.insure/insurance-providers/newfront/technology-errors-omissions) ## Sources for Corgi vs Newfront Tech E&O Insurance ### Sources About Corgi 1. [Tech E&O Insurance for Startups | Corgi Insurance](https://www.corgi.insure/tech-eo). Corgi Insurance; What's Actually Inside Your Tech E&O Policy (form CORG-EO-0100 / CORG-TECH-0500); Scenario notes; Policy notes; Available Add-ons; Tech E&O Glossary; FAQ including carrier rating question. Accessed 2026-09-23. 2. [Corgi Insurance: Startup Insurance, Quoted in Minutes](https://www.corgi.insure). Corgi Insurance; Explore Our Main Policies: Tech & AI Liability card marked "Instant quote"; Coverage Designed Around Your Startup's Journey package contents listing Tech E&O. Accessed 2026-09-23. ### Sources About Newfront 3. [Cyber Risk](https://www.newfront.com/cyber-insurance). Newfront; Key Coverages to Protect Your Business: Technology Errors and Omissions (E&O); Subject Matter Expertise: "Tech E&O and Cyber team negotiates bespoke language to ensure the broadest terms available in the marketplace"; Our Approach: Coverage Negotiation, Claims Consultation; Leadership: Jennifer Wilson. Accessed 2026-09-23. 4. [Get Started Today](https://www.newfront.com/talk-to-an-expert). Newfront; Consultation form: schedule a consultation to see how Newfront can reduce your risk. Accessed 2026-09-23. Updated 2026-09-29. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/corgi-vs-newfront/technology-errors-omissions.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)